Personal finance
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Student Loan Consolidation: Simplify Payments & Lower Costs
Wondering how to consolidate student loans? We don’t blame you. After all, it can be highly stressful trying to juggle multiple loan commitments at varying in
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Understanding Furloughs: Impact on Your Finances During COVID-19
Read more on our COVID-19 Resource GuideSometimes in an attempt to save their organization, business owners may lay off their employees. Or some — especially
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Understanding Pensions: A Comprehensive Guide to Retirement Savings
Planning for retirement is one of the most important aspects of your financial future. There are many different ways to plan for retirement, and what works fo
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FDIC Insurance: What It Is & How It Protects Your Deposits
Doesn’t the phrase “FDIC insured” have a comforting ring to it when you’re thinking about putting your money in the bank? It means that should something happe
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Robo-Advisors: A Comprehensive Guide to Automated Investing
Over the course of the past decade, we have watched as AI (artificial intelligence) technology has found its way into nearly every facet of our everyday lives
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Budget Envelope System: Pros, Cons & How It Works
Last month, my wife Nicole and I agreed to participate in a little personal finance experiment. We’d use the budget envelope system for 1 month and see how it
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Half-Payment Method: A Budgeting Strategy Explained
An effective budgeting strategy will look different for everyone. If you’re struggling to make ends meet each paycheck, then the half-payment method might be
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Control Your Spending: 10+ Strategies to Stop Online Shopping
Online shopping is all the rage because it’s super easy, convenient and fun. It appeals to your lazy side. Most physical stores close, and actually going to t
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Understanding Alimony: How Divorce Impacts Your Financial Future
Divorce marks a major change in your personal life. Not only will it create some changes in your lifestyle, but also your personal finances. Through the divis
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Understanding Fiduciaries: Your Rights & Financial Protection
You’ve likely heard the term fiduciary used in investment circles. Although that is one context in which a fiduciary is important, it is not the only time whe
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Excise Tax Explained: What It Is & Who Pays
It can be difficult to keep track of all the terms and jargon thrown your way when it comes to your personal finances. You need to know what everything from c
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Peer-to-Peer Lending: Is It a Smart Investment in 2024?
Over the past several years, peer-to-peer lending, also known as p2p lending, has become a popular way for borrowers to access cash without going through trad
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Understanding Bankruptcy: A Comprehensive Guide to Filing (Chapter 7)
“I declare … bankruptcy!” Somewhere along the way, that became the go-to phrase to describe the act of going the bankruptcy route. But as you might imagine, i
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Debt Relief vs. Bankruptcy: Which is Right for You?
Medical bills after an accident, divorce, a lost job – there are endless ways that you can fall into debt. A debt relief program can help you restructure or r
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Debt Freedom in 18 Months: LaKeisha's Inspiring Financial Journey
On a cold, snowy day in Detroit, LaKeisha walked to work in tears, feeling suffocated by her financial burdens. In the space of a week, she had lost a tire to
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Navigating Money Conversations: How to Talk Finances with Your Partner
When I was in my early 20s, my then-boyfriend and I were on our way to a picnic with some friends. We stopped by a supermarket to pick a few food items for th
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Debt Snowball Method: A Step-by-Step Guide to Achieving Financial Freedom
Do you struggle to motivate yourself when it comes to paying off debt? Does paying your bills each month feel like you’re painstakingly chipping away at a nev
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Email's Hidden Cost: How Your Inbox Impacts Your Finances
You’re killing this finance game. You decided to get your financial life in order, so you created a plan for paying off your debt and building an emergency fu
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Tax Withholding: Adjusting Your Payments for Optimal Results
Did you owe Uncle Sam a good chunk of money at tax time last year? Or maybe you received a big refund. Both are signs that its time to adjust your IRS tax wit
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2020 Tax Deadline Extended: What You Need to Know - [Your Company Name]
Read more on COVID-19 in our Resource Guide.On Friday morning, Treasury Secretary Steven Mnuchin announced that the Internal Revenue Service will be extending
Personal finance
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Early Retirement at 54: A Plan for Financial Independence & International LivingAfter figuring out my FIRE number, I realized I’m on track to retire by age 59. If you haven’t heard of FIRE, it stands for financial independence, retire early — a movement wit...
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Understanding Trade and Settlement Dates in Stock TradingThe settlement date for a stock trade is generally three days following execution. Trade date and settlement date are terms used in investing that are most often applied to stock trading. The...
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Emergency Savings: Can You Handle an Unexpected $400 Expense?Not having some money on hand for em...
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Understanding Certificate of Debt (Bonds): Types & Investment BasicsDebt certificates are considered a safer investment than stocks. A certificate of debt, also known as a bond, is a written promise issued by a government or company in order to raise money. I...