home finance
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Funding Opportunities: Grants for Church Building Repairs & Renovations
There are numerous sources of grants to help small churches repair their buildings. Grants are available from nonprofit organizations, private donors and federal government agencies to help s
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Profit & Loss Statement for Loan Modification: A Guide for Self-Employed Borrowers
Lenders require profit and loss statements to calculate self-employment income. The federal government introduced the Home Affordable Modification Program to give distressed borrowers a trial
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Removing Deed Restrictions: A Step-by-Step Guide
A judge looking at documents. A deed restriction is a contractual obligation that limits a property owner's use or conveyance of property. In most states, deed restrictions are matters of
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Understanding Easements: Types, Purposes & Property Rights
Many property owners own a home or a commercial building without ever hearing the term "easement." That's because most people don't worry about the underground sewage pipe that serve
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Gross Potential Rent (GPR): A Real Estate Investor's Guide
For a real estate investor to be successful, she must make wise decisions when determining which properties she should invest in. There are many different strategies and calculative formulas that a re
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Canceling Homeowner's Insurance After Closing: What You Need to Know
Canceling your homeowners insurance may violate the terms of your loan agreement. When buying or selling a house, there are a number of home expenses to either sign up for or cancel. This inc
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Life Estate & Home Equity Loans: What You Need to Know
Think carefully before you set up a life estate. A life estate lets you have your house and give it away too. With a life estate, you give your heir the deed, so the property won't pass t
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Understanding Collateral: How It Impacts Loan Terms
If you default on your car loan, the lender will seize the car. When applying for a loan, you may notice that secured loans typically offer better terms than unsecured loans. Lenders of secur
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Donating Property to Your City: Tax Benefits & Process
If you have real estate you are tired of paying taxes on and are unable to sell, consider donating the real estate to the city where you live. While you can offer the property to any city, typically y
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Requesting Information on a Property: A Guide to Inquiry Letters
If you see a house for sale that you would like more information about, sending a letter of inquiry can lead the homeowner or the Realtor to reply with a letter instead of a phone call. Having informa
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Understanding Effective Rent: A Guide for Renters & Landlords
Close-up of rental agreement. Effective rent is a common real estate term, though its exact meaning varies with context. The concept of effective rent has significant implications for renters
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Renting an Apartment as a Minor: Legal Rights & Challenges
Apartment landlords may not rent to a minor. Whether you're browsing the best apartment rental sites for ideas or checking with local complexes, you'll find that renting an apartment
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Breaking Your Lease After a Home Burglarization: Your Rights & Options
Your landlord may work with you after a break-in. You may have a hard time living in your rental after a burglary. Many people feel uncomfortable alone or have trouble sleeping after a home i
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Understanding Non-Exclusive Easements for Land Access
When someone needs access to land that another party owns, easements are used to address this problem. For instance, when someone purchases land that is landlocked or that is difficult to access, some
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Lease Ratification: Understanding Land Rights for Oil & Mining
Wide shot of a row of oil pumps at sunset Gas, oil and mineral companies lease private land for drilling and mining. This arrangement often presents a win-win situation: the companies establi
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Lessor vs. Lessee: Understanding Roles in Rental Agreements
In a rental contract or lease, a lessor is the person who is offering the property and the lessee is the person who is renting it. In many home rental agreements, that means that the lessor is the lan
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Legal Guide: Evicting an Adult Child from Your New Jersey Home
If your adult child overstays his welcome and refuses to leave your home, you can legally evict her according to the Anti-Eviction Act of the state of New Jersey. Start the procedure by sending her a
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![Legal Guide: Removing Squatters from Your Property - [Year]](https://www.etffin.com/article/uploadfiles/202109/2021092609005859_S.jpg)
Legal Guide: Removing Squatters from Your Property - [Year]
How to Get a Squatter Out of Your Home Tip Contact the police if the squatters have broken into the property by force. They may be removed without court intervention. Professional eviction co
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Senior Mortgage Assistance Programs: Options for Homeowners
There are many challenges facing senior citizens today. Fixed incomes, rising healthcare costs, and everyday expenses can make it harder for seniors to make their monthly mortgage payments. Fortunatel
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Pre-Lease Agreements: Benefits & Risks for Tenants
Landlords sometimes advertise the availability of a pre-lease, meaning the tenant may reserve a rental unit for a future date. A pre-lease arrangement requires a prospective tenant to place a money de
home finance
- Locate Rural Addresses: A Guide to Finding Properties on Rural Routes
- Mortgage Loan Modification: A Guide to Negotiating with Your Lender
- Choosing the Right Movers: A Comprehensive Guide
- Sell Your Pennsylvania Home FSBO: A Comprehensive Guide
- Understanding Home Equity: How to Build It Faster
- Protect Your Refund: A Guide to Getting Your Security Deposit Back
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Spotting Personal Loan Scams: 5 Red Flags to Watch ForProtect yourself by looking for these five telltale signs. (iStock) The coronavirus pandemic has had a significant impact on the economy. While it's starting to decline, unemployment in July 2020...
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Understanding Investment Alpha: A Guide for InvestorsInvesting is an opportunity and being a successful investor are two different things. Although anyone can come up with a trading idea, those who want to make money need sound ...
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Hiring a Coach: A Comprehensive Guide to Finding the Right FitThe word, “coach” has been around since the 1800s and was used for private tutors. Eventually, coaches became dominant in sports. But in recent decades, coaching applies to almost every field. Because...
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Solvency Explained: Understanding Long-Term Debt and Financial StabilitySolvency is the ability of a company to meet its long-term financial obligationsLong Term DebtLong Term Debt (LTD) is any amount of outstanding debt a company holds that has a maturity of 12 months or...