budget
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Build Lasting Budgeting Habits: 9 Small Steps to Financial Success
Have you ever wondered how to stick to a budget? It starts out so well, such a clean, fresh, organized budget. But then something comes out of left field. There goes the budget. But the thing is—you
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Understanding Car Insurance: A Comprehensive Guide
Wondering how car insurance works, which insurance company to choose, and how to make sense of deductibles? At first glance, it can feel pretty confusing but knowing a few important things about insu
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Financial Freedom: The Ultimate Graduation Gift
As a YNABer, you know that budgeting is a total life-changer. You’re less stressed. You’ve conquered your debt. You enjoy life more because you have financial freedom. Want to take vacation? Pay off
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Managing Student Loan Debt While Starting a Family: Financial Strategies
Do you have student loan debt but also want to start a family? Both higher education and kids are notoriously expensive, and you might be feeling the squeeze of a repayment plan or anticipate the upc
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Debunking 8 Myths About YNAB Reconciliation: A Comprehensive Guide
As members of the YNAB Support Team, we’ve noticed some…let’s say mistruths…about our good friend Reconciliation, who has a serious PR problem. Here’s the thing—we know Reconciliation (both per
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Budget vs. Spending Plan: Understanding the Difference & Choosing What's Right for You
You might not feel like you have your money all figured out yet, but your palms are itching for some financial control. You’re here! You’re ready to make a budget. Or a spending plan. Or wait, are th
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Social Media Coordinator - Join the YNAB Team & Help People Budget!
About Us and Why We’re Hiring We promote “You Need a Budget,” the best budgeting software and educational resources around. (Those in the know call us YNAB, which is pronounced “why-nab.”) For more t
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Free YNAB Subscription for College Students - Financial Freedom Awaits
Yep, you read that right. Any – wait, every – college or graduate student is entitled to a free subscription of YNAB for one year. Why? Because I’ve met so many adults, years out of college, who are
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Financial Recovery: Rebuilding Your Budget for a Secure Future
You came here looking for a money reset, but that’s not really what you need. Nope! (Wait… what do I need then?) What you really need is to figure out how to get your finances back on track. Wh
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Student Loan Planning with YNAB: A Free 34-Day Trial
Interested in setting up a student loan planner but don’t have YNAB? Try it out for free for 34 days (no credit card required) to see how a budget can help you turn the chaos of student loans into an
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Building Credit for Young Adults: A Guide for Parents
“How can I help my kid build credit at 18?” A friend of mine asked. Actually, that isn’t true. What she really asked was: “Will you ask Jesse what we should do to help Grace build good credit n
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Roth IRA Explained: A Beginner's Guide to Tax-Advantaged Retirement
Planning for your future and want to know more about this Roth IRA thing people keep talking about? Is it actually worth it? If the words “compound interest” don’t make you giddy yet, keep reading an
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Avoid These 7 Costly Student Loan Mistakes
Student loans are a fact of life for many (most?) college grads these days and, unfortunately, student loan mistakes are easy to make. I wish I would have understood the consequences of taking out so
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Student Loans for Living Expenses: A Risky Move?
Can you use student loans for living expenses? Yes. Is it in your best interest to do so? No. Let me explain… Once I’ve gotten to know someone, I’ll usually ask the question, “Do you budget?” The res
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Essential Life Skills They Don't Teach in College
I remember my last few months of college being entirely over it—the jumping through hoops, the tests, the group projects. Oh, the group projects! I was eager and antsy to get on with my grown-up life
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Budgeting Mistakes & How to Avoid Them: A Realistic Guide
Our budget is intended to serve as a source of truth, our North Star of spending, the fire alarm that warns of financial inferno, the seismograph of—okay, yes, I’m taking the metaphor too far but the
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Health Savings Accounts (HSAs): A Powerful Tax-Advantaged Tool
Health Savings Accounts (or HSAs for short) crept into our lives in 2003. While HSAs are often misunderstood, they’re an incredibly powerful tool for you as a taxpayer. Perhaps even epic. With
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YNAB Reports for Effective Cost Cutting & Retirement Savings
One of my biggest long term financial goals is to invest more aggressively for retirement, which, for me, is a little less than 10 years away. Yikes. I want—er, actually, I need—to ramp up my savings
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401(k) Basics: A Simple Guide to Retirement Savings
It seems as though people in the money industry thrive on confusion. But today, we want to cut through some of the sludge and talk about 401k basics. You know you should be saving for retiremen
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Affordable Fun Ideas: Budget-Friendly Activities & Socializing
Sometimes finding ideas for budget friendly fun feels more like a mythical quest than a realistic goal. As an adult, it’s already hard to make new friends and maintain a social life—and it can
budget
- Unexpected Disturbance: A Suspenseful Short Story
- Spring Financial Cleaning: Declutter Your Finances for a Fresh Start
- Affordability Crisis: Stories of Homebuyers Priced Out of Coastal Markets
- Saving for Your Dream Ring: A Couple's Story & Budgeting Tips
- Valentine's Day Spending: Key Statistics & Consumer Trends
- Store Brands vs. Name Brands: Which Offers the Best Value?
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European Investors Shift to US Brokers for US ETFs After MiFID IIThe MiFID II regulations that came into effect at the beginning of 2018 have changed the way European investors invest in U.S.-listed ETFs. MiFID II, or Markets in Financial Instruments Directive ...
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Integrating Sales & Marketing into S&OP for GrowthOverviewSales and marketing must actively participate in the Sales & Operations Planning (S&OP) process, as it is a critical driver of profitable growth, customer satisfaction and competitive ...
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Essential Annual Savings: 3 Expenses You Can't IgnoreIt takes careful planning to cover t...
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Should You Stay or Go? Understanding When to Endure a Difficult JobMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...