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Understanding Capital Gains Tax on Real Estate Sales | [Year]

Capital gains tax on the sale of a real property is not an easy topic for many people to understand. This type of tax occurs when real property is sold and a profit is realized. If you sell the home i
Arizona Homestead Exemption: Protecting Your Primary Residence

When a real estate property owner homesteads a property in Arizona, it protects the homeowner's primary residence from claims by creditors made against the homeowner. In essence, it prohibits cred
Calculate Months of Inventory: A Real Estate Guide

Months of inventory, more commonly known as months of supply, represents how long it would take to deplete inventory assuming no new inventory is purchased or put on the market. It's commonly used
Find Property Sale Dates: A Comprehensive Guide

A home is officially considered as sold when the home's seller no longer has ownership. The sale date of property is when the money has been paid, the property's deed is legally recorded and t
Selling Property in Mexico: A Comprehensive Guide

Your success in selling a home in Mexico depends on several factors like the current housing market, the price you are asking, and how you market the home. Just as in the U.S. you can decide to active
Selling Your Home with Social Security Disability: A Step-by-Step Guide

When you're on Social Security Disability, it can seem difficult to do normal, every day tasks. Taking on a large, stressful task like selling your home can be physically difficult and may require
Mortgage & Home Sale: Understanding Your Loan Obligations

Selling a home involves settling up with all interested service providers, including your current mortgage lender. A home loan results in a mortgage lien on your property's title, which secures th
California Homesteading Laws: Protection & Requirements

The term "homesteading" is often erroneously applied to the legal process of declaring in a written statement made under oath that a particular home or property is identified and claimed as
Arizona Rental Sales Tax: Landlord & Tenant Guide

The amount paid in rental sales tax depends on where the rental unit is located in the state of Arizona. Each jurisdiction has different laws and rates of sales tax that are required to be paid by a l
Understanding Third Mortgages: Risks, Requirements & Qualification

A third mortgage is a risky bet for a lender who isn't entirely convinced you'll honor your commitment to repay it. In the event you fall upon hard times and seek bankruptcy relief, the lender
Understanding List-to-Sale Ratio in Real Estate

The list-to-sale or sale-to-list ratio is a sales metric used by real estate professionals to establish whether homes are selling more or less than the asking price in the local market. Buyers, seller
Deed in Lieu of Foreclosure: A Guide to Returning Your Home to the Bank

You can give your house back to the bank through a voluntary process called "deed in lieu of foreclosure." Homeowners who realize they can no longer afford their home often choose this route
Wills vs. Deeds: Understanding the Key Differences

Throughout life we acquire property in the form of houses, real estate, vehicles and savings accounts. Deciding how to divide assets between loved ones after your passing can be a confusing task. The
Land Purchase Agreement: A Comprehensive Guide

Writing a letter of intent is a way for two or more parties involved in a land transaction to work out details of the final buy and sell agreement, which also is commonly known as a purchase agreement
Determine if an Address is Inside City Limits: A Comprehensive Guide

The term "inside city limits" is not an unfamiliar one, but nailing down its definition can be kind of tricky. City limits are boundaries that define where a city ends. These boundaries are
Buying FSBO Homes: A Comprehensive Guide for Buyers

Buying a "for sale by owner," or FSBO, house requires a little extra legwork by you, but it can be worth it , especially if the savings the seller makes from not paying agent commissions is
Understanding Home Equity: How to Calculate Your 20% Equity

When you purchase a home, many lenders will require you to make a down payment of 20 percent of the loan amount. This gives you 20 percent equity right away. When you don't start with a down payme
Counteroffer Template: How to Respond to a Home Purchase Offer

Home sellers often receive purchase offers that fall short of their expectations. To formally modify specific sale terms, send a buyer or buyer's agent a counteroffer. A counteroffer lets a buyer
Renewing Your Rental Agreement: A Comprehensive Guide

If you're a current renter under a rental agreement (lease), there is an expiration date for that agreement. Of course, expiration doesn't mean you have to move out on that date. You or your l
Construction Loans vs. Permanent Mortgages: Understanding the Rate Differences

Construction loan rates for residential mortgages are computed differently than the rates for permanent loans. Construction loan rates are not fixed but "float" up or down during the constru

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home finance

home finance