budget
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Conquer Credit Card Debt: Strategies for Financial Freedom
If you have credit card debt you know it’s expensive. Carrying consumer debt on a high-interest credit card can drain your finances and be the source of a lot of stress. I read a troubling statistic t
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Back-to-School Savings: Smart Shopping Strategies for Parents
According to the National Retail Federation, the average American family spent over $600 last year for back-to-school supplies and clothing. While it is important to make sure Junior and Sis show up t
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Travel Smart: 7 Money-Saving Tips for Travelers
Whether you travel for work or pleasure, there are some great ways to manage money while you’re on the road. No matter if you’re jet-setting around the Mediterranean or stuck in a small town motel—if
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Ditch the Car, Save Money: A Comprehensive Guide to Car-Free Living
In America, it’s almost sacrilegious to suggest this, even among frugal environmentalists, but one of the best ways to save yourself a great deal of money is to get rid of your car. Extreme, I know. B
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Pre-paying for Products & Services: Pros, Cons & Risks
One of the growing trends right now is pre-paying for products and services. From pre-payment plans for cruises, to pre-payment for dental service, to a deposit for a car purchase, there are any numbe
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Recovering from Financial Loss: A Practical Guide
Lots of folks have been put through the ringer (financially) over the last several years. You might still be on spin-cycle yourself. Our homes, jobs, investments and financial futures have all been tu
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Maximize Your Sale: A Guide to Selling on Craigslist
My wife and I recently accepted an offer on our home, and are in the process of getting ready to move. Once we started going through everything we realized we had a lot more STUFF than we thought we d
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Netflix Free Trial: Get 1 Month Free Streaming - [2024 Update]
Chances are you either have a Netflix account or you’re bumming an account from one of your friends. If you don’t already have your own account, why not get one month free? Netflix is the king o
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Affordability Calculator: Determining Your Ideal Home Price
My wife and I recently moved to another state to be closer to her family. We decided to rent before buying, and we are currently assessing our wants and needs for the next house we buy. We have one ch
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Tax Document Organization: A Simple Guide for Easier Filing
Tax season is officially upon us. By now, you have probably already begun receiving your W-2s, 1099’s or other tax documents in the mail. That means there is no better time to get started with y
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Navigating Home Loss: Lessons Learned from Two Down Market Sales
Selling your home in a down market is tough. So far, I’m 0 for 2 in selling homes for a loss. My wife and I have owned two homes, and we lost money on both of them. Obviously, no one sets out to
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Negotiating Medical & Dental Bills: A Step-by-Step Guide
Before I started teaching people how to earn more money, I was working in a medical practice. Doing the cool stuff like helping in the operating room during 30 surgeries and analyzing x-rays for spina
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The Shocking Truth About Printer Ink Costs & Profits
By volume, printer ink is one of the most expensive items you can buy on the open market. Depending on which study you read, printer ink costs anywhere from $8,000 – $10,000 per gallon. Seriousl
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Tax Payment Options: What to Do If You Can't Pay
It’s tax time, and that means that you are probably getting your paperwork together, and preparing to pay what you owe. Even though there are many households who don’t pay federal taxes, a
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Home Mortgage Interest Deduction: A Comprehensive Guide for Homeowners
As host of the Money Girl podcast, I get lots of email questions from listeners. Since the beginning of the year, I’ve received a steady stream of questions about claiming the Home Mortgage Interest T
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Amended Tax Return Guide: File & Claim Refunds - IRS Information
According to the IRS‘s most recent notice, 5 million people were expected to file an amended tax return for 2014, out of 131 million original filings. For 2016, the IRS received over 151 million
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Expert Car Maintenance: Save Money & Ensure Reliability
A few years ago I decided that changing the oil in my car was something I preferred to outsource instead of doing it myself. I decided the maintenance shop could do it for only a little more than I co
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Maximize Your Home's Value: Expert Staging Tips for a Successful Sale
My wife and I recently put our home up for sale because we need a larger home and we want to move closer to family. The real estate market where we live is still in the recovery stages and if you want
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Save Money on Phone Bills: Expert Tips & Tricks
Technology changes everything. Ten years ago, almost everyone had a traditional landline telephone. 20 years ago I lived in a town where you only had to dial the last 4 digits to make a local call. Be
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Effective College Savings Strategies: A Comprehensive Guide
September is National College Savings Month, and when you think about how much college tuition costs, it is no wonder that many scramble, trying to figure out how to pay. And, while a college degree i
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Mortgage Payoff Before Retirement: Is It Always the Best Strategy?(This page may contain affiliate links and we may earn fees from qualifying purchases at no additional cost to you. See our Disclosure for more info.) There are few maxims in personal finance more ...
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Non-Recourse Loans: Definition, Benefits & How They WorkA non-recourse loan limits the assets of a borrower that a lender can pursue to recover the loan amount in the event of default. If the borrower defaults on the loan, the lender can only go after the ...
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Investment Strategies: A Beginner's Guide to Asset Allocation & RiskWhat are the different kinds of investment strategies? The methods that people use to try to get strong returns and greater capital appreciation from their investments are ...
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Estate Planning: A Comprehensive Guide to Protecting Your LegacyEstate planning involves all assets left behind after death, from a house and everything in it to savings and investments. No one likes to think about their own death. Theres more than enough ...