budget
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Debt Collection Rights: Know Your Consumer Protections
One of the most difficult financial issues that many people have to deal with is debt. Not only can debt weigh you down when it comes to money, but it also causes stress in other ways. And once your d
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Understanding Evolving Income Tax Deductions in the US
In America, we love our tax deductions. We may despise the tax code, and find it anything but user-friendly – but don’t touch our cherished deductions. Much of that is born out of the history of the t
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The Impact of Clothing: Dressing for Success in Various Settings
Most of us know that when we go to a job interview, it’s important to wear the right thing. We want to look our best. It’s also true that it’s a good idea to get dressed up when you
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Escape the Paycheck-to-Paycheck Trap: Practical Strategies for Financial Freedom
The most important financial rule to remember is that you must spend less than you earn. It’s a simple concept, but one that can be difficult to master – especially as the cost of living continues to
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Home Additions & Insurance: 3 Projects That Increase Premiums
One of the joys (and headaches) of home ownership is embarking on the remodeling projects that will turn your house into your dream home. While no one expects an addition or a remodel to their house t
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Securely Buy Super Bowl Tickets: A Comprehensive Guide
A couple years ago, my coworker and I were discussing our bucket lists, you know, the list of things you want to accomplish or see before you die. He mentioned his dad’s biggest wish was to go t
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Material Participation Test: Avoiding Tax Issues When Scaling Your Business
One of the goals that many business owners have is to slowly disengage themselves from the day to day running of the business and eventually just enjoy the income from the business without needing to
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Simplify Your Finances: The Benefits of Account Consolidation
I’m a bit of a personal finance junkie. I have a habit of opening too many new financial accounts. The reasons are usually justified at the time I opened the account – a great teaser rate
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Tax Refund Strategies: Smart Ways to Utilize Your IRS Refund
Once again, we’re in the midst of tax season. For many filers, there are expected delays, since the IRS isn’t ready to process some of the forms. But as the debate continues to rage on bet
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Tax Fraud: Recognizing and Recovering from Fraudulent Tax Returns
Identity theft is a big enough disaster all by itself, but when it brings us into closer contact with the Internal Revenue Service, that adds a whole other dimension to the picture. Yet if you are a v
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Financial Planning for Unmarried Couples: Navigating Legal & Practical Considerations
According to census data, 7.5 million unmarried couples were living together in 2010. While many of the relationships between these unmarried partners do not last or lead to marriage, it is becoming m
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Cell Phone Insurance: Is It Worth the Cost?
I recently received my “final notice” for the cell phone insurance “open season” from my cell phone provider. My cell phone is over two years old now, so I won’t be needi
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US Mint to End Penny Production in 2023: Final Coins & Collector Sets
The US Mint announced this morning that they will phase out the production of new pennies beginning in late 2022, and mint the last batch of pennies on April 1, 2023. The final batch of pennies will b
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Secure Cash Storage: Protecting Your Funds at Home
There is any number of reasons why you may want to hide cash in your home. Banking developments in Cyprus and in other European countries might make you concerned about potential bank closings, and th
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Affordable Baby Clothes: Smart Ways to Save on Outfits
One of the joys of impending parenthood is getting to stroll through the baby clothing aisle of your local department store, exclaiming over and over how cute and tiny each outfit is. Unfortunately, t
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Wedding Savings Guide: How to Plan & Save in 12 Months
Just how much does the average wedding cost today? $10,000? $20,000? $50,000? In point of fact, a wedding can cost whatever you want it to cost. But if you’re interested in statistics as a means of co
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Microwave Repair Costs: Is It Worth It to Fix or Replace?
Our microwave recently went out of commission. It’s funny how you don’t notice how much you use something until it is gone! The microwave itself was still functioning, however, the door bu
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Understanding the US National Debt: Key Facts & Trends
The United States Federal Government National Debt sits just over $16 trillion. That’s $16,000,000,000,000. At current rates and assuming no changes, the debt will grow to $22.5 trillion by 2016
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SaneBox Review: Reclaim Your Inbox and Boost Productivity
Email is the bane of my existence. On average, I receive close to a hundred emails a day (I apologize if I haven’t responded to an email from you). That number is even after culling my address f
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Detecting Counterfeit Money: A Comprehensive Guide
The counterfeit money industry costs any government a good bit of money and time in investigations. The US government and its mints are constantly trying to improve paper bills to make counterfeiting
budget
- Homeownership: Rethinking It as a Measure of Financial Success
- Manage Financial Stress & Improve Your Finances: Proven Strategies
- Capital Budgeting: Using Discounted Cash Flow (DCF) Analysis
- YNAB: Flexible Budgeting & Money Tracking on Mobile
- The Pink Tax: Understanding and Overcoming Hidden Costs for Women
- US Currency Accessibility Ruling: What You Need to Know
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Debt Consolidation Loans: When & How to Consolidate Credit Card DebtA debt consolidation loan can be an effective tool to help you pay off high-interest debt, but it’s not right for everyone. Make sure to weigh the pros and cons and consider alternative strategies. (i...
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Bitcoin's $6k-$7k Bottoming: Expert Analysis & Potential DriversOpinions on Why Bitcoin Keeps Bottoming Out Where it Does and Trading in the Range it Does Bitcoin has been bottoming out between $6k – $7k since its high. In my opinion this can be explain...
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Texas HELOC Laws: Home Equity Lines of Credit ExplainedTexas law covers many rules regarding HELOCs. Texas law allows residents to create home equity lines of credit (HELOC) on the value of their homes for a variety of purposes. However, there ar...
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Maryland Quit Claim Deed: A Step-by-Step GuideLand intake sheet How to Do a Quit Claim Deed in Maryland Quit claim deeds are used when one party, called a grantor, transfers his interest in property to another person...