home finance
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Understanding HOA Estoppel Letters: A Comprehensive Guide
You likely need an estoppel letter when buying or selling a condominium unit or house that's subject to a homeowners association, commonly known as an HOA. A buyer and mortgage lender want to know
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Understanding Land Short Sales: A Guide for Property Owners & Investors
Being unable to pay the loan or mortgage payments on your property can be a scary feeling. There are many different strategies that investors have used to help struggling land owners get from undernea
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Locate the Bank Owning a Property: A Step-by-Step Guide
Thousands of houses become available every day. The key is to know which banks own which properties instead of searching for different ways to find bank owned properties. Most banks hold the titles an
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Lost Title Insurance Policy? Here's How to Find a Copy
Whether you have a policy with one of the top title companies or with a smaller, local firm, you still need to keep your title insurance policy on hand in case you need it someday. However, old docume
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Buying REO Properties from Fannie Mae: A Step-by-Step Guide
The Federal National Mortgage Association -- known as Fannie Mae -- sells property it acquires through foreclosure, deed in lieu of foreclosure or forfeiture. If you qualify for a mortgage or have cas
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Check Recent Property Sales: A Guide for Buyers & Neighbors
Whether you are house-hunting or merely monitoring your neighborhood's property values, there are several resources you can consult to find out whether a house has recently sold. If you are unable
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Understanding Mortgage Bank Functions: Services & Operations
Mortgage banks are financial institutions that extend collateralized credit to consumers and commercial customers. The mortgage products extended by a bank are then serviced and collected by the insti
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Condominium Association Management: A Comprehensive Guide
Being in charge of a condominium association is no easy task. As the managing individual or firm, you are generally responsible for maintenance of the buildings, pools and other common areas. You also
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DIY Home Appraisal: A Comprehensive Guide for Buyers & Sellers
When people buy or sell a home, they often turn to a real estate agent to complete the transaction for them. While a competent real estate agent can successfully list a home, market it, negotiate betw
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Understanding the DU: Your Mortgage Approval Explained
DU in relation to a mortgage stands for Desktop Underwriter, which is a mortgage program used to analyze a borrower's application to see if it meets criteria set up by the governing agency of that
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Understanding the Impact of Recessions on Home Values
Recessions generally have a negative impact on home values, although it is possible for a particular locale to appear recession-proof. The recession that ended in 2009 had a substantial effect on home
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California Eviction Stay: How to File a Motion to Delay Eviction
When you default on your rental agreement, there will be a number of alternatives for you to pay your rent or quit. You will receive an Unlawful Detainer, which is a summary by the court describing wh
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Accessing Past MLS Listings: A Comprehensive Guide
Selling or buying a house is a prolonged and difficult undertaking. Whether you're a private party or a professional realtor, the goal is to maximize your gain and minimize your cost. Researching
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Park Model Home Financing: Options & Tips for Buyers
A growing number of consumers are seeking park model financing. Business Insider reports that millions of Americans would consider buying a tiny home as an investment or for personal use. Park model h
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Mortgage Subservicers: Understanding Your Loan Servicing
A mortgage subservicer collects your mortgage payment each month. Banks often use subservicers to handle their mortgage loan servicing. You may not know that your mortgage is being handled by a subser
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Locate Your Homeowners Association: A Step-by-Step Guide
Finding the homeowners association affiliated with your property can be more difficult than you'd think. Ideally, you'll have a bunch of documents – including the community's Declaration o
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Understanding FHA Loan Insurance: A Comprehensive Guide
If you purchased your home using a Federal Housing Administration (FHA) loan, you were able to make very low down payment of as little as 3.5 percent. This is the first indicator that your loan may be
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Real vs. Personal Property: Understanding Mobile Home Classification
Mobile homes on land may be considered either real or personal property, depending on their location and their relationship to the land. It is essential to understand the differences between real and
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Texas Mortgage Loan Officer: Requirements & Licensing Guide
Becoming a mortgage loan officer in Texas is a fairly straightforward process that is overseen by the Texas Department of Savings and Mortgage Lending. Loan officers there also have to register with t
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Sell Your Home By Owner in Washington: A Complete Guide
People can and do sell their homes in Washington without listing them with real estate brokerages. No special permits or licenses are necessary in Washington. You have the right to sell your house on
home finance
- Lease Termination Notice: How to Properly End Your Rental Agreement
- Buying Used FEMA Trailers: A Comprehensive Guide
- Real Estate Advertising Regulations: A Comprehensive Guide
- The Benefits of Living Near a Craft Brewery: Lifestyle & Real Estate
- Buying & Relocating Historic Homes: A Guide to House Moving
- Amazon HQ2: How the New Headquarters Could Impact Rental Costs
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Retirement Savings Strategies by Generation: A Comprehensive GuideWhile younger Americans may be forcing their parents to tap their retirement savings for financial support, new research shows they should not follow their parents’ retirement savings strategy....
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T-Mobile Prepaid Visa Balance: Check Your Balance Online & MoreA woman is holding her credit card. It helps to know your T-Mobile Prepaid Visa Card balance before using it to make a purchase, in order to avoid the risk your transaction will be denied bec...
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DIY Deck Maintenance: Save Over $1,000 Annually - A Real-Life StoryIt's not a fun task. But the sa...
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Check Writing Guide: How to Write a Check CorrectlyWriting a check is simple. When you open a bank account you are given checks to use. A check is a form you fill out that transfers funds from your account to the account of the payee – the pe...