home finance
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Finding & Buying Discount Homes: A Step-by-Step Guide
Have cash on hand and be prepared to act quickly if you're in the market for dirt cheap houses. They sell fast if they don't have major flaws, so you need to be aware of when they come on the
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Buying Your Rented Home: A Tenant's Guide
Regardless of how long you've lived in a rental home, your landlord always has the option of selling the property. As the current tenant, your landlord may give you the opportunity to buy the hous
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Roommate Rent Issues: Rights, Options & Legal Steps
A roommate who skips out on rent or fails to pay on time can wreak havoc on your finances and living arrangement. You can choose to continue living with a roommate who doesn't pay rent or have her
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Understanding Real Estate Ownership Interests: A Comprehensive Guide
Homebuyers aspire to homeownership because it makes financial sense, offers stability and provides more freedom to make housing choices. Your real estate ownership interest describes your legal rights
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Reverse Mortgages: Understanding Options & Eligibility | AARP
A reverse mortgage is a way older people can pull money out of their homes. AARP does not endorse companies that make these mortgages but offers information about the process. Eligi
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Seller's Rights: Understanding Contract Termination in Real Estate
The short answer as to whether you can get out of a real estate contract if you're the seller is "yes." Ultimately, you don't have to sell the house if you absolutely don't want
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Repossessed Mobile Homes: A Comprehensive Buying Guide
Buying a repossessed mobile home is similar in some respects to buying a repossessed traditional home, but much different in other respects. Just as with a traditional home, an inspection is vital, si
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Real Estate Transaction Process: A Step-by-Step Guide
The Purchase Contract The real estate transaction process begins with a purchase contract -- an agreement between both the buyer and seller. It includes the price of the home, and important con
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Rental Property Refinancing: Lower Rates & Increased Cash Flow
Refinancing a rental can result in a lower interest rate and a better mortgage payment, which may equal more rental earnings. You can refinance with your current mortgage lender or a different company
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Foundation Repair and Homeowners Insurance: What's Covered?
A homeowners insurance policy contains many coverages for accidents and property damage that can occur to a home. A policy will also include exclusions or perils that an insurance company does not wan
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PODS Moving & Storage: Your Convenient Container Solution
Portable moving containers such as the ones offered by PODS Enterprises Inc. offer convenient moving solutions. The company delivers the PODS container to your home and later moves it to your destinat
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Private Mortgage Insurance (PMI): Cost, Requirements & How to Save
Private mortgage insurance is required for home buyers who do not put up at least 20 percent of the home's value as a down payment when they take out a mortgage. This insurance protects the lender
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MRTA Explained: Mortgage Reducing Term Assurance in Malaysia
MRTA stands for mortgage reducing term assurance and is often referred to as mortgage life insurance. MRTA is an option provided to home buyers in Malaysia that allows them to protect themselves finan
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Landlord Letter Writing: Tips for Effective Communication
Writing an appropriate letter to your landlord isn't much different from writing other types of business letters. Your letters should communicate, in a civil and polite way, your concerns and your
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Mortgage for LLC: A Comprehensive Guide for Business Owners
LLCs, or limited liability corporations, are entities set up by small businesses to separate business holdings from personal holdings. Often these are set up to protect a consumer's personal asset
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Affordable & Safe Places to Live in Colorado: 2024 Guide
Homebuyers seeking a safe and affordable home may find that Colorado is the perfect destination. Housing data website, Sperling's, estimates its overall cost of living is 12 percent higher than th
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FHA Land Loans: Financing Your Future Home Construction
You may qualify for a Federal Housing Administration land loan if you plan to build a house on the property within a specific time frame. This loan is also known as the construction to permanent loan.
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Understanding MLS Listing History: A Realtor's Guide
The Multiple Listing Service or MLS is a tool used by Realtors around the country to input data about properties for sale and exchange information with cooperating competitors. The MLS system provides
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Homeowners Insurance Costs: What to Expect & How to Save
When shopping for homeowners insurance, it helps to know the factors that providers consider when setting their rates, or premiums. This knowledge can help you reduce your premium and overall housing
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Calculate Rental Rates: A Guide to Price Per Square Foot
Knowing what to charge for the home or apartment that you want to rent is important to getting a signed lease. Charging too much will scare off renters and price you right out of the marketplace, leav
home finance
- Understanding 'Nil' Clauses in Home Insurance Policies
- FHA Loans & Acreage: Understanding Land Limits
- Funding Your Foreclosure: Grant Opportunities for Investment Properties
- Rental Application Guide: Tips for a Successful Application
- Minimum Wage vs. Cost of Living: A Persistent Disconnect
- Qualified Leasehold Improvements: Tax Deductions & Requirements
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Understanding Cyclical Stocks: Definition & Investment StrategiesCyclical stocks tend to rise and fall with the general economic cycle. Their revenues and profits typically rise swiftly during economic expansions and fall sharply during recessions. Many cyclical s...
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Cash Back Credit Cards: A Complete Guide to Earning Rewards...
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Visa Credit Card Transaction History: Online Access & ManagementCheck your Visa credit card transactions online. When you wait to receive your Visa credit card statement in the mail each month, you allow too much time to pass without knowing what's re...
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![Loan Note: Definition, Purpose & Key Features - [Your Company Name]](https://www.etffin.com/article/uploadfiles/202109/2021092516535056_S.jpg)
Loan Note: Definition, Purpose & Key Features - [Your Company Name]What is a Loan Note? A loan note, or a promissory note, is a legal document that obligates one party to repay money to another party. A proper loan note also protects the interests of both th...