budget
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Top YNAB Podcast Episodes: 25 Must-Listen Financial Insights
If you’ve ever listened to the YNAB podcast, chances are you discovered quickly that there are a LOT of episodes. YNAB’s founder Jesse has been hosting podcasts since way back before they
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Successful Virtual Retreats: A Step-by-Step Guide
Are you looking to plan a virtual retreat for your company but don’t know where to start? We’ll share our own tips and tricks so your virtual retreat can be a success too. It was a sad day when we de
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Product Management Best Practices: A YNAB Perspective
Here at YNAB, we’ve learned a lot about best product management practices by helping people gain total control of their money. We do that by going all-in on creating a product roadmap to create
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YNAB: Discover Your Values with a Personalized Budget
You are unique: with your own dreams, goals, and priorities. But how do you create a budget that reflects the special snowflake that you are? It can take months, or even years, to uncover and add all
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Budget Tracker: Monitor Your Financial Goals Easily
Financial goals? Oh you’ve got ’em. You’re saving for your next laptop, a sweet summer vacation, and a bathroom remodel all at the same time. Wouldn’t it be just dandy to glance at
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Savings Account Interest Rates: Are They Worth It in 2024?
Kids, gather round, because an old man wants to tell you a story of the glory days. It was 2007, and you could put your money in a savings account earning an annual interest rate of 5 percent. It’s t
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Affordability Calculator: Determine Your Home Buying Power
Several years ago, my wife Julie sent me a glorious text: Julie: “Hey, I’m at Costco. Do you want anything in particular?” Me: “Well, what do they have?!” If you’re not clear on what you want, someon
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Birch Community Services: Fighting Food Insecurity in Portland
We’re profiling some of the wonderful organizations we’ve met through our YNAB for Good program. These groups are working to create financial stability in marginalized communities. We’re excited to i
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Home Buying Budget: A Step-by-Step Guide for First-Time Buyers
So you’re eyeing a home to call your own but not sure where to start on the money side of things? Here’s how to budget for a house—and we’re not just talking about that elusive down payment.&nb
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YNAB: Flexible Budgeting & Money Tracking on Mobile
The secret to a budget that works is to have one that bends but doesn’t break. Here at YNAB, that means we Roll with the Punches, rob Peter to pay Paul, and WAM like we’re a 10-year old at the
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Debt-Free Wedding: How a Couple Paid Cash for Their Big Day
Before they got married, Mat and Emily knew they wanted to live debt-free. Mat, 31, a technical director for a local church, and Emily, 36, a senior pastor at a second church, had amassed $56,000 in
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YNAB Mobile Hacks: 6 Tips to Boost Your Budgeting
Learn how to add emojis in YNAB, search on mobile, and more! These hacks will have you budgeting with more efficiency than a Tim Ferriss fanboy. YNAB Mobile Hacks Did you know in YNAB you could…
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YNAB Budgeting: 6 Unexpected Benefits in Your First Month
We came across Kevin on Reddit, where he shared about his first month of budgeting with YNAB. He learned! He grew! And the freedom, oh the freedom! If you’re new to budgeting—or looking for renewed m
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YNAB Budgeting Mastery: 8 Advanced Tips for Financial Control
So, you’ve signed up for YNAB and learned our method. You understand why we budget a little differently, and you might now be a hardcore YNAB enthusiast (welcome to the club). If you’re looking to ja
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YNAB Targets: Understanding & Utilizing the Latest Updates
Targets are at the heart of every successful budget, and now they’ve got some fresh new updates. Here’s the latest and greatest on those monthly targets that inform your every move. These changes wil
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YNAB Categories: How Many Do You Need? | You Need a Budget
How many YNAB categories should I have? 12, 24, 158? This is a question we’ve been getting since the dawn of time—err, well, since the dawn of You Need a Budget in 2004. It’s not just new budge
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Vacation Savings in YNAB: A Step-by-Step Guide
Update April 2021: This post was originally written just before a global pandemic upended my (and everyone else’s) travel plans for the year. Our trip’s location and timeline has shifted,
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Navigating $80,000 in Student Loan Debt: A Realistic Account
When I was 18 years old, I took out $80K to go to an art school that cost more every year than what my parents made annually. I Wanted to Be an Animator as Long as I Can Remember I knew I wante
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Financial Habits & Personality: How Your Enneagram Type Influences Your Money
Have you ever wondered what makes some people spend money they don’t have, or others never spend the money they do have? Why are some people anxious about money, some flaunt it, and still others are
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Student Loan Payment Freeze: How Borrowers Are Spending the Extra Cash
Federal student loan payments have automatically been paused and interest has not accrued since late March of 2020. Our survey found that this freeze has kept an average of $417/month in the pockets
budget
- The History and Hidden Insights of Auctions
- Financial Habits & Personality: How Your Enneagram Type Influences Your Money
- Real Budget: A Family of Four on a $42,000 Annual Income
- First Job Wardrobe: Build a Professional Look on a Budget
- Grocery Shopping Skills for Kids: A Practical Guide
- Budgeting for Tip-Based Income: A Practical Guide
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Stimulus Checks for Adult Dependents: Claim Your $1,400 PaymentMillions of more Americans are getting their hands on a coronavirus stimulus check for the first time, underscoring the importance of the new crowd staying on top of their $1,400 payment as the Inter...
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Bank of America Business Advantage Rewards Card Review: Is It Right for You?These offers are no longer available on our site: Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, Ink Business Preferred® Credit Card, Capital One® Sp...
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Boost Your Credit Score: Proven Strategies for Improvement & MaintenanceWhen you have a good credit score, it is you to benefit from the same. It will let you pay lower rates of interest on your loans and credit cards. You will also save your hard-earned dollars on insu...
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Choosing the Right Lumber for Outdoor Projects: A Comprehensive GuideMost lumber yards sell several grades of wood. You have several choices when selecting lumber for outdoor projects. The type of lumber used depends on the project requirements for bearing wei...