Personal finance
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Black Friday vs. Cyber Monday: Separating Fact from Fiction - [Year]
Black Friday weekend is big business. In 2020, shoppers spent $9 billion online in 24 hours.1 But are Black Friday and Cyber Monday really the best times to save money holiday shopping? Let’s find out
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Holiday Gift List Guide: Budget-Friendly Shopping Strategies
Christmas shopping on a budget this year? Smart. Trying to keep Hanukkah gifts in check? Understandable. Do the 7 days of Kwanzaa have you stressed? Been there. When it comes to sticking to a savings
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Financial Harmony: Expert Tips for Couples on Managing Money Together
Solid communication about money can have a big impact on a couple’s happiness. David Olson, a professor at the University of Minnesota, talked to 21,000 couples and found that the happiest ones (mostl
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Protect Yourself from Peer-to-Peer Payment Scams & Fraud
Peer-to-peer (P2P) payment apps offer simple and convenient ways to send and receive money. You might not call them P2P apps. But you’re probably familiar with names such as Zelle®, PayPal®, Venmo, an
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Budget-Friendly Holiday Magic: Tips for a Magical Season
Let’s face it: For kids, the holidays are all about presents. And while it would be wonderful if wishes really did cause packages to appear, every parent knows that making the holidays magical is real
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Allowance for Kids: A Comprehensive Guide to Teaching Financial Literacy
Kids and allowance: In many families, they go together like peanut butter and jelly. But is giving kids an allowance a smart way to teach them about spending and saving? What is a reasonable allowance
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Maximize Your Tax Savings: A Guide to Charitable Donations
They say it’s better to give than receive, but sometimes, with the right charity, it can go both ways. You may be asking yourself, “Can I claim donations on my taxes?” The answer is yes! There are a
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Overcome Financial Stress: Simple Budgeting Strategies for Better Sleep
If you’re losing sleep over money, maybe it’s time for a wake-up call. Tossing and turning won’t help you get a handle on your finances. But some simple strategies for managing your money—and easing
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Avoid Financial Pitfalls: 10 Common Money Mistakes & How to Fix Them
There’s nothing wrong with making a mistake — even when it comes to your finances. However, it becomes a problem if you keep making the same missteps over and over
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Rebuilding Credit After Bankruptcy & Foreclosure: A Guide
Highlights: Filing for bankruptcy or going through a house foreclosure can have negative impacts on your credit scores. After you are financially stable, consider opening a new line of cr
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Maintain Good Credit: Tips & Strategies for Economic Uncertainty
During an economic downturn, there are some best practices to follow to keep a good credit standing. Budgeting and making credit card payments can help to avo
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Buy Now, Pay Later (BNPL): Understanding Afterpay, Klarna & Affirm & Credit Impact
Highlights: Buy now, pay later (BNPL) plans are payment options for online shopping that divide your purchases into multiple payments over a certain period of time. In December 2021, Equi
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Financial Planning for Unmarried Couples: A Comprehensive Guide
Highlights: As an unmarried couple, you can still access many of the same financial benefits available to married couples, provided you plan ahead. Unmarried partners can open joint bank
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Credit Unions vs. Banks: Understanding the Differences & Benefits
Highlights: Credit unions are financial institutions, similar to banks, that provide members with a variety of financial services. Credit unions are not-for-profit organizations that are
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Furlough Guide: Understanding Temporary Leave and Preparing for an Unpaid Absence
Highlights: Being furloughed means that your employer is requiring you take an unpaid leave of absence. While furloughs are temporary, a layoff means you are permanently separating from y
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Recession Preparedness: 5 Steps to Financial Security
Highlights: A recession is a period of economic downturn spread across several months or years. To help prepare for a recession, job loss or other financial hurdle, aim to build an emerge
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Pre-Qualified vs. Pre-Approved Loans: Understanding the Difference
Highlights: Both pre-qualified and pre-approved mean that a lender has reviewed your financial situation and determined that you meet at least some of their requirements to be approved for
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Protect Your Finances: Strategies to Combat Inflation
Highlights: Inflation is the gradual increase in the cost of goods and services over time. It’s critical to review your budget more frequently during periods of high inflation than you wo
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Understanding Bankruptcy: Impact on Your Credit & Options
Highlights: Filing for bankruptcy is a legal process for individuals and businesses that find themselves unable to pay their debts. There are generally two types of bankruptcy available t
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Understanding Inflation: Causes, Effects & How It Impacts You
Highlights: Inflation occurs when the prices of goods and services increase over a long period of time, causing your purchasing power to decrease. High inflation can occur as the result o
Personal finance
- Emergency Fund: Why I'm Pausing My Savings Strategy
- Child Tax Credit Payment Discrepancy: Understanding Potential Reasons
- Budget-Friendly Holiday Magic: Tips for a Magical Season
- Protect Yourself from Peer-to-Peer Payment Scams & Fraud
- Consumer Credit Soars: June 2021 Shows Decade-High Increase
- PayPal Statistics 2024: Key Data & Trends for Users & Businesses
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Accounting Automation for CPAs: 5 Key Benefits & Addressing ConcernsAutomation and workflow optimization aren’t new words to those working in the accounting field. However, the dawn of artificial intelligence has raised a number of new questions, and many accountants...
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CME Globex: The Leading Electronic Trading Platform for DerivativesWhat Is Globex? Globex is an electronic trading platform—the first of its kind when it launched in 1992—used for derivatives like futures, options, and commodity contracts across a wide range o...
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VA Disability & Social Security Disability: Understanding the ConnectionDisability benefits are available through the Department of Veterans Affairs to veterans who have suffered a service-related illness or injury. In addition, the Social Security Administration administ...
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Payday Lending and Women of Color: Understanding the Predatory PracticesDo you know that a major financial issue that plagues women of color is the fact that they are intentionally targeted by payday loan lenders? Have you ever wondered why ...