budget
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Managing a Financial Windfall: Smart Strategies for Unexpected Wealth
How do you handle a large financial windfall? Receiving a large sum of money may seem like an uncommon event, but it happens more often than you may think. Some ways of receiving a financial windfall
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![Mortgage Refinance: Is It Right for You? | [Your Brand]](https://www.etffin.com/article/uploadfiles/202112/2021121414443877_S.gif)
Mortgage Refinance: Is It Right for You? | [Your Brand]
In the United States, the average homeowner refinances their mortgage about every four years. People refinance for many reasons, including obtaining a lower interest rate, lowering monthly payments, c
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Zero-Based Budgeting: A Simple Guide to Financial Control
If you have ever listened to Dave Ramsey on TV or the radio, then you have probably heard him refer to a Zero Based Budget. A zero based budget is a very straight forward budget which works on the pre
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magicJack: Affordable VoIP Service Review - Save Money on Phone Bills
With the continued improvements made in technology, it seems the better something becomes, the more expensive it becomes. Rightfully so. I suppose as it takes millions of dollars in research and trial
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SWOT Analysis for Personal Finance: Identify Strengths & Weaknesses
One of the best ways to get a good idea of where you stand (in just about anything) is to run a SWOT Analysis. A SWOT Analysis is a strategic management tool that is often used in business to analyze
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Best Money Management Tools & Services: A Real-World Guide
What are the best financial software programs, banking and investment accounts, products, and services? That is a tough question to answer. There is no one-size-fits-all approach to personal finance;
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Our Daily Money Management Strategies: A Personal Finance Peek
I’ve said it before and I will say it again – there is no one-size-fits-all approach to money management. That is why I wrote this series to give readers a “peek under the hood”
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Net Worth Statement: Understand Your Financial Health
Do you know your net worth? Your net worth statement is a snapshot of your financial health. Like a company balance sheet, a net worth statement lists all your assets and liabilities, giving you a sin
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Create a Personal Cash Flow Statement: A Step-by-Step Guide
There are many ways to measure your financial health. The measurement that probably gets the most attention from personal finance books and news outlets is the personal balance sheet, or net worth sta
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Mortgage Assistance: Options for Homeowners Facing Financial Hardship
In an earlier post we addressed the moral obligations of making your mortgage payments and not walking away from a home when you can afford the monthly payments. But there are also people out there wh
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Comprehensive Home Inventory Guide: Protect Your Possessions & Insurance
Do you have enough homeowner’s insurance? Everyone has some possessions they consider irreplaceable – be it family heirlooms or photographs, jewelry, memorabilia, financial documents, and
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Secure Storage Solutions: Safety Deposit Boxes & Fireproof Safes
You’ve all seen the movie – the hero walks into a bank and requests to access a safety deposit box. The bankers hand him a box and close the door. The camera zooms in on the lid as he slow
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Finding the Right Lawyer: A Comprehensive Guide
Chances are, you will need a lawyer at some point in your life. It could be something as minor as representing you in court for a traffic ticket or you may need a lawyer for something major, such as r
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Financial Literacy for Kids: Building Healthy Money Habits Early
I have long advocated having financial conversations with your kids. It’s important to give your kids an idea of how to appropriately manage money, and talk to them about how you handle your fin
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Reusable Filters: Reduce Costs & Environmental Impact
Today is the 40th anniversary of Earth Day. Being aware of how you use your resources is important, not just for saving the earth and resources, but for saving you money. The good news is that many &#
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Expert Guide to Buying Car Tires: Safety, Performance & Value
The tires on your car are one of the most important (and under-appreciated) safety features on your vehicle. A good set of tires can not only keep you safe, but also provide a smooth ride, enhance fue
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Renting vs. Buying: 6 Financial Advantages of Renting Your Home
We live in a financial world where renters are looked down upon by their ‘superior’ house-owning friends. They scoff, “You’re throwing your money away.” They brag, “My house is worth $5,000 more than
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IRS Electronic Tax Payments: A Quick Guide for Individuals & Businesses
Federal taxes will be due in a couple months and now is a great time to get started, even though you probably won’t have your paperwork ready since most employers won’t send out W-2s until
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Save on Eyeglasses & Contacts: Smart Online Shopping Strategies
After reflecting at the end of this year, I realized that this had been a good year for my personal finances. I was able to set up an account on Mint.com, I opened a rewards credit card, began automat
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Should You Hire an Accountant? Weighing the Costs & Benefits
I’m a big fan of saving money and doing things myself. But I’m also a fan of maximizing time and resources, and sometimes that means spending money by outsourcing business and personal tas
budget
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- Free Student Budget Template: Track Expenses & Save | [Your Brand]
- Debt Consolidation: Is It Right for You?
- Smart Money Management for College Students: Build a Secure Financial Future
- Capital Budgeting Techniques: A Comprehensive Guide for Financial Decisions
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Office REITs: Understanding Investment in Commercial Office PropertiesOffice REITs are REITs that build, manage, and maintain office buildings, and they lease the offices to companies that need space to accommodate their employees. While there are companies that own the...
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ATM Money Transfers: A Simple Guide to Moving FundsA young woman using the ATM. Having money is one thing, but having it in the right place at the right time is quite another. When you have multiple bank accounts, knowing when and how to tran...
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Operations Management: Definition, Planning & EfficiencyOperations management is a field of business concerned with the administration of business practices to maximize efficiency within an organization. It involves planning, organizing, and overseeing the...
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Overcoming Big Budget Challenges: A Practical GuideSticking with a budget requires persistence and planning. Don’t feel bad if you find yourself facing budget challenges; two-thirds of Americans don’t even have a budget!...