budget
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Income vs. Wealth: Understanding the Key Difference
Back when I was in college and at least partially supporting my education as a real estate agent, I learned the not so subtle difference between income and wealth. I was out driving with a colleague (
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The Benefits of Charitable Giving: Supporting Causes & Your Financial Well-being
We’ve all heard the expression that “it is better to give than to receive.” I firmly believe in the principle of sowing and reaping. You reap what you sow. Money isn’t just valuable when you hoard it
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Repair vs. Replace: Should You Fix or Replace Your Old Car?
If you have car troubles, and your car is much over five years old, you face a real dilemma. Should you repair or replace your car? The answer for each person—in each case—will be different. It will d
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USPS Insurance Claims: A Step-by-Step Guide to Filing
I recently bought a relatively expensive acoustic-electric guitar on eBay. I’m not a fan of buying something as personal as an acoustic guitar without having played it first. But I had been in t
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Stress-Free Christmas Shopping: Planning & Strategies for a Relaxing Holiday
Christmas is upon us once again, and in all the fun and festivities, there’s yet another dimension that most of us don’t like to think about – stress! Let’s be honest, stress takes a lot of the
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IRA Benefits Beyond Tax Deductions: Secure Your Retirement
When it comes to making contributions for retirement, many people won’t fund an IRA if the contribution isn’t tax-deductible. That raises an interesting question: is the primary purpose of a Tradition
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The Hidden Dangers of Buying a New Car for Your Teenager
No small number of parents buy a brand-new car for their teenager. It may be done as a first car, or even as a graduation present. But while it can seem like a benevolent act, it could also be a form
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Quarterly Estimated Taxes: A Comprehensive Guide for 2024
Do you owe estimated taxes? The US tax system is a pay as you go system, which means you are supposed to pay taxes as you earn income. This isn’t a problem for many people because their employer
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Sell Your Car Privately: Maximize Your Car's Value | [Year]
When you buy a new car, do you trade your old car into the dealer – or do you try to sell it yourself? If you trade it to the dealer, you may be cheating yourself. Even though it’s much easier t
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T-Mobile Unlimited Plans: No Contracts & Smart Phone Options - 2024 Review
My husband has been using T-Mobile for years. He’s been using the unlimited talk and text on his non-smart cell phone for quite some time, and it’s worked well for us. (I’ve been usi
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Save for a Car: Strategies for Paying Cash & Avoiding Debt
For many Americans, it may seem as though living with a car payment is the only way to ensure that you have safe, reliable transportation. But you can save money and pay cash for a car you’ll love — a
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Budget-Friendly Mother's Day Gifts: Creative Ideas for Mom
Mother’s Day is right around the corner, and if you haven’t thought of a gift to give your mother, mother-in-law, or mother of your children, now is a great time to start thinking about wh
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Save Money: How to Use Your Own Modem & Avoid ISP Rental Fees
When my wife and I moved to our current home we got a sweetheart deal on our Internet service for the first two years we lived here ($25 a month, plus a free cable modem for two years). Unfortunately,
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The Hidden Costs of Single-Item Shopping: Budgeting Mistakes to Avoid
Keeping your spending under control isn’t always about the size of your expenses. It’s often about personal habits. One of those habits that can have a disproportionate effect on your budget are singl
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Managing and Resolving Medical Debt: A Comprehensive Guide
There are at least two situations in which you can be saddled by large medical debts. The first and most obvious is when you have medical procedures but you have no health insurance. The second is whe
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Retirement Savings Calculator: How Much Do You Really Need Each Month?
It seems like such a daunting task. The mountain climb to the summit of retirement is quite the hike with many obstacles that can send you tumbling down the trail. Knowing you might need to save $1 mi
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Secure Online Ticket Purchasing: Avoiding Scams & Getting Deals
My husband and I buy tickets online all the time. From professional sports games to concerts to local movies, we get almost all of our tickets online. Buying tickets online can add a level of convenie
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Debt Collection Rights: Know Your Consumer Protections
One of the most difficult financial issues that many people have to deal with is debt. Not only can debt weigh you down when it comes to money, but it also causes stress in other ways. And once your d
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Understanding Evolving Income Tax Deductions in the US
In America, we love our tax deductions. We may despise the tax code, and find it anything but user-friendly – but don’t touch our cherished deductions. Much of that is born out of the history of the t
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The Impact of Clothing: Dressing for Success in Various Settings
Most of us know that when we go to a job interview, it’s important to wear the right thing. We want to look our best. It’s also true that it’s a good idea to get dressed up when you
budget
- Escape the Paycheck-to-Paycheck Cycle: Financial Freedom for Single Moms
- Travel Hacking: Experience a Month of Travel on a Month's Budget
- Managing a Windfall: Smart Strategies for Unexpected Wealth
- Protect Your Coverage: Why Don't Cancel Car Insurance During Deployment?
- Budget vs. Spending Plan: Understanding the Difference & Choosing What's Right for You
- Fixer-Upper Homes: Risks & Rewards - A Comprehensive Guide
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Simple Savings Strategy: Automate Your Way to Financial GoalsIt's an easy step that could re...
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Top 3 Altcoins to Watch in June 2024: Potential Growth OpportunitiesMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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Cuba Officially Recognizes and Regulates CryptocurrenciesNEW DELHI: Cuba’s Central Bank has officially recognised cryptocurrencies that are operating within their politico-economic jurisdiction. The Cuba Standard report on the subject quoted resolution numb...
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Mortgage Rate Impact: How Rising Rates Affect Home Buying PowerInterest rates on home mortgages are rising rapidly across the United States, which seems to be slowing most housing markets. (Some, like the market here in Corvallis, have been less affected. Give i...