budget
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Build New Habits: A Simple Evening Routine for Lasting Change
I wanted to make it a habit. Make what a habit, you might be wondering? Well, lots of things, but this particular time, I wanted to spend five to ten minutes every night brainstorming ideas, cr
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Establish a Simple Daily Budgeting Routine for Financial Success
I always think that I won’t like a daily routine. Don’t hold me back, Routine! Stop trying to tie me down, Routine! I’m sorry, Routine, I just want to keep my options open, OK? But it never takes too
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2022 Financial Resolutions: A Practical Toolkit for Success
Looking to make some progress with New Year financial resolutions for 2022? Set yourself up for success with this resolution toolkit. New Year’s is an underrated holiday. I’m not talking about New Ye
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More Money Challenge: Start Fresh & Improve Your Finances
If you’re craving a reset for your finances, join our More Money Challenge to start fresh. Are You Ready for a Reset? A lot of us might be sitting there feeling a little complacent with our financial
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Proven Budgeting Strategies: Habits for Financial Success
This post about best budgeting tips and habits was created in collaboration with Todoist—a popular digital task manager. Someone on Twitter compared our collaboration to the Avengers coming together
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YNAB Budget Reports: Understand Your Spending with Visual Insights
Budget reports! Budget reports! Long live, budget reports! You want to slice and dice your financial data every which way? Check. You want a high-level view of how you’re doing? Done. You want to get
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Christmas Budget Planner: Avoid Debt & Enjoy the Season
I love Christmas. The tree, decorations, stockings, presents, carols, turkey, and cranberry sauce—I could go on and on. I love planning it, I love doing it, I love it all. But I haven’t always been t
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Emergency Fund: Why You Need One & How to Build It
You may ask yourself, “Do I need an emergency fund?” The answer is a resounding yes! An emphatic yes! A yes yes yes yes kind of yes! Having an emergency fund is a little money saving trick tha
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Secret Gift Strategies: Protecting Surprises in Shared Budgets
You finally found the perfect gift for your partner. You’ve snuck it through the door under your jacket and tucked it away safely in your underwear drawer. They’ll never find it. Yet, after all that
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Understanding Emotional Spending: Causes & Strategies to Curb Impulse Buys
We’ve all indulged in a little bit of retail therapy at some point or another, but if you find yourself routinely having a hard time trying to control your spending, or impulse buying to improve your
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Managing a Windfall: Smart Strategies for Unexpected Wealth
Here’s a question we all wish we had: what should I do with an unexpected lump sum of money? If you’re in this boat, you’re not the only one who’s wondering what to do with a windfall. Recently, one
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Priority-Based Budgeting: Align Your Finances with Your Values
Budgeting is all about aligning your money with your priorities—the things that matter most to you. All budgeting should be priority-based budgeting, really. And it seems like making budget dec
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Strengthening Your Relationship Through Financial Communication: Budget Date Nights
We’ve already made a case for budgeting with your partner. Money is a huge part of our daily lives—and can be a significant source of stress—so scheduling a regular budget meeting date night to make
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Affordable Christmas Gifts: Budget-Friendly Holiday Shopping Ideas
Look, the holidays are creeping up on us and after the last few years we’ve had, I think it’s time we talk about holiday gifts realistically. Yep, Christmas shopping on a budget. So, I’m just going t
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Beginning Balance: Financial Management Podcast for Small Business Owners
Once upon a time (not that long ago) Jesse asked our YNAB podcast listeners how many of you would be interested in a podcast for small business owners about money management, and a lot of you were. L
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Struggling to Save? Simple Strategies to Boost Your Savings
Do you find yourself asking, “why can’t I save money?” Or looking for some simple ways to do it? You’re not alone. Saving money—by its very nature—is a simple concept. You don’t have to t
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YNAB for Business: Simple Budgeting for Small Businesses
Budgeting is budgeting, but budgeting for your small business is just different enough from personal budgeting that it may feel like you need to go out and buy small business budgeting software and l
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The Importance of Budgeting: Unlock Financial Freedom & Fun
Wondering why budgeting is important? Budgeting seems kind of stuffy. Risk-taker. Adventurous. Spontaneous. These are not words we typically associate with budgeting, right? No, budgeters are respons
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Break the Paycheck-to-Paycheck Cycle: Financial Freedom Strategies
Are you feeling the pinch and want to stop living paycheck to paycheck? Well, first off, you’re certainly not alone. Most Americans are living just one paycheck away from financial disaster. Th
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Navigating a Pay Cut: Budgeting Strategies for Financial Stability
With stay-at-home orders and normal business flipping on its head during the COVID-19 pandemic, many people lost jobs, went on furlough, started doing remote work, or had to readjust their lives to a
budget
- Common Budgeting Mistakes & How to Fix Them
- Real Budget: A Family of Four on a $42,000 Annual Income
- Buying a Home in the Military: Is It Right for You?
- Holiday Budgeting Guide: Plan & Save for Festive Season
- Megabus Travel: Affordable East Coast Transportation
- Luxury Purchases: Affordability & Financial Considerations for High-Value Investments
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457(b) Retirement Plans: Benefits & Considerations for Government EmployeesLike its better-known sibling — the 401(k) — a 457(b) retirement plan is a tax-advantaged way to save for retirement. But the 457(b) is designed especially for employees of state and lo...
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Trump Administration Seeks to Overturn Affordable Care Act Amid COVID-19WASHINGTON — In the midst of the coronavirus pandemic, the Trump administration on Thursday urged the Supreme Court to overturn the Affordable Care Act. The administration’s latest ...
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Unlock Hidden Savings: Expert Tips for Finding the Best Deals at WalmartA girl is in a shopping cart. Everyone knows about Black Friday deals and after-Christmas clearance sales, but those are neither the only Wal-Mart bargains nor the best. If you're a barga...
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Payday Loans: Understanding the Risks and AlternativesTheres never a good reason to take out this type of loan. ...