budget
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Navigating Unemployment: How YNAB Provided Financial Stability
In the two years since we started using YNAB, we’ve paid off our credit card debt and built up an emergency fund. That emergency fund was a lifeline for us because my husband was laid off at the end
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30 Budget-Friendly Self-Care Ideas to Recharge & Relax
You work hard. You give, give, and give some more. At the end of the day, what’s left in your tank? Sometimes, you just need a little treat for yourself to add some sparkle to a tough day, or dazzle
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Transform Financial Futures: Live YNAB Workshops | Wish Farm
There are many things to love about helping people learn YNAB in a live workshop. We get to chat with people of all backgrounds and financial circumstances. We get to help people build better financi
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YNAB Grocery Budgeting: Tips for Saving Money & Reducing Food Waste
Our refrigerator died yesterday. Slowly. While we were away all day. We didn’t realize it until this morning. So I’ve been thinking about saving money on groceries while I bag and discard a lot of sp
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YNAB for High Earners: 5 Tips to Maximize Your Financial Goals
I’m a software engineer in Silicon Valley, and I’ve been using YNAB for two years. Since starting YNAB, I’ve managed to cut 20% off my monthly spending overhead and track my FIRE progress. I’ve found
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YNAB Fresh Start: Refresh Your Budget for a New Financial Year
With the new year, there’s a lot of noise about new beginnings, clean slates, reinvention and do-overs. Or, as we like to call them here at YNAB, Fresh Starts. But, what is a budgeting Fresh Start, y
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YNAB vs. QuickBooks: A Small Business Cash Flow Solution?
If you run a small business and don’t have to deal with physical inventory, YNAB could simplify your cashflow and provide you with more peace of mind for the future. You Need a Budget was desig
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From Financial Overwhelm to Control: A YNAB Success Story
Many YNAB users get started when they’re faced with a foreboding future ahead. It might be just feeling completely overwhelmed with their finances, or facing an emergency where they need to make some
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Smart Ways to Utilize Your Stimulus Funds: A Practical Guide
What should you do with your stimulus money? As you’re deciding what to do with your own windfall, we have a little framework to help guide your way. 1. Don’t “Use” the Money Before You Get It Yes, i
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Seattle Family Budget: $12K/Month for 5 – A Real-Life Snapshot
Welcome to YNAB Money Snapshots—where you see a real budget in action! They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open make
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Master Your Money: 3 Key Traits of Effective Budgeting
Starting to budget isn’t easy. Maybe we do a month-long spending freeze and feel confident, only to stumble later on a spending splurge. It’s OK! This happens to the best of us. Budgeting might not c
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Budgeting Made Simple: How YNAB Helped Me Finally Stick to a Plan
If there’s a budgeting app out there, I’ve probably tried it (here’s looking at you rhymes-with-shmint). Yep, I’ve tried the well-known apps, my local bank’s app—even my husband’s elaborate spreadshe
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Financial Transformation: Inspiring Stories of Debt Recovery & Wealth Building
When you’re in the middle of wrangling your finances into shape, sometimes an inspirational money story (or nine) is just the boost you didn’t know you needed. Here are real stories of pe
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Fast Wealth Strategies: Beyond Budgeting for Financial Success
When I graduated from college, I spent every dollar that I had on an incredibly used VW Jetta and drove across the country to Nashville for my very first job. I remember calling my mom and saying the
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Student Loan Payment Pause: What to Do While Relief Continues
Millions of Americans have their student loan payments put on pause. What does this mean for you, and how should you respond to it? Stick around. If you have any federal student loans, you know
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Building a Financial Safety Net: Krys' Debt Payoff Journey
This is the ninth installment of Krys’ story, and the part where she focuses on building a financial safety net. We’re following along as she starts budgeting and works to pay off $20,000 of debt. Th
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Debt Payoff Journey: Krys Pauses Progress - Month 8 Update
This is part ten of Krys’ story. We’re following along as she starts budgeting and works to pay off $20,000 of debt. This post was originally written in the middle of June 2020: during Krys’ eighth m
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Transforming Debt into Financial Freedom: A YNAB Journey
Sometimes the best lessons in life come to you the hardest way. That’s how it was for me with budgeting, and in particular—budgeting with YNAB. I found YNAB in the summer of 2006, back when it was an
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Debt Freedom Journey: How I Saved $18,000 in a Year with YNAB
This is part eleven of Krys’ story. We’re following along as she starts budgeting and works to pay off $20,000 of debt. This post was originally written at the end of September 2020: after Krys’ tent
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Wedding Savings Story: How We Saved $27,000+
In 2012, Alanna took a gamble and left her life in England in order to start fresh in Edinburgh, Scotland. She’d fallen in love with the city during a visit, made the decision to quit her job to relo
budget
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- 15 Proven Ways to Save Money Fast - Expert Financial Tips
- MacBook vs. PC: A Balanced Comparison & Why the Choice Depends on You
- Financial Harmony: Strategies for Managing Finances with a Spendthrift Partner
- Mastering Your Money: A Beginner's Guide to Budgeting
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Understanding Wholesale Pricing: Calculation & Research MethodsRetailers and manufacturers often purchase inventory and equipment from wholesalers, which are common middlemen between manufacturers and retailers. Business owners are not explicitly required under G...
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Consignment Rules Explained: A Comprehensive Guide for Sellers & BuyersUnderstand Consignment Rules Consignment is a wonderful way to earn money, save money, and recycle gently used items. If you have an interest in consignment, but don't know the rules, rea...
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Navigating Rising Costs: 5 Strategies to Stretch Your BudgetMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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2022 Stimulus Check Update: What to Expect & Alternative Income BoostsYou may not be getting a government ...