budget
-
File for a Tax Extension: A Quick Guide to Avoid Penalties
I still haven’t filed my taxes. I know, I’m running out of time. I don’t really have an excuse other than trying to do too many things at once. I should have time to finish my taxes
-
Down Payment Savings: Strategies for Homeownership
Unlike most items we purchase these days, a house isn’t something that you can go out and buy today if you decided that you wanted to. It can take months or years of planning before you’re ready to pr
-
The Benefits of Strategic Splurges: Can Indulgence Be Good for Your Finances?
We are used to thinking of splurges in negative terms. A splurge is often an unplanned purchase — especially if that unplanned purchase is of something you don’t need. With the prevailing
-
Government Shutdown Explained: Causes, Consequences, and History
For the last two and a half years, the government has been playing a game of chicken with the budget. And a lot of people are left nervously watching on the sidelines. The problem boils down to passin
-
Income vs. Wealth: Understanding the Key Difference
Back when I was in college and at least partially supporting my education as a real estate agent, I learned the not so subtle difference between income and wealth. I was out driving with a colleague (
-
Repair vs. Replace: Should You Fix or Replace Your Old Car?
If you have car troubles, and your car is much over five years old, you face a real dilemma. Should you repair or replace your car? The answer for each person—in each case—will be different. It will d
-
USPS Insurance Claims: A Step-by-Step Guide to Filing
I recently bought a relatively expensive acoustic-electric guitar on eBay. I’m not a fan of buying something as personal as an acoustic guitar without having played it first. But I had been in t
-
Stress-Free Christmas Shopping: Planning & Strategies for a Relaxing Holiday
Christmas is upon us once again, and in all the fun and festivities, there’s yet another dimension that most of us don’t like to think about – stress! Let’s be honest, stress takes a lot of the
-
IRA Benefits Beyond Tax Deductions: Secure Your Retirement
When it comes to making contributions for retirement, many people won’t fund an IRA if the contribution isn’t tax-deductible. That raises an interesting question: is the primary purpose of a Tradition
-
The Hidden Dangers of Buying a New Car for Your Teenager
No small number of parents buy a brand-new car for their teenager. It may be done as a first car, or even as a graduation present. But while it can seem like a benevolent act, it could also be a form
-
Quarterly Estimated Taxes: A Comprehensive Guide for 2024
Do you owe estimated taxes? The US tax system is a pay as you go system, which means you are supposed to pay taxes as you earn income. This isn’t a problem for many people because their employer
-
Sell Your Car Privately: Maximize Your Car's Value | [Year]
When you buy a new car, do you trade your old car into the dealer – or do you try to sell it yourself? If you trade it to the dealer, you may be cheating yourself. Even though it’s much easier t
-
T-Mobile Unlimited Plans: No Contracts & Smart Phone Options - 2024 Review
My husband has been using T-Mobile for years. He’s been using the unlimited talk and text on his non-smart cell phone for quite some time, and it’s worked well for us. (I’ve been usi
-
Save for a Car: Strategies for Paying Cash & Avoiding Debt
For many Americans, it may seem as though living with a car payment is the only way to ensure that you have safe, reliable transportation. But you can save money and pay cash for a car you’ll love — a
-
Budget-Friendly Mother's Day Gifts: Creative Ideas for Mom
Mother’s Day is right around the corner, and if you haven’t thought of a gift to give your mother, mother-in-law, or mother of your children, now is a great time to start thinking about wh
-
Save Money: How to Use Your Own Modem & Avoid ISP Rental Fees
When my wife and I moved to our current home we got a sweetheart deal on our Internet service for the first two years we lived here ($25 a month, plus a free cable modem for two years). Unfortunately,
-
The Hidden Costs of Single-Item Shopping: Budgeting Mistakes to Avoid
Keeping your spending under control isn’t always about the size of your expenses. It’s often about personal habits. One of those habits that can have a disproportionate effect on your budget are singl
-
Managing and Resolving Medical Debt: A Comprehensive Guide
There are at least two situations in which you can be saddled by large medical debts. The first and most obvious is when you have medical procedures but you have no health insurance. The second is whe
-
Retirement Savings Calculator: How Much Do You Really Need Each Month?
It seems like such a daunting task. The mountain climb to the summit of retirement is quite the hike with many obstacles that can send you tumbling down the trail. Knowing you might need to save $1 mi
-
Secure Online Ticket Purchasing: Avoiding Scams & Getting Deals
My husband and I buy tickets online all the time. From professional sports games to concerts to local movies, we get almost all of our tickets online. Buying tickets online can add a level of convenie
budget
- The Value of Travel in Your 20s: Experiences That Shape a Lifetime
- Extended Warranties: Are They Worth the Cost?
- Finding the Right Lawyer: A Comprehensive Guide
- When to Avoid Zero Budgeting: 4 Key Situations
- Food Waste in the US: Causes, Impact & Solutions
- Effortless Meal Planning: A 6-Step Guide for a Stress-Free Week
-
Free Accounting Software: A Comprehensive Guide for BusinessesFree accounting software provides businesses from sole proprietors to and small- and medium-sized enterprises (SMEs)Small and Medium-sized Enterprises (SMEs)SMEs, or small and medium-sized enterprises...
-
Accounting Rate of Return (ARR): Definition & Capital BudgetingAccounting Rate of Return (ARR) is the average net incomeNet IncomeNet Income is a key line item, not only in the income statement, but in all three core financial statements. While it is arrived at t...
-
Bill Me Later: Apply for a Bill Me Later Account & Shop NowYou pay at a future date for pricy iems with Bill Me Later. With credit approval, you have access to a Bill Me Later credit account to shop with major retailers nationwide without using your ...
-
Chainlink (LINK): Connecting Blockchains to the Real World...