budget
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Navigating Your First 3 Months of Budgeting: Common Challenges & Solutions
If you’ve never budgeted before, you might be surprised how quickly you’ll feel more at peace once you start. We hear this from newbie budgeters from all over the world! There’s something about final
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Avoid These 3 Common Money Mistakes & Build Financial Security
I think for a lot of us, it can be hard to admit when we’re making obvious money mistakes. There’s a tendency to kind of fib (just a little) to our budgets, especially when things are not going our w
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Prioritizing Self-Care: 10 Ideas for Rest and Rejuvenation in 2024
New Year’s Resolutions didn’t fool us this year. Two years into an unexpected pandemic and we know our best laid plans can get derailed in an instant. So, we’re cocooning. Languishing. Trying to hunk
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Why a Highly Motivated Team Drives Workplace Success
Remember doing group projects back in school and, more often than not, one person would end up with most of the responsibility and would basically do the project alone? Somehow YNAB hired all o
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Comprehensive Guide to Budgeting for Variable Expenses
If you’re building out a budget for the first time and you’re being your best responsible self, you know the importance of taking those big non-monthly expenses/variable expenses/True Expenses/what-h
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![Eating Out Budget: How Much Should You Spend? | [Your Brand/Website Name]](https://www.etffin.com/article/uploadfiles/202206/2022061110084360_S.png)
Eating Out Budget: How Much Should You Spend? | [Your Brand/Website Name]
Ah, the unwieldy eating out budget. Feel like it’s out of control? Well, you’re certainly not the only one. And you’ve come to the right place. The average American dines out 5.9 times per week and a
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Budgeting FAQs: Your Questions Answered | YNAB
So, you’ve decided that you need a budget and this is the year you’ll finally tackle your finances! You’ve signed up for YNAB’s free, 34-day trial, then cracked open the app to get started on your sh
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2022 Financial Resolutions: Save Money, Pay Debt & Build Wealth
Looking for some New Year’s Resolutions to master your money in 2022? Here are 20 ideas to get you saving more, paying off debt, and building wealth in the coming year. We’ve got a grab b
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Create a Budget Template: A Step-by-Step Guide
So, you’ve decided to sit down and figure out how to create a budget template, once and for all. Or maybe for the third or fourth or fifth time, but you’re serious about the “for all” part on this go
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5 Simple Money Habits for a Healthier Financial Future
When you want to build better money habits, sometimes the best thing you can do is to start small. Last year, I had a simple goal to check in with my budget every day. To do that, I attached
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Reduce Financial Stress: 4 Simple Money Management Rules
If you’re new to YNAB, you’ve probably found yourself wondering how to stress less about money at some point. We’re even willing to bet you might’ve tried budgeting before. Maybe it went something li
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Budgeting Success: 6 Proven Habits to Stay on Track
Need tips for sticking to a budget? You are not alone. It’s often the hardest part! Sometimes it feels like one late-night snack run, one spunky grocery shopping adventure, one unexpected expen
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10 Proven Ways to Reduce Spending – Start Saving Today
Everyone deals with excess spending a little differently: some of us opt for an intense all-out sprint approach to financial health while others plod on with slow, steady consistency like hitting a d
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YNAB More Money Challenge: My $900 Savings & Lessons Learned
How I spent less and saved $900 in a month doing YNAB’s More Money Challenge. I’m a frequent Amazon shopper. No joke, the Amazon Prime driver actually waved to me while driving down our street
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Master Your Budget: 10 Steps to Financial Stability & Predictability
Learn how to get a month ahead with your bills and budget for less stress and you’ll never have to worry about over drafting. We’ve got some ideas to get you started. Picture this: ten bills with the
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Managing Credit Cards in YNAB: A Step-by-Step Guide
Like your friend Brittany, credit cards in YNAB can be a little extra. Credit cards in YNAB don’t have a positive balance that feeds the budget like checking and savings accounts. In fact, more often
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Overcome Financial Roadblocks: Debunking 6 Common Money Myths
Have you gone off the rails for one reason or another and are wondering how to get your life back on track financially? Whether it’s rising credit card debt, an emergency fund that never seems
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Managing Debt Stress: Signs, Causes & Coping Strategies
Being in debt is never fun. In fact, it can be downright stressful! But with rising rent prices and student loans, debt stress is a reality for most people. In fact, the average American has around $
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The Unexpected Financial Benefits of Giving Back
You know cucumbers and kale, fresh air and water—all these things are good for you. And giving? Well, it might just be like blue sky in your budget and sunshine for your soul. There are benefits of g
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Master Your Budget: Achieve Financial Stability & Live on Last Month's Income
How do you get a month ahead in your budget and start living on last month’s income? We’re so glad you asked! As you get going with your budget, getting a month ahead is key if you’re someone w
budget
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Health Insurance Deductibles: A Comprehensive GuideMost health plans have an annual deductible—the amount you are responsible for paying before your insurance starts to cover you. If you’re lucky, you’ll have a very low deductible, or eve...
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Understanding the End of the Great Moderation: What Investors Need to KnowExcluding the 2007–2009 global financial crisis, the roughly 30-year period that preceded the 2020 pandemic was about as good as it gets for U.S. investors. During that time, which is called the Great...
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401(k) Retirement Savings: Is It the Best Option?Does a 401(k) represent the road to a happy and financially stable retirement? Maybe youve heard, but were all supposed to be saving for retirement. According to magazine ads and commercials d...
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Understanding Junk Bonds: Risks, Rewards, and Investment StrategiesJunk bonds, also known as high-yield bonds, are bonds that are rated below investment grade by the big three rating agencies (see image below). Junk bonds carry a higher risk of defaultMarket Ri...