home finance
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Understanding Assumption Deeds with Existing Mortgages
A buyer who finances a real estate purchase receives two important items at closing. The first is the deed, which is the legal document that transfers ownership of the property from the seller to the
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Buyback Deductible: Understanding and Benefits
A buyback deductible is a premium that an insured party pays to reduce or eliminate the deductible paid in the event of a loss. You can add buyback coverage to an existing insurance policy or buy it a
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Sale Pending vs. Under Contract: Understanding the Real Estate Difference
Some agents encourage consideration of sale pending homes, others avoid them. Though sometimes used in other industries, the terms sale pending and under contract are most often used in the r
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Nevada Homestead Declaration: Protect Your Home Equity
For many, a home is the most significant investment they will make in their lives, and they want to be sure that their investment is protected. In Nevada, homeowners can register a Declaration of Home
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Inheriting Property After a Husband's Death: What If You're Not on the Title?
If your husband died and your name is not on your house's title you should be able to retain ownership of the house as a surviving widow. If your deceased husband left the house to you in a will t
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Understanding Foreclosure Final Judgments: What You Need to Know
The final judgment lists the amount owed to the lender. A final judgment is signed by a judge once the foreclosure case has gone through court proceedings. The final judgment allows the lende
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Alabama HOA Laws: Understanding Homeowners Association Regulations
If you live in a subdivision, planned-unit development or common-interest development, you may be subject to rules and regulations imposed by a homeowner's association. Many states have explicit l
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Evicting Squatters: Your Rights and Legal Process
A squatters possession in an abandoned house. Squatters occupy a property without permission. Many properties in foreclosure or that are unable to sell through foreclosure auction are abandon
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Commercial Lease Lockout: Landlord Rights and Tenant Protections
Business owners who lease office building space typically sign a contract through a commercial property manager or landlord who handles all affairs of leasing, including rent payments and property mai
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California Squatters' Rights & Eviction: A Legal Guide
Removing squatters, or people occupying a vacant house or apartment with neither permission nor a rental agreement, has historically long been a challenge in California. A law called AB-1513 makes dea
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Landlord Lease Agreement: Does a Signature Matter?
If you sign a lease but the landlord does not, that lack of signature might result in legal consequences under your state's landlord-tenant laws. Without a signed lease some states consider you to
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North Carolina Landlord-Tenant Law: Evicting a Tenant
Once an occupant has tenant status, only a court order can evict her. Five years ago, you agreed to let your elderly aunt live in the spare bedroom of your North Carolina home. She contribute
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Best Places to Live in NJ for Young Couples: 2024
If you're young and in love and living in New Jersey, there are plenty of towns boasting the amenities millennials crave. Perhaps Paris or nearby New York City is more synonymous with romance, but
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Condo Fees Explained: HOA vs. Regime Fees - What's the Difference?
A condominium is a type of common interest community in which each owner purchases fee simple interest in an individual unit and also receives undivided ownership interest in the community's commo
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Ready to Buy a Home? Assess Your Finances & Credit Score
Prime homebuying time is when your finances and credit say it is. Image Credit: Thierry Dosogne/Stone Sub/Getty Images Pulling the trigger on a home purchase once was as straightforward a
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Choosing a Land Surveyor: A Comprehensive Guide
Land surveyors find property boundaries. A land surveyor prepares a report that defines the boundaries of a piece of land. Having a survey completed is the best way to be absolutely sure of w
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Section 8 Housing Choice Voucher Program: Eligibility & Application
Section 8 applicants rent from private landlords. The federal Section 8 program, also known as the Housing Choice Voucher Program, provides rent subsidies in the form of vouchers to low-incom
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The 1/3 Housing Budget Rule: Is It Still Relevant in 2024?
If you've ever tried renting or buying a house, you've probably heard the age-old advice that you should never spend more than 1/3 of your income on housing. At first glance, this makes comple
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Mandy Moore Sells Los Angeles Home for $2.95M - Real Estate News
Mandy Moore — who, quite frankly, we can't think about without humming the chorus to "Candy" — has sold her long-time home in L.A. for just under $3 million. Moore purchased the Mediterr
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Moving Stages: A Practical Guide to Navigate the Process
Image Credit: Twenty20 Moving can be exciting. It feels symbolic of new beginnings and fresh starts and it sounds like a great idea…in theory. But somehow, as soon as it goes from theoretical to
home finance
- Selling a Double Wide Mobile Home: A Comprehensive Guide
- Apartment Rental Requirements: What You Need to Know
- Letter of Credit vs. Promissory Note: Key Differences Explained
- Contiguous Property Owners: Definition & Legal Implications
- Mobile Home Loans: Types, Interest Rates & Best Options
- Using Land as a Down Payment for a Home Loan: What You Need to Know
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Variable Prepaid Forward Contracts: Tax-Efficient Stock Sales ExplainedA variable prepaid forward contract is a technique that stockholders use in market equity transactions to cash in some of their stock to defer the tax liability owed on the capital gainsCapital GainA ...
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Investing in Cannabis Stocks: Potential Employer Conflicts & RisksWith the legalization of marijuana, marijuana-related stocks have become popular. The legal marijuana industry is expected to hit $25 billion by 2021, according to research firm ArcView. This means we...
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Maximize Your Tax Refund: 4 Groups Eligible for Additional Stimulus FundsDon't pass up more stimulus mon...
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South Korea's Economic Growth: A Deep Dive into GDP & Future ProspectsOnce wracked by political chaos and poverty, South Korea has emerged as an Asian giant whose economy stands tall amidst a number of other competitors. Little wonder, then, its spectacular econo...