home finance
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Navigating Section 8: Understanding & Expediting the Housing Choice Voucher Process
Participants in the Department of Housing and Urban Development's (HUD) Section 8 Housing Choice Voucher program receive a subsidy from the federal government that covers the portion of their priv
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Understanding FHA Chum Numbers: Your Mortgage Application Explained
The Federal Housing Administration, a division of the Department of Housing and Urban Development (HUD), provides mortgage insurance for qualified borrowers. CHUM is the computerized system the FHA us
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Understanding Land Ownership: From the Homestead Act to Modern Land Sales
For over 100 years, Americans could earn free land from the U.S. government by living on it for five years. The original Homestead Act expired in 1976, but the government still sells land to the publi
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Historical Death Records & Property Value: What You Need to Know
If you live in a very old house, chances are that at some point somebody died in it. A nonviolent death, or even a few of them, probably won't affect the value of your property, even if it does se
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Understanding Reverse Mortgage Complaints: Risks & Disadvantages
Reverse mortgages are a type of mortgage that allows people to live in their houses and retain ownership, while receiving an immediate loan amount for the equity in their homes. These reverse mortgage
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Rent an Apartment with No Job or Bad Credit: A Comprehensive Guide
When the number of foreclosures skyrocketed in the mid and late 2000s, apartment vacancies increased. Families moved out of apartments to live in single family home rentals, and lay-offs increased the
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Understanding Multiple Indebtedness Mortgages: A Comprehensive Guide
A multiple indebtedness mortgage is a type of loan, found in states such as Louisiana, where you owe more than one debt that is secured by your property. Examples include home equity loans or other ty
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Top US Cities for Real Estate Investment: A Comprehensive Guide
Affordability is a key indicator in real estate, but a solid residential investment needs to consider factors beyond the bricks and mortar. It needs to be about people -- an appealing location, good j
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Top Affordable & Beautiful Places to Live in America
When looking for a place to live, many people must pick a location that is close to their jobs or relatives. However, if you are in a position to freely choose your new home, many places in America of
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Find Your Property Tax ID: A Simple Guide
Finding a property tax ID number for a house is easier than you might think. The local or county databases you need to search for property tax ID numbers are free and publicly available. Fortunately,
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Florida Warranty Deed: Understanding Title Guarantees
A warranty deed is one of three ways provided under Florida law to legally convey title to real property. Compared to the grant deed and the quit claim deed, the warranty deed is the most comprehensiv
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Private Land Ownership vs. Government Land: Key Differences
There's quite a difference between private land ownership and government land ownership and management. One difference is that private land owners pay property tax and the government does not. Pri
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Section 8 Housing Approval: A Guide for Landlords
The Department of Housing and Urban Development's Section 8 Housing Choice Voucher program provides eligible renters with a subsidy equal to the amount of their private market rent that exceeds 30
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Understanding Deeded Beach Rights: Access & Ownership
When a property close to a beach is purchased, beach access is provided through deeded beach rights. In terms of deed rights, the word beach is used to define any body of water with attached land loca
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USDA Home Loan & Home Equity Loans: What You Need to Know
The United States Department of Agriculture (USDA) has a Rural Development arm offering direct and guaranteed home loans. In each scenario, the USDA offers to assist homeowners with the expense of fin
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Understanding Dwelling Coverage: How to Calculate It
Homeowner's insurance, which most mortgage lenders will require homeowners to have, pays for replacing a home damaged by natural or man-made disasters. The term "dwelling coverage" refer
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FHA Loan Well & Septic Inspections: Requirements & Process
Faulty wells and septic systems pose significant health and safety problems for homeowners and properties. Well water and septic tank inspections may be required for Federal Housing Administration loa
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Title Search vs. Title Insurance: Understanding the Difference
When buying property, knowing that you have free and clear ownership is important. During the process, you may hear the terms title insurance and title search at some point. While these terms both dea
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Modular Home Costs: A Comprehensive Cost Breakdown & Price Guide
A modular home is a factory-built house that is shipped to its permanent location after it is built. Modular homes are built in pieces and come in a variety of floor plans and sizes. According to the
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Wage Garnishment for Back Rent: A Landlord's Guide
Wage garnishment, or an earnings withholding order, is a legal means for recovering a debt. As a landlord, you may need to recoup back rent through wage garnishment when a tenant fails to deliver rent
home finance
- Calculate Price Per Square Foot: A Comprehensive Guide
- Understanding In Rem Foreclosure: A Comprehensive Explanation
- Celebrate Financial Freedom: Planning Your Mortgage Payoff Party
- Lease Termination Due to Pest Infestation: Your Rights & Options
- Mortgage Fees & Statistics: Uncovering Potential Disparities
- South Carolina Earnest Money Laws: A Comprehensive Guide
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Socially Responsible Investing (SRI): A Comprehensive GuideWhenever you buy a share of a stock, youre providing capital that a company will use to grow its business. But what if you dont agree with the way that company treats its employees, its customers, or ...
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Startup Launch Checklist: Essential Steps for SuccessSo you’re getting ready to finally launch your startup? This is an exciting time, albeit filled with anxiousness, late nights, constant planning, meetings, pitches and caffeine. By this poin...
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Understanding Accounting Transactions: A Comprehensive GuideAccounting transactions refer to any business activity that results in a direct effect on the financial status and financial statementsThree Financial StatementsThe three financial statements are the ...
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OPRA: Understanding Options Price Reporting & Data DisseminationWhat Is the Options Price Reporting Authority (OPRA)? The Options Price Reporting Authority (OPRA) is a committee of representatives from participating securities exchanges responsible for prov...