home finance
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Understanding Residual Land Value: A Guide for Investors
The U.S. has hundreds of thousands of acres of available land. Even with the downtrend in real estate that heralded the 21st century's economic meltdown, land is still considered one of t
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HUD Grants for American Legion Posts: Funding Opportunities
American Legions across the country can apply for funding from HUD. The American Legion is a veteran service organization committed to promoting patriotism and serving active-duty military, v
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Access Easement vs. Road Easement: Understanding the Difference
An easement is the right for one person to use another's property for a specific purpose. Two types of easements that are commonly confused are access easements and road easements. Knowing the dif
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Understanding the Escrow Close Date: A Real Estate Guide
A real estate agent shakes hands with a couple next to a for sale sign outside a new house The escrow close date is the date when the ownership transfer deed, such as a grant deed or warranty
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Understanding Foreclosure: What Happens When You Abandon Your Home?
You might be tempted to pack your suitcases, call the moving van and just walk away from your home if you know there's no possible way you can keep up with the mortgage payments. This won't te
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Understanding HOA Statements: A Comprehensive Guide
What Is an HOA Statement? If you purchase a home in a planned development, you'll probably be obligated to join a homeowner's association. In return for general maintenance and shared
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Oklahoma Property Line Laws: Understanding Your Rights & Responsibilities
Property owners fences often create property line disputes. Title 60 of the Oklahoma State Statutes establishes several laws that govern land holdings in the state, and some of the most refer
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Navigating Property Disputes: Can Inherited Real Estate Be Sold with Majority Vote?
Ask a family member or trusted friend to mediate your decision-making.d When a deceased person leaves a share of real estate to multiple beneficiaries, he could be bequeathing a heap of troub
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Texas Writ of Possession: Eviction Process & Legal Requirements
A writ of possession is used to remove evicted tenants from your property. If you own rental property, there may come a time you will need to evict a tenant. In Texas, eviction is a four-step
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Value vs. Worth: Understanding the Key Differences
Value and worth can both be used to describe money. Value and worth are two oft-confused terms. While sometimes used interchangeably in conversation, the terms actually mean two different thi
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Inheritance Distribution: How Property is Divided Among Siblings
When someone dies, inherited property is not merely handed out in an arbitrary fashion. The distribution of an inheritance must always follow authorized written instructions. If the decedent drafted a
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California Escrow Fees: What to Expect & How They Work
Young couple signing paperwork with at escrow company When a property buyer and seller agree on a transaction an escrow company may become involved. Escrow companies serve as neutral third pa
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Texas Tenant Laws & Roommate Rights: A Comprehensive Guide
Texas landlord-tenant laws determine the obligations of unauthorized occupants and tenants with subleases. Texas law governs many aspects of a landlord-tenant relationship. When a new roommat
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Texas Warranty Deed with Vendor's Lien: A Comprehensive Guide
In Texas, a warranty deed includes specific assurances made by the seller to the buyer. One of these assurances is a guarantee that title to the property is free of encumbrances, meaning the title wil
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Understanding Deeds of Distribution: Estate Planning & Property Transfer
A deed of distribution helps determine to whom a home should be awarded after the homeowners death. When a person dies without leaving a will or a beneficiary -- or even when a will is left -
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Mortgage Foreclosure: Understanding Bank Rights & Options
No bank can refuse a payment on a mortgage for which all payments are current, but delinquent payments can lead to foreclosure. When foreclosure is a possibility, a single monthly payment won't st
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Changing a Property Deed in Maryland: A Comprehensive Guide
A house deed gives information about the legal ownership of property. It also provides a description of the property. In Maryland, you can change the deed on your house to add an additional owner, suc
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Appraisal Requirements for Real Estate in a Trust After Death
Wide shot of a modern house with a large front yard Husbands and wives who own property and other assets often establish a living trust. A trust avoids probate, protects assets and insures th
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Deed of Sale vs. Deed of Assignment: Key Differences Explained
A deed of absolute sale and a deed of assignment both transfer property ownership from one party to another. People use a deed of absolute sale most often in a typical real property sale in which a bu
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Understanding Deferred Balances in Mortgages: A Comprehensive Guide
What Is a Deferred Balance in a Mortgage? A mortgage allows someone to finance his home purchase with funds borrowed from a bank or other lender. After the paperwork is signed, monthly paymen
home finance
- Vendor's Lien Deed: Definition, Function & Purpose
- Florida Rent Increase Laws 2021: What Renters Need to Know
- Understanding Section 8 Lease Termination: Your Rights and Options
- Cash-Out Refinance & Taxes: What You Need to Know
- Refinance vs. Renewal: Understanding the Key Differences
- Understanding Non-Exclusive Easements for Land Access
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Establish a Memorial Trust: Honor a Loved One & Ensure Legal ComplianceMemorial trusts are governed in part by section 501(c)3 of the IRS code. A memorial trust is one way to honor the memory of a loved one. Donations to the trust may be used to help the family ...
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Understanding ECOA Credit Report Codes: What They MeanWhat Do ECOA Codes Mean on Credit Reports? The Equal Credit Opportunity Act is a federal law that prohibits lenders from using discriminatory practices when dealing with current and potential...
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Unsecured Loans for Bad Credit: Options & How to QualifyIf you have a bad credit history or no credit score at all, getting a personal loan can be challenging. Many people don’t have a credit history because they haven’t had any financial activity report...
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Post-Christmas Sales Timeline: Don't Miss These Deals!Image Credit: @hellomikee/Twenty20 Consider this: What day is farther away from Christmas — the day after, or six months out? Given how much of the year is devoted to amping up for just one holid...