budget
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Teach Kids Financial Literacy: Fun Budgeting Strategies for Children
There are two things that kids seem to love that parents struggle with: screen time and spending money. But what if we pulled some good ol’ fashioned parental psychology moves and leveraged those int
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Budgeting for Savings: A Simple Guide to Financial Goals
When you’re setting up a budget and trying to get specific on your long-term financial goals, you might wonder how to treat your savings account in your budget. Well lucky for you, it’s actually pret
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Smart Spending: Lessons in Budgeting from Temporary Window Coverings
The paper blinds hanging in my bedroom (that happen to be about a year older than my almost-kindergartner) perhaps could’ve been replaced a long time ago. Instead, we keep them. Why We
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Why a Separate Business Budget is Essential for Success
You Need a Separate Business Budget (YNASBB—nope, that doesn’t work. Let’s let it die here.) YNAB will serve your small business well. It has mine. It gave me what I call, “pile-of-
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Separation Budget: A Step-by-Step Guide to Financial Independence
Need to figure out how to make a budget for separation? You might be dreading this moment, or it just seems so darn complex that you’ve put it off as long as possible. If you and a partner are separa
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Sinking Funds: A Comprehensive Guide to Saving for Future Expenses
What is a Sinking Fund? A sinking fund is a fixed amount of money you save each month to prepare for a non-monthly expense like a car repair, or a twice-a-year insurance payment. (Side note: Si
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Savings Accounts: Are They Right for You? | [Your Brand/Company Name]
There are a lot of reasons why people don’t start a budget, but I think the biggest culprit is often the perception that budgeting will take a lot of work. You’ve got to spend time thinking about you
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Budgeting for Couples Without Joint Accounts: A Practical Guide
So, you’ve chosen to share your life, your space, your self, your bed, your innermost hopes, fears, successes, and failures—but you put your foot down at sharing a bank account. Hey, some thing
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YNAB Loan Planner: Strategically Pay Off Debt & Save Money
Want to find more money to pay off your loans? The new Loan Planner from YNAB can help you save time and money on your loan payoff. Loans come in all flavors and sizes. Some drive you crazy, others l
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Emergency Fund vs. Debt Payoff: Which Should You Prioritize?
You might be asking yourself, “Should I build my emergency fund or pay off debt first?” If you’re debating between paying off debt or saving more cash, your emergency fund should come fi
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Accelerate Mortgage Payoff: 5 Strategies to Achieve Freedom
A lot of people are, understandably, interested in demolishing all of their debt and that includes figuring out how to pay off a mortgage quickly. It’s an admirable goal, and living a debt-free life
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Start Budgeting Now: A Guide to YNAB Mid-Month
There’s this weird psychological trick some of us play on ourselves where we decide that the best time to start a new diet, routine, or budget is on a Monday. Or on the first of the month. Or on the
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Budgeting Strategies for ADHD: Practical Tips & Hacks
Sometimes it seems as though adulthood is one very long obstacle course. It’s all either smooth sailing and easy wins or lessons that require special training and repeated attempts to overcome.
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Small Business Budget Example: A Real-World Case Study
Working on your small business budget but not sure where to start? Sometimes it’s helpful just to see a real-life example to help you create your budget. This post will show you: A real-life example
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Full-Time RV Living Budget: A Real-Life Breakdown
Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer traveling the country is making the most of her monthly inflows without sacrificing her fin
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Financial Stability for Tight Budgets: A Practical Guide
It can be tough to figure out how to budget when you’re broke. Not only are you trying to adopt a new habit, you’re also learning a new method of managing your money, figuring out the technology of a
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Financial Separation: Protecting Your Assets & Future
We’re all raised to believe that sharing is caring, and in a general sense, that’s a good lesson to live by. In a kindergarten classroom, sharing is almost always a solid plan—not only are there a li
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Achieve Homeownership: A 3-Step Plan to Save $30,000 in a Year
Jacob and Connor thought home ownership would never happen. They made good money, but it never seemed to accumulate into a pile big enough for a down payment. Then with a simple three-step plan to sa
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Monthly Grocery Shopping: Save Time, Money & Reduce Waste
I do meal planning and one primary grocery trip a month, and I’ve been doing this since 2014. Grocery shopping once a month has a ton of benefits for our family and helps us in the following ways:&nb
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Budget Reconciliation: Ensuring Your Budget & Bank Balance Match
What is Budget Reconciliation in YNAB? Reconciliation is the act of making sure your bank account balance matches your budget. If you’ve ever balanced a checkbook, this is a modern day version.
budget
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Biden Urges Congress to Extend Federal Eviction MoratoriumThe federal eviction ban is set to e...
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Collateral Explained: What It Is & How It WorksCollateral is an asset or property that an individual or entity offers to a lender as security for a loan. It is used as a way to obtain a loan, acting as a protection against potential loss for the l...
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Retirement Planning: Debunking Common Myths & Securing Your Financial FutureHow to save for retirement Phil Blancato on how to financially prepare for the future. Retirement is an exciting milestone to reach, but if you don't plan for it properly, you could wind up cash...
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Bitcoin Mining Explained: Is It Still Profitable in 2024?Most people are bamboozled by Bitcoin. It’s shrouded in jargon and geek speak. It borrows physical metaphors from all over the place adding to th...