investing
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Understanding the Maturity Risk Premium in Fixed-Income Investments
Fixed-rate securities incorporate a maturity risk premium when setting the interest rate. When you invest in securities that pay you a fixed rate of interest, such as a fixed-rate bond or cer
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Fidelity 401(k) Withdrawal: Options & Tax Implications
Man using his laptop on couch. The Fidelity suite of products offer a wide range of services that help individuals do everything from saving for retirement to investing extra money to trade o
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Calculating Gold & Silver Value: A Guide to Weight & Purity
Ultimately, the value of any object is how much someone is willing to pay for it. The going rate of a particular coin or piece of jewelry can be more or less than the intrinsic value of the metal it c
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Realized Return: A Simple Guide to Calculating Investment Profit/Loss
With so many different investment options out there, it can be hard to tell which ones are doing well and which ones have been underperforming. To monitor how your investments are doing, you can use t
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Gross Redemption Yield: Calculation & Understanding
The gross redemption yield of a security holding is a calculation of expected income and capital growth for the period of time to the maturity date of the security. The purpose of this calculation is
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Interest Rates & Investment: Understanding the Economic Link
The level of investment in the economy is sensitive to changes in the prevailing interest rate. In general, if interest rates are high, investment decreases. Conversely, if interest rates are low, inv
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SIMPLE IRA Loans: Understanding Access & Alternatives
A SIMPLE, or savings incentive math plan for employees, IRA is a retirement account created by your employer as an alternative to a 401k plan that still allows the employer to offer retirement benefit
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Understanding Put and Call Options: A Beginner's Guide
What Are Put and Call Transactions? In the stock market, you do not have to directly buy or sell stocks to profit. You can buy or sell options. The two types of options are calls and puts.
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Rate of Return vs. Interest Rate: Understanding the Key Differences
The rate of return is an internal measure of the return on money invested in a project. The interest rate is the external rate at which money can be borrowed from lenders. Rate of R
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Amortized Cost vs. Market Value of Securities: Key Differences
Amortization helps predict profits, but market value controls them. Amortization is a process, and market value marks a place in time on securities -- stocks, bonds and other investments -- o
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Investing in Stocks: Long-Term Growth & Advantages
Stocks have a number of advantages relative to other forms of investing, including a higher long-term rate of return. Additionally, holding stocks for an extended period has benefits as an investment
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Understanding Net Change: A Simple Calculation
Calculate net change Net change is the difference between the current price of assets and the price of the asset on another day previous to that one. The most common "previous date"
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Net Present Value (NPV) Calculation: A Comprehensive Guide
Net Present Value Net present value is a financial metric commonly used by financial analysts to evaluate project proposals or investment decisions. Mathematically, it is the difference betwe
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Charitable Foundations: Benefits, Drawbacks & Considerations
Personal Finance Creating a charitable foundation is becoming more popular as individuals with large estates want to direct their money to specific causes. Creating a foundation is not an eas
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Investing in Payday Loan Companies: A Comprehensive Guide
Payday lending is a profitable industry. There is no doubt that payday loans are an extremely profitable part of the banking industry, and many investors are looking for a way to cash in on t
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Investing in Rice Futures & Options: A Guide for Diversification
Rice received a lot of attention in 2009 when Wal-Mart began limiting the amount of rice that a shopper could purchase. This action was in response to worldwide shortages that came about due to high f
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Generate Revenue with Carbon Credits: A Guide
People all across the world are making money and saving the planet through the selling of items called "Carbon Credits". These items can be anything from a tree to a windmill, and as long as
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Profit Sharing Bonds: Understanding Investment Income & Potential
A profit sharing bond is a fixed income security whereby the holder receives regular interest payments and a share in the profits or dividends of the bond-issuing company. Other Nam
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YTD Annualization: Calculate & Compare Performance
Annualizing YTD results allows you to compare data from different time periods. Annualizing year-to-date (YTD) data allows you to compare current performance over different time periods. For
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Unlevered Cost of Equity: Calculation & Importance
Tracking the cost of equity Unlevered (unleveraged) equity refers the stock of a company that is financing operations with all equity and no debt. In this case, the cost of capital is only th
investing
- Understanding Jail Bonds: How They Work & Bail Alternatives
- Understanding Cash Flow Statements: Pros & Cons for Investors
- Bond Trading Hours: Understanding Market Availability
- Net Gain/Loss Calculation: A Simple Guide for Investors
- Understanding P/E Ratios: A Guide for New Investors
- Understanding Stock Portfolios: A Comprehensive Guide
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Earnin Alternatives: Top Apps for Quick Cash AdvancesThe Earnin app may help if you need a little money before your next paycheck hits your bank account. The app is known for asking for optional tips instead of charging customers intere...
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Maximize Savings: 3 Best Places to Earn More with Low Interest RatesWith interest rates in decline, where can a saver go to pad their portfolio? These three landing spots make the grade. (iStock) Coronavirus has forced the U.S. Federal Reserve to cut interest rates tw...
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Using Credit Card Convenience Checks: A Comprehensive GuideConvenience checks are an option to the use of plastic. Credit card issuers often send convenience checks in the mail for cardholders to use in place of their credit cards. Convenience checks...
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Smart Savings: Simple Tweaks to Boost Your Financial HealthA few months ago, I was hanging out with a good friend at a bar. In between rounds of drinks and amid the din and bustle, she shamefully admitted that although she had nearly $20,000 of c...