finance
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Master Your Finances: A Guide to Tracking Spending & Achieving Financial Stability
Recently, an old friend emailed me for help with his familys financial woes. The confession that followed wasnt pretty, and included tales of student loans, car loans, unrestrained spending, and
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Understanding Funeral Costs: What You Need to Know
When someone has to make funeral arrangements, they often look to the funeral home for help. They select one of the three coffins suggested by the funeral home. Often its part of a mid-priced pac
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Landline vs. VoIP: Is Cutting the Cord the Right Financial Move?
A while ago, my wife and I did what we do from time to time — ask if theres another cost-saving opportunity weve overlooked. I dont know about you, but the quest for fiscal prudence is ge
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Overcome Financial Anxiety: Practical Strategies for Managing Money Fears
[Editors Note: Kristin Wong penned this article on money management tips even through your fears a couple years ago, but its as relevant today as it was then.] My first year of high school, I wa
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The Power of Frugality: Building Wealth Through Smart Spending
Frugality isnt very sexy. Ill admit that. For most people, the concept of thrift probably conjures images of coupon clipping, stock photos of piggy banks, and Benjamin Franklin — none of wh
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Financial Discipline: Aligning Spending with Your Future Self
I fight splurges less often than I used to, but the urge still pops up occasionally. Sometimes, its okay to splurge; but mostly, I find myself wanting to resist temptation. There are a few questi
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Master Negotiation: Strategies for Overcoming Reluctance & Achieving Results
In an ideal world, you wouldnt need to go negotiate. In an ideal world, the weather would be perfect, there would be no war, and your employer would simply say, “Hey, your value to our com
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The Scarcity Mindset: How Lack Impacts Your Brain & Decisions
I recently discovered the book “Scarcity: Why Having Too Little Means So Much.” To be honest, I dont even remember how I came to find out about the book. Maybe someone recommended it
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Understanding Car Loan Repayment & Dealer Tactics
Your car breaks down on the side of the road … again. Its rush hour and it wont start. You have to have it towed and youre not happy about it. At all. So what do you do? You head to the local dea
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Understanding Necessary Vet Procedures: A Pet Owner's Guide
On Monday at 8:30 a.m., I found myself at the veterinarians office — where, unknowingly, I would spend the next three hours. The night before, my cat Mia threw up at least five times. In t
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Navigating Career Transitions & Financial Adjustments: A Personal Story
As many of you know, my husband had a career crisis that left him unemployed for several months last summer. It was scary, but we learned a lot from the experience — including the fact th
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Financial Integration: Navigating the Challenges of Combining Finances with a Partner
It happened fast. We barely talked about it, but all of a sudden, about a week after we got engaged — and before we were really ready — my fiancé and I had combined our finances. I c
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Debt-Free Living: Personal Stories & Strategies
Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and in
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Calculate Your Hourly Rate: Understand & Maximize Your Time Value
Its both fascinating and useful to calculate the value of your time. Financial freedom gives you options and flexibility. But without time, that means nothing. Time is a precious resource that w
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Freelance Budgeting: Strategies for Variable Income
It seems like everybodys goal lately is to leave their job and become a freelancer. And thats great! Freelancing gives you flexibility and control — and, plus, you get to work from home in
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Emergency Fund Essentials: Should Cash Be Included?
When I was in college, one of my co-workers at my part-time, on-campus job gave me a funny little gift that I use to this day. What was it? Its called a “wallet fairy.” According to
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Canning Food: A Cost-Effective Way to Preserve & Save Money
When I was a child, we lived on a farm that had a grape arbor loaded with Concord grapes. Each September, my mom would can jars upon jars of grape juice, and I have fond memories of evenings arou
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Budgeting Strategies: How to Gain Financial Control & Save Money
There are usually ways to save money each month — believe it or not. For instance, once upon a time, my husband and I were pretty clueless when it came to how we spent the money we earned
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Smart Savings Strategies: Frugal Living in Every Budget Category
I get frustrated when people dont understand what it means to be frugal. A few criticisms of frugality Ive come across: Frugality is a waste of time. Frugality distracts you from earning mor
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Prepare for Cold & Flu Season: Essential Medicine Cabinet Checklist
Though our family has already had one sneak peek, cold and flu season is about ready to really get started. Because I would like avoid as many sick visits to the doctor as I possibly can, I deci
finance
- Understanding Mortgage Types: A Comprehensive Guide for Home Buyers
- Inventory Turnover Ratio: Definition & Calculation | AccountingTools
- 25 Proven Ways for Teens to Earn Money in 2024
- Mortgage Banks: Your Guide to Home Loan Financing
- February Financial Goals Checklist: Stay on Track & Achieve Your Financial Objectives
- Understanding Credit Card Disputes: Your Rights & How to File
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Launch a Successful Influencer Program: A 6-Month Blueprint (Budget-Friendly)It’s a question I’m asked at every single in-person meetup I do: And, it’s a very hard question to answer. I know brands that are making millions through their social media influencer programs ...
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Cashing a Check from the Same Bank You Owe - What to ExpectYou finally received a check you've been waiting for, just to discover it is written from a bank to which you owe money. You plan to pay the bank off but currently, you need all the money you can ...
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Understanding Dividend Taxes: A Comprehensive GuideDividends offer investors a form of passive income, and this income must be taxed like any other. But paying taxes on dividends can be tricky because the taxes on dividends depend on several factor...
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Fourth Stimulus Check Unlikely? 3 Alternative Income OptionsMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...