budget
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Negotiating a New Car Price: Expert Tips & Strategies
Even if you aren’t a car expert, there are different techniques you can use to get the best price on a new car. All it takes is some research and the right attitude and you can save thousands of
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25 Proven Money-Saving Tips: Simple Strategies for a Frugal Life
This is a list of common things my wife and I do to save money on a regular basis. Luckily, we are both frugal by nature and we actually do most of these things without needing to discuss it much. The
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Ooma Telo Review: A 5-Year Update - Save on Phone Bills
Update: I have now been an Ooma customer for five years. I have left this review in its original format, but I have updated several aspects of it based on my personal experience. Overall, Ooma has bee
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Affordable Alternatives to Cable TV: Save Money on Your Entertainment
Cable television is expensive. Sure, those big cable packages give you several hundred channels to choose from, but are you watching enough of them to justify the cost each month? For the majority of
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What Holds Real Value During Economic Uncertainty? Exploring Alternative Assets
I live in an area where there are a lot of what some people would term “preppers.” There is a lot of talk of economic collapse, and many see the possibility of a breakdown in society coming in the nex
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Determining Your Ideal Home Payment: A Comprehensive Guide
When it comes to buying a house or refinancing your mortgage, there’s a tendency to push the envelope as far as you can. Most people want to borrow as much money as they can on their homes so they’ll
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Achieve Your Financial Goals: Using Behavioral Economics for Lasting Change
In the first few days of January, it seems as if the New Year is nothing but potential. You tell yourself that this year is the one when you’ll finally get out of debt/maximize your retirement savings
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Consequences of Not Paying Bills: What to Expect from Creditors & Collections
If your debts are piling up and you are feeling overwhelmed, simply not paying your bills may seem like an easy solution. It’s certainly the path of least resistance. But not paying your bills will on
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Tax-Efficient Investing: Grow Your Wealth & Minimize Taxes
When first jumping into the world of investing, it can be easy to forget that you will have to pay taxes on any investment income that you make. After all, you got into investments in order to grow yo
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Understanding the Alternative Minimum Tax (AMT): A Comprehensive Guide
One of the most confusing things about our tax code is the Alternative Minimum Tax (AMT). As the name suggests, the AMT is an alternative method of figuring your tax. In order to determine whether or
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Rebates: Why You're Not Cashing Checks & How to Save
I’m a big fan of saving money, and any experienced shopper knows rebates can offer real savings. I’m not a big fan of rebates that seem impossible to claim or rebate checks you never cash because they
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Estate Planning: Why a Will is Essential & How to Create One
Most of us feel as though we will live forever. It seems inconceivable to think that death could be right around the corner. Even the death of your spouse seems more realistic than your own death. How
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Save Money on Tires: A Comprehensive Buying Guide
Tire shopping can be confusing when you take into account the different tire manufacturers, tire ratings, warranties, services, etc. It can be even more confusing when you are caught of guard and have
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Extreme Couponing: A Beginner's Guide to Saving Money
A few years ago I tried to get into couponing in order to trim some money off of our budget. I didn’t have the dedication or organization skills to be successful with it in the long run, but I d
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Cars with the Highest Depreciation: What to Avoid
A recent Polk analysis of vehicle registration data shows that the American fleet of cars is getting much older: the average vehicle has been on the road for 10.8 years, which is the oldest average ag
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Navigating Student Loan Repayment After Graduation: What You Need to Know
Graduating from college is an enormous transition, and between final exams, job searches, graduation parties, and goodbyes, understanding the details of your student loan repayment might get lost in t
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Auto Insurance & Borrowed Vehicles: What You Need to Know
When my son was born in 2010, we had the usual horde of family descend to help us out and coo over the new baby. Since we had only recently moved into our small three-bedroom house, we didn’t have muc
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Understanding Average US Debt: A Comprehensive Overview
Do you want to know what the average amount of debt is in America? The media certainly thinks so. I know you’ve seen headlines like the following: Despite these eyeball-grabbing headlines, find
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Cohabiting Couples: Buying a Home Without Marriage - Legal & Financial Considerations
While it may have been shocking as recently as 15 or 20 years ago, the “unmarriage” trend seems to be here to stay. According to a 2009 story by Lisa Selin Davis of Time Magazine, “more than 5 million
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Free Money Management Apps: Budgeting, Investing & Credit Tools
Managing your finances is one of the most important things you can do to get ahead and stay ahead of the financial curve. Several years ago, money management software was dominated by Quicken and Micr
budget
- Landlord Budgeting: 18 Essential Expenses Every Property Owner Should Account For
- Avoid These 3 Layaway Mistakes: Protect Your Savings
- Senior Full-Stack QA Developer - Build Impactful Software at YNAB
- Vacation Spending: A Spending Moratorium Experiment
- Managing Debt Stress: Signs, Causes & Coping Strategies
- Budgeting with Spreadsheets: A Low-Cost Guide
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Understanding the Benefits of Homeownership: A Balanced PerspectiveOver the past three months, Ive written a lot about buying and owning a home. Much of what Ive written could be construed as anti-homeownership. Hear are some of the articles Ive published recent...
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Retire at 62? A 5-Step Financial PlanWhen you reach your late 40s or early 50s, it’s natural to start wondering whether you could retire in the next decade.If you have $225,000 saved, the answer is: Probably. But you have to plan...
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CD Laddering: A Guide to Safe & Accessible InvestmentsHow to build a CD ladder? Its a great question — unless you have no idea what a CD “ladder” even is. Lets start at the beginning. A CD ladder is a method of staggering the matu...
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Credit Card Overdraft: Understanding Fees and ConsequencesCheck your credit card user agreement for penalties and fees. When you overdraw an account, you have essentially exceeded the balance of available funds in your account. In a banking situatio...