Personal finance
-
Online Grocery Shopping: 15 Benefits for a Stress-Free Life
Online grocery shopping has many benefits When my kids were young, going grocery shopping after my husband got home from work was cherished time. It was when I could enjoy uninterrupted
-
50 Proven Ways to Reduce Your Grocery Bill & Save Money
Learn these tips to stretch your food budget If you track your spending, you probably know how easily your food bill can get out of hand. It’s the budget category I have the most dif
-
401(k) Loans: Pros, Cons & What You Need to Know
Is borrowing from your 401(k) a good idea? The world has turned upside down from just six months ago. The COVID-19 world health crisis has led world leaders to order their countries int
-
Mastering the One-Month Budget: Live on Last Month's Income
Learn how to use the one month ahead budget About a year ago, I decided to start budgeting a month ahead and living on the previous month’s income. This one change has made a *hug
-
DIY Debt Management: Strategies to Escape Debt and Achieve Financial Freedom
How to escape debt for good Sometimes life can really suck. You lost your job. Your kid is rebelling. Your marriage is in a rut. You’re going through a world health crisis.
-
October Financial Checklist: 5 Steps for Smart Money Management
Here is your October financial checklist One of my favorite things about living in Colorado is the colored leaves in Fall. We have a huge tree in our backyard that tells me when the sea
-
The Latte Factor Review: Simple Steps to Financial Freedom
The Latte Factor Book Review I recently read this little gem of a book by David Bach. Then I picked it up and read it again. I knew I had to read it more than once to get the most
-
Financial Health Checkup: 7 Steps to Achieve Fiscal Wellness
Why a financial health checkup is important When your doctor asks about your health, you probably respond with how you’re doing physically, mentally, or emotionally. But, have you ev
-
Free Personal Finance Courses: Build Wealth & Financial Literacy
Improve your financial literacy with a free personal finance course One of the biggest reasons for wealth inequality in the U.S. is the lack of education in personal finance. This is ac
-
Furlough Preparedness: 6 Financial Strategies for Uncertainty
Should you be preparing for a furlough or layoff? Right now we are in the middle of the biggest global health crisis in decades. Definitely in my lifetime. Probably the most unsettli
-
Financial Peace Flex Review: Key Learnings & My Experience
If you followed my review of the 9-week Financial Peace Flex course, you’ll know that I originally signed up for it through my church but ended up flaking out. The good news was that I h
-
Protect Your Finances: Managing Your Emergency Fund During Economic Uncertainty
I think it’s fair to say that much of America is going through a financial crisis right now. President Trump was hopeful to get businesses opened up again by Easter, but then he declared
-
Zero-Sum Budgeting: A Comprehensive Guide to Financial Control
Sticking to a budget can be tough, but creating one doesn’t have to be. When you give every dollar a job, you keep money from slipping through the cracks. You know exactly where every do
-
Comprehensive Budget Categories: Create an Effective Spending Plan
How this list of budget categories can help you Creating a budget is a personal process, and categorizing all of your expenses can feel complicated. Every dollar should be tracked and account
-
Dave Ramsey Sinking Funds: A Comprehensive Guide to Financial Planning
What you need to know about Dave Ramsey sinking funds Dave Ramsey is a financial guru who has created many products to help people get out of debt and save money. One way he helps you do this
-
Dave Ramsey's Baby Step 1: Building an Emergency Fund for Financial Security
What is Baby Step 1 in Financial Peace University? Financial Peace University is a 9-week personal finance program, usually taught in small groups and often offered in churches around the cou
-
Break the Spending Cycle: 21 Proven Strategies to Stop Unnecessary Purchases
Stop buying stuff you don’t need Many people struggle to save money for their future. Instead, they spend money on things they don’t really need just to get some immediate gratifi
-
Dave Ramsey's Baby Step 2: Debt Snowball Explained | Financial Peace University
What is Baby Step 2 in Financial Peace University? Dave Ramsey’s Financial Peace University is a 9-week personal finance program, usually taught in small groups and often offered in chu
-
Holiday Job Opportunities: Earn Extra Income This Season
Holiday expenses can add up quickly, leaving many workers looking for extra income this season. If you’re looking to make a little money during the celebrations, there are a few ways to stand out from
-
Affordable Holiday Gifts for Couples: Thoughtful Presents on a Budget
With November and December on the way, you’re thinking about how to treat that someone special to the perfect gift. But finances can be difficult for a lot of young couples. In fact, nearly 3 in 4 cou
Personal finance
- Best Financial Gifts for Kids: Build Future Wealth & Responsibility
- Car Insurance During COVID-19: Do You Still Need It?
- Grocery Savings Strategies: Cut Costs on Your Weekly Shopping
- HSA Benefits: 10 Reasons a Health Savings Account is a Smart Financial Choice
- Top Credit Cards for Back-to-School Savings & Rewards
- Effective Financial Planning: A Step-by-Step Guide
-
Short-Term Debt: Risks and Drawbacks for BusinessesCash is flowing. There are times when a business needs cash in a hurry. For example, if the business is having trouble paying its employees for the next couple of months but expects a substan...
-
Maximize Travel Rewards: 12 Expert Strategies for Free Flights & Staysdiv.cus...
-
Maximize Savings: A Guide to Smart Shopping & Best Sales StrategiesImage Credit: @maffophoto/Twenty20 It pays to be thrifty, especially when you can sniff out the best sales. Whether the discount is temporary or closeout, sales can help you nab that item you'...
-
Understanding IRS Penalties: 7 Common Categories & How to Avoid ThemSteer clear of these seven issues --...