budget
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Budgeting: Why It Works (and What Happened When One Person Stopped)
At some point you might wonder, “Do I need a budget? I mean, do I really? If I pay my bills and save some money, I’m doing fine, right?” And, look—I get that you might be skeptical about gettin
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Understanding Credit Card Float: Risks & How to Avoid Them
Every time I explain the credit card float to people, I feel like the bearer of bad news. There they are, happily paying their bills (for the time being) when I roll up and point out the flaw in thei
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Overcome Overspending: 3 Proven Strategies for Financial Control
Nobody likes to talk about it, but a lot of people struggle with a spending problem. Excess spending can happen almost on accident: a few purchases here, a late-night online shopping session there, a
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First Day of School: Navigating the Emotional Weight of Letting Go
It has been 22,017 days since my children went to school full-time (as God so clearly intended), but today—finally—was the first day of school. The most glorious first day of school of all time.
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Top Budgeting Apps for Small Businesses: Streamline Finances
Looking for the best budgeting app for your small business? We get it. We’ve been there. One of the most challenging aspects of running a small business is all of the different hats you have to wear
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YNAB Business Budgeting: A Step-by-Step Guide for Side Hustles
A few years after starting YNAB, I started a side hustle. I wanted to see if I could generate some extra income to pay off my mortgage early. When I started the side hustle, the first thing I did was
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YNAB Budget Update: 8 Improvements for Financial Control
Today is an epic day in the YNAB universe. The You-Nee-verse. Because, as you may have noticed this morning when you went to add a “last night was rough” commuting coffee to your budget, BLAM. Everyt
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Simplify YNAB: New Improvements to Ease the Learning Curve
The YNAB method works extremely well—we see the proof of that in the success stories we hear every single day. Unfortunately, we also hear about something else every day: the learning curve. We won’t
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YNAB: Mastering Budgeting for Effective Savings
If you asked most people what it means to save money, they’d probably mumble something about a savings account, or maybe stashing money in a safe, or if you have really interesting friends, perhaps b
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Financial Wellness: How Budgeting Supports Mental Health
Let’s face it, money and emotions are closely linked. Whether it’s the nagging guilt of occasional overspending, anxiety around debt, or the frustration of overdrawn accounts (yet again), our relatio
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College Budgeting 101: Smart Money Management for Students
How should you manage your money in college as a student? You might feel like a mostly broke college student whose ears perk up at every and any mention of free pizza. I’ve been there too. Pizz
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Budgeting for College: A Student's Guide to YNAB
Ahh…college. The ultimate crash course in Adulting 101. You probably sashayed onto campus feeling triumphant at first—you’d made it. You escaped high school. You had your schedule and your room
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Mastering Monthly Budgeting in YNAB: A Step-by-Step Guide
One day—probably more than one day—but less than 32 days after you’ve been using You Need a Budget (okay, definitely less, definitely), you’re going to start a new month in YNAB and the o
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Top Budgeting Apps for College Students: Find the Right Fit
What’s the best budgeting app for college students? The only right answer is whichever one you’ll stick with. There are plenty of budgeting apps that will track your income and expenses or help you o
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YNAB Setup Guide: Your First Day with You Need a Budget
So, you’ve figured out that You Need a Budget. Congrats! That’s an essential first step. Now what? Seriously. What are you going to do about that? Oh right, that’s our job. We
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YNAB User Spotlight: How Budgeting Strengthened a Friendship
“You all know we’re borderline culty,” Claudia Holt explains, talking about YNABers (herself included). She’s recapping an exchange between her and her best friend, both avid budgeters. “I went on a
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Navigating Change & Opportunity: Finding Clarity After a Disruptive Year
It has been a very strange year—but you don’t need me to tell you that. We were going about our normal lives—our familiar, well-worn routines, when BAM KABLAM SHAZAM, everything changed. And wh
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YNAB Budgeting Glossary: Definitions for Beginners & Beyond
Ready to WAM that wish farm? Reconcile the monthly rollover? Track your True Expenses? If you’re a beginner budgeter, or just new to YNAB, and feel like you need to pull up Google Translate to
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Valuable Life Lessons From My Father: Financial Wisdom
Before I became a dad, Father’s Day was more about hurried shopping trips to find a grilling gadget, tacky tie, or useful tool to stick in a gift bag with a funny card to show my dad that I appreciat
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Comprehensive Baby Budgeting Guide: Financial Planning for Your Newborn
So, you’re having a baby! Your mind has probably been racing since the second that you found out the stork is stopping by—from the best brand of prenatal vitamins to baby names, there’s a lot to thin
budget
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The Benefits of Online Banking: A 5-Year PerspectiveFor the past five years I've used online banking exclusively for my personal banki...
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IRS Stimulus Payment Tracker: Find Your Missing COVID-19 FundsStill missing your third stimulus pa...
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How Savings Accounts Impact Your Credit Score: A Comprehensive GuideMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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AARP Funding: How the Organization Generates Revenue & SupportThe AARP is funded by members, donations and through the commercial operations of its business arm, AARP Financial, which provides both retirement planning, investment and insurance services to AARP m...