Personal finance
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Zero-Sum Budgeting: A Comprehensive Guide to Financial Control
Sticking to a budget can be tough, but creating one doesn’t have to be. When you give every dollar a job, you keep money from slipping through the cracks. You know exactly where every do
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Comprehensive Budget Categories: Create an Effective Spending Plan
How this list of budget categories can help you Creating a budget is a personal process, and categorizing all of your expenses can feel complicated. Every dollar should be tracked and account
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Dave Ramsey Sinking Funds: A Comprehensive Guide to Financial Planning
What you need to know about Dave Ramsey sinking funds Dave Ramsey is a financial guru who has created many products to help people get out of debt and save money. One way he helps you do this
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Dave Ramsey's Baby Step 1: Building an Emergency Fund for Financial Security
What is Baby Step 1 in Financial Peace University? Financial Peace University is a 9-week personal finance program, usually taught in small groups and often offered in churches around the cou
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Break the Spending Cycle: 21 Proven Strategies to Stop Unnecessary Purchases
Stop buying stuff you don’t need Many people struggle to save money for their future. Instead, they spend money on things they don’t really need just to get some immediate gratifi
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Dave Ramsey's Baby Step 2: Debt Snowball Explained | Financial Peace University
What is Baby Step 2 in Financial Peace University? Dave Ramsey’s Financial Peace University is a 9-week personal finance program, usually taught in small groups and often offered in chu
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Holiday Job Opportunities: Earn Extra Income This Season
Holiday expenses can add up quickly, leaving many workers looking for extra income this season. If you’re looking to make a little money during the celebrations, there are a few ways to stand out from
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Affordable Holiday Gifts for Couples: Thoughtful Presents on a Budget
With November and December on the way, you’re thinking about how to treat that someone special to the perfect gift. But finances can be difficult for a lot of young couples. In fact, nearly 3 in 4 cou
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Black Friday vs. Cyber Monday: Separating Fact from Fiction - [Year]
Black Friday weekend is big business. In 2020, shoppers spent $9 billion online in 24 hours.1 But are Black Friday and Cyber Monday really the best times to save money holiday shopping? Let’s find out
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Holiday Gift List Guide: Budget-Friendly Shopping Strategies
Christmas shopping on a budget this year? Smart. Trying to keep Hanukkah gifts in check? Understandable. Do the 7 days of Kwanzaa have you stressed? Been there. When it comes to sticking to a savings
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Financial Harmony: Expert Tips for Couples on Managing Money Together
Solid communication about money can have a big impact on a couple’s happiness. David Olson, a professor at the University of Minnesota, talked to 21,000 couples and found that the happiest ones (mostl
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Protect Yourself from Peer-to-Peer Payment Scams & Fraud
Peer-to-peer (P2P) payment apps offer simple and convenient ways to send and receive money. You might not call them P2P apps. But you’re probably familiar with names such as Zelle®, PayPal®, Venmo, an
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Budget-Friendly Holiday Magic: Tips for a Magical Season
Let’s face it: For kids, the holidays are all about presents. And while it would be wonderful if wishes really did cause packages to appear, every parent knows that making the holidays magical is real
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Allowance for Kids: A Comprehensive Guide to Teaching Financial Literacy
Kids and allowance: In many families, they go together like peanut butter and jelly. But is giving kids an allowance a smart way to teach them about spending and saving? What is a reasonable allowance
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Maximize Your Tax Savings: A Guide to Charitable Donations
They say it’s better to give than receive, but sometimes, with the right charity, it can go both ways. You may be asking yourself, “Can I claim donations on my taxes?” The answer is yes! There are a
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Overcome Financial Stress: Simple Budgeting Strategies for Better Sleep
If you’re losing sleep over money, maybe it’s time for a wake-up call. Tossing and turning won’t help you get a handle on your finances. But some simple strategies for managing your money—and easing
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Avoid Financial Pitfalls: 10 Common Money Mistakes & How to Fix Them
There’s nothing wrong with making a mistake — even when it comes to your finances. However, it becomes a problem if you keep making the same missteps over and over
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Rebuilding Credit After Bankruptcy & Foreclosure: A Guide
Highlights: Filing for bankruptcy or going through a house foreclosure can have negative impacts on your credit scores. After you are financially stable, consider opening a new line of cr
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Maintain Good Credit: Tips & Strategies for Economic Uncertainty
During an economic downturn, there are some best practices to follow to keep a good credit standing. Budgeting and making credit card payments can help to avo
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Buy Now, Pay Later (BNPL): Understanding Afterpay, Klarna & Affirm & Credit Impact
Highlights: Buy now, pay later (BNPL) plans are payment options for online shopping that divide your purchases into multiple payments over a certain period of time. In December 2021, Equi
Personal finance
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Energy Industry Valuation Template | Corporate Finance InstitutePublished October 3, 2019 Read Time 3 minutes Over 2.8 million + professionals use CFI to learn accounting, financial analysis, modeling and more. Unlock the essent...
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Chase Updates Overdraft Fee Policy: New Ways to Avoid Charges in 2023Chase has announced additional policy changes to reduce overdraft fees. ...
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Car Insurance When You Don't Own the Title: Options & Insurable InterestIf you own a car but can't afford to insure it, your options depend on your state's laws and insurance agency policies. Most jurisdictions allow someone who doesn't have title to a car to ...
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Financial Independence for Singles: 3 Steps to Secure Your FuturesaveMarch 30, 2026 ·4 min readThe beauty of being single is that you can design your life on your own terms. Whether it’s cultivating your personal sanctuary, or making big career moves and travel pla...