budget
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Sinking Funds: A Comprehensive Guide to Saving for Future Expenses
What is a Sinking Fund? A sinking fund is a fixed amount of money you save each month to prepare for a non-monthly expense like a car repair, or a twice-a-year insurance payment. (Side note: Si
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Savings Accounts: Are They Right for You? | [Your Brand/Company Name]
There are a lot of reasons why people don’t start a budget, but I think the biggest culprit is often the perception that budgeting will take a lot of work. You’ve got to spend time thinking about you
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Budgeting for Couples Without Joint Accounts: A Practical Guide
So, you’ve chosen to share your life, your space, your self, your bed, your innermost hopes, fears, successes, and failures—but you put your foot down at sharing a bank account. Hey, some thing
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YNAB Loan Planner: Strategically Pay Off Debt & Save Money
Want to find more money to pay off your loans? The new Loan Planner from YNAB can help you save time and money on your loan payoff. Loans come in all flavors and sizes. Some drive you crazy, others l
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Emergency Fund vs. Debt Payoff: Which Should You Prioritize?
You might be asking yourself, “Should I build my emergency fund or pay off debt first?” If you’re debating between paying off debt or saving more cash, your emergency fund should come fi
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Accelerate Mortgage Payoff: 5 Strategies to Achieve Freedom
A lot of people are, understandably, interested in demolishing all of their debt and that includes figuring out how to pay off a mortgage quickly. It’s an admirable goal, and living a debt-free life
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Start Budgeting Now: A Guide to YNAB Mid-Month
There’s this weird psychological trick some of us play on ourselves where we decide that the best time to start a new diet, routine, or budget is on a Monday. Or on the first of the month. Or on the
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Budgeting Strategies for ADHD: Practical Tips & Hacks
Sometimes it seems as though adulthood is one very long obstacle course. It’s all either smooth sailing and easy wins or lessons that require special training and repeated attempts to overcome.
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Small Business Budget Example: A Real-World Case Study
Working on your small business budget but not sure where to start? Sometimes it’s helpful just to see a real-life example to help you create your budget. This post will show you: A real-life example
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Full-Time RV Living Budget: A Real-Life Breakdown
Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer traveling the country is making the most of her monthly inflows without sacrificing her fin
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Financial Stability for Tight Budgets: A Practical Guide
It can be tough to figure out how to budget when you’re broke. Not only are you trying to adopt a new habit, you’re also learning a new method of managing your money, figuring out the technology of a
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Financial Separation: Protecting Your Assets & Future
We’re all raised to believe that sharing is caring, and in a general sense, that’s a good lesson to live by. In a kindergarten classroom, sharing is almost always a solid plan—not only are there a li
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Achieve Homeownership: A 3-Step Plan to Save $30,000 in a Year
Jacob and Connor thought home ownership would never happen. They made good money, but it never seemed to accumulate into a pile big enough for a down payment. Then with a simple three-step plan to sa
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Monthly Grocery Shopping: Save Time, Money & Reduce Waste
I do meal planning and one primary grocery trip a month, and I’ve been doing this since 2014. Grocery shopping once a month has a ton of benefits for our family and helps us in the following ways:&nb
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Budget Reconciliation: Ensuring Your Budget & Bank Balance Match
What is Budget Reconciliation in YNAB? Reconciliation is the act of making sure your bank account balance matches your budget. If you’ve ever balanced a checkbook, this is a modern day version.
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YNAB Mobile Widgets: Instant Financial Insights at Your Fingertips
You’re about to go by your favorite coffee shop. But wait, how much do you have left in your coffee budget? You only have seconds to make the decision. You open your phone, scroll, tap, tap tap tap,
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YNAB: The Story of How a Budgeting Revolution Began
I’m biased, of course, but YNAB’s origin story is one of my favorites … Part One: The Birth Story Jesse, and his wife, Julie, have a lot of babies, but YNAB was their first. After getting marri
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Financial Planning for Adoption: A Comprehensive Guide
Wondering how to financially prepare for adoption? We’ll cover everything you need to know. Saving money is hard. And saving money for an adoption can be even more difficult given how emotional
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Student Budget Snapshot: Balancing College Costs with Parental Support
Editor’s note: There are many different ways to pay for college, and this snapshot shows a student with some support from parents. If you’re a student who is using loans through college, we’d l
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YNAB for High-Achievers: A FinTech Executive's Financial Management Strategy
Of all the people to know money inside and out, Daniel is a contender for a gold medal. Daniel and his wife Loretta have five professional accounting designations between them, three finance MBAs, an
budget
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Debt Payoff vs. Saving: A Look at Dave Ramsey's ApproachRamsey is a believer in paying off d...
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Olympics & Markets: How Winter Games Impact Stock TradingThe world is just a few weeks away from one of its favorite pastimes: the Winter Olympics. In every corner of the globe, our eyes will stay glued to Pyeongchang, South Korea — and new research says it...
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Home Equity Loans: Understanding How They Work & BenefitsA home equity loan can allow you to access large sums of money without selling your home. Using your home as collateral, you can get a loan to finance anything you want or need — the choice is up to...
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US Poverty Risk: 3 Factors Threatening Economic RecoveryThings could take a notable turn for...