home finance
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Selling a Fire-Damaged Home: A Comprehensive Guide
Selling a home that was damaged in a fire can present a greater challenge but isn't impossible. While it takes a combination of factors to sell any property, fire-damaged homes attract both invest
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Effective 'For Rent' Signs: Attract Quality Tenants
You have carefully prepared your rental for a new tenant with a thorough cleaning, a new paint job and a few repairs. Now comes the time to write a compelling "For Rent" ad which gives poten
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Dwelling Insurance: Understanding Coverage & Benefits
Most homeowners are familiar with the benefits and basic coverage available with a homeowners policy. There's another type of insurance available for residential homes as well that far fewer peopl
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Mobile Home Value: Find Your Free Appraisal Using NADA & Other Resources
When looking to sell a mobile home or in the market to purchase one, knowing the blue book value of the mobile home will help prepare you for negotiations. While Kelley Blue Book doesn't cover mob
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Home Loans Without Employment: Options & Requirements
While mortgage lenders typically want to see you have stable employment before issuing a home loan, if you have a steady income stream from another source and can document its long-term viability, you
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PHH Mortgage Payment Options: A Comprehensive Guide
You found a house, bought a house, secured a mortgage for the house and, since it's true that there's a first time for everything, must begin making mortgage payments on the house. Whereas yes
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Become a Successful Property Scout: Find Investment Deals & Earn Fees
A property scout is someone who finds investment properties and presents them to investors for a finder's fee, which may range from $500 to $1,000. With the right motivation and networking skills,
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Disputing a State Tax Lien: A Step-by-Step Guide
An incorrect state tax lien might have been filed against you for a number of reasons. You might have paid your state tax debt in full before the lien was recorded; you might have been entitled to a s
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Conventional Uninsured Loans: Requirements & Benefits
Candidates for conventional, uninsured loans are considered prime borrowers. They have at least a 20 percent down payment, good credit and enough income to make mortgage lenders feel safe. Lenders req
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Grant Deed Explained: Understanding Property Ownership Transfer
The most common type of deed used in the selling of property is a grant deed. The grant deed is recorded in the county courthouse after a real estate sale and the buyer gets the original.
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Find a House's Construction Year: A Simple Online Guide
A house's age can shed light on the property's market value, its construction and condition. You can look up the year a home was built online via the local tax assessor's website. Tax auth
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Understanding Transfer Tax: A Step-by-Step Calculation Guide
Some states have what is called transfer tax or grantor's tax on conveyance of real estate. In some states, they are stamps that are purchased and affixed on the deed. In other states, the tax is
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Removing an MLS Listing: A Step-by-Step Guide
The Multiple Listing Service (MLS) is a database created by real estate professionals to market their listings. Typically, local or regional Realtor Associations control the local MLS, and a listing i
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Construction Loan Payment Calculation: A Simple Guide
Construction loans are relatively simple in theory, but tend to be much more complex in implementation. To help your budget calculations, this article will explain how they work and how to calculate c
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Seller's Net Sheet: Calculate Your Profit After Selling a Home
When selling a house, the seller should prepare a seller's net sheet to help them determine the selling price and the proceeds expected. If the seller is using a real estate agent, the agent shoul
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Accessing MLS Listings: Options Beyond Registration
Multiple Listing Services or MLS is a system devised by real estate professionals to cooperate with competitive brokers in marketing their listings. Members of the National Association of Realtors hav
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Leveraging Land as Collateral for a Home Loan: A Comprehensive Guide
Things Youll Need Deed to your land Appraisal (if available) Cost breakdown from builder Cost estimate of closing your loan Survey of land if available Proof of income, paystubs and W2s (if applicable
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Property Valuation: A Step-by-Step Guide to Calculating Property Value
Calculating property values is as much art as science. Think of property valuations as a sophisticated "flea market." Eventually, all properties are worth whatever a buyer is willing to pay
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Landlord Lease Agreement: A Comprehensive Guide
Being a landlord has its pros and cons, but being savvy about your lease agreements or rental contracts is key to keeping frustrations to a minimum. Whether you are simply renting out an extra room in
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Protect Yourself: Avoiding Rental Scams on Craigslist
Millions of prospective tenants use Craigslist to find free classified adds on rental homes and apartments. Home-for-rent scams appear on this popular website and may be difficult to detect if you'
home finance
- FHA Loans & Acreage: Understanding Land Limits
- California Escrow Fees: What to Expect & How They Work
- Tennessee Trailer Home Regulations: Purchase & Ownership Rules
- Removing Yourself from a Joint Mortgage: A Comprehensive Guide
- Real Estate Commission: How Much Do Agents Earn?
- Florida Mobile Home Title Verification: A Step-by-Step Guide
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2022 Stimulus Checks: What You Need to Know (Updated)If you're waiting for a stimulu...
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Understanding Food Supply Chain Disruptions & TransparencySix months ago, you may not have thought much about where your groceries were produced. But chances are you’re thinking about it now. The COVID-19 crisis has...
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Unemployed & Need a Car? Understanding Auto Loan OptionsIf you need to buy a car during a period of unemployment, it can feel as if you’re stuck in neutral. Searching for a job can be tough if you don’t have wheels. And it could be eq...
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House Hacking: A Comprehensive Guide to Reducing Housing CostsIf you’re like most Americans, then your mortgage payment is probably your biggest monthly expense. According to the U.S. Census Bureau, the median monthly mortgage payment is $1,558. That...