Unemployment Benefits: A Step-by-Step Guide to Applying

Sometimes, for whatever reason, life doesn’t go according to plan. If you’ve recently become unemployed, you might be scrambling to figure out how you’re goin

Direct Deposit: Benefits, Setup & How It Works

Direct deposit is a popular method for receiving payroll checks, IRS refunds and unemployment benefits. It allows you to be paid directly into your bank accou

Opening a Bank Account: A Step-by-Step Guide for Beginners

Opening a bank account is an important step to establishing a solid financial future. If you’re wondering how to open a bank account, the good news is that fo

Top Online Platforms to Sell Your Items - Get Paid for Your Stuff

Disclosure: This post contains affiliate links, which means we receive a commission if you click a link and purchase something that we have recommended. Pleas

American Rescue Plan: $1,400 Stimulus Check & Key Details

On Wednesday, March 10, Congress passed a $1.9 trillion coronavirus relief bill. After months of uncertainty regarding what kind of stimulus is coming, clarit

Loan Application Readiness: Financial Literacy Quiz

Simple vs. Compound Interest: Understand the Difference & Impact

Interest is expected when you take out a loan or when you make an investment. Understanding the difference between simple interest vs. compound interest is a

Understanding Residual Income: A Comprehensive Guide

Learning how to properly balance your finances can be tricky. Over time you build a strong awareness of how much money you need to set aside for your required

Calculating Your Life Insurance Needs: A Comprehensive Guide

You know you need to invest in life insurance. It’s the best way to provide a safety net for your spouse, children or other beneficiaries. If you should die u

Freelancer Rate Increase: When & How to Ask for a Raise

When you first started freelancing, you were probably just happy to find paying clients. But then months go by, and you become more confident in your role. Th

Allowance for Kids: Benefits, Drawbacks & How to Decide

Parents have a lot of important decisions to make with regard to their kids. One decision that’s sometimes overlooked, although still important, is whether or

Wedding Savings Strategies: 13 Ways to Reduce Costs

I love spending a small fortune to get married — said no one ever. While you’ll want to bask in an aura of love during your wedding, you probably want to avoi

Launch Your Career: A Guide to Becoming a Certified Financial Coach

You know personal finance. Maybe you’ve paid off $80,000 of debt in 3 years. Maybe you’ve saved enough money that you can retire at 40. Or maybe you once had

Navigating Economic Uncertainty: Recession Preparedness Strategies

Theories for how we’ve been due for a market correction have been circulating for some time now. Economists have warned that the most recent and longest econo

Venmo vs. PayPal: A Comprehensive Comparison for 2024

Venmo and PayPal rank among today’s most popular digital payment services and, like many cutting-edge financial technology (fintech) services, have quickly be

Adjusted Gross Income (AGI): Understanding & Tax Implications

Knowing about your income and how it’s defined is part of being responsible with your money. Broadening your financial literacy is a big part of setting yours

Understanding Power of Attorney: Types, Benefits & When to Use

A power of attorney, often known as a POA, is a legal document that allows someone else to make legal, medical or financial decisions on your behalf. Because

ETFs vs. Mutual Funds: A Comprehensive Comparison for Investors

If you’re looking to diversify your investment portfolio in the stock market, there are a lot of options available. One of those options is stocks. But let’s

Baby Budgeting: Financial Planning for Your Little One

When we find out that we’re going to be parents, all reactions are fair game. You can go from elated to nervous to terrified all in the first 5 minutes of lea

Launch Your Business: A Guide to Starting a Successful Venture in 2024

Starting a small business can bring many positive changes to your life. Whether you want to build a side hustle to propel you toward financial goals such as b