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Funding Opportunities: Grants for Church Building Repairs & Renovations

There are numerous sources of grants to help small churches repair their buildings. Grants are available from nonprofit organizations, private donors and federal government agencies to help s
Profit & Loss Statement for Loan Modification: A Guide for Self-Employed Borrowers

Lenders require profit and loss statements to calculate self-employment income. The federal government introduced the Home Affordable Modification Program to give distressed borrowers a trial
Removing Deed Restrictions: A Step-by-Step Guide

A judge looking at documents. A deed restriction is a contractual obligation that limits a property owner's use or conveyance of property. In most states, deed restrictions are matters of
Understanding Easements: Types, Purposes & Property Rights

Many property owners own a home or a commercial building without ever hearing the term "easement." That's because most people don't worry about the underground sewage pipe that serve
Gross Potential Rent (GPR): A Real Estate Investor's Guide

For a real estate investor to be successful, she must make wise decisions when determining which properties she should invest in. There are many different strategies and calculative formulas that a re
Canceling Homeowner's Insurance After Closing: What You Need to Know

Canceling your homeowners insurance may violate the terms of your loan agreement. When buying or selling a house, there are a number of home expenses to either sign up for or cancel. This inc
Life Estate & Home Equity Loans: What You Need to Know

Think carefully before you set up a life estate. A life estate lets you have your house and give it away too. With a life estate, you give your heir the deed, so the property won't pass t
Understanding Collateral: How It Impacts Loan Terms

If you default on your car loan, the lender will seize the car. When applying for a loan, you may notice that secured loans typically offer better terms than unsecured loans. Lenders of secur
Donating Property to Your City: Tax Benefits & Process

If you have real estate you are tired of paying taxes on and are unable to sell, consider donating the real estate to the city where you live. While you can offer the property to any city, typically y
Requesting Information on a Property: A Guide to Inquiry Letters

If you see a house for sale that you would like more information about, sending a letter of inquiry can lead the homeowner or the Realtor to reply with a letter instead of a phone call. Having informa
Understanding Effective Rent: A Guide for Renters & Landlords

Close-up of rental agreement. Effective rent is a common real estate term, though its exact meaning varies with context. The concept of effective rent has significant implications for renters
Renting an Apartment as a Minor: Legal Rights & Challenges

Apartment landlords may not rent to a minor. Whether you're browsing the best apartment rental sites for ideas or checking with local complexes, you'll find that renting an apartment
Breaking Your Lease After a Home Burglarization: Your Rights & Options

Your landlord may work with you after a break-in. You may have a hard time living in your rental after a burglary. Many people feel uncomfortable alone or have trouble sleeping after a home i
Understanding Non-Exclusive Easements for Land Access

When someone needs access to land that another party owns, easements are used to address this problem. For instance, when someone purchases land that is landlocked or that is difficult to access, some
Lease Ratification: Understanding Land Rights for Oil & Mining

Wide shot of a row of oil pumps at sunset Gas, oil and mineral companies lease private land for drilling and mining. This arrangement often presents a win-win situation: the companies establi
Lessor vs. Lessee: Understanding Roles in Rental Agreements

In a rental contract or lease, a lessor is the person who is offering the property and the lessee is the person who is renting it. In many home rental agreements, that means that the lessor is the lan
Legal Guide: Evicting an Adult Child from Your New Jersey Home

If your adult child overstays his welcome and refuses to leave your home, you can legally evict her according to the Anti-Eviction Act of the state of New Jersey. Start the procedure by sending her a
Legal Guide: Removing Squatters from Your Property - [Year]

How to Get a Squatter Out of Your Home Tip Contact the police if the squatters have broken into the property by force. They may be removed without court intervention. Professional eviction co
Senior Mortgage Assistance Programs: Options for Homeowners

There are many challenges facing senior citizens today. Fixed incomes, rising healthcare costs, and everyday expenses can make it harder for seniors to make their monthly mortgage payments. Fortunatel
Pre-Lease Agreements: Benefits & Risks for Tenants

Landlords sometimes advertise the availability of a pre-lease, meaning the tenant may reserve a rental unit for a future date. A pre-lease arrangement requires a prospective tenant to place a money de

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home finance

home finance