budget
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Roth IRA vs. Traditional IRA: Key Differences Explained
What’s the difference between a Roth IRA vs a traditional IRA? I could explain it in one sentence: All right, there you have it. Do you get it? Let me explain a little bit more. With a Roth
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Senior Full-Stack QA Developer - Build Impactful Software at YNAB
About Us and Why We’re Hiring We build “You Need a Budget,” the best budgeting software and educational resources around. (Those in the know call us YNAB, which is pronounced “why-nab.”) For more tha
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Two's Day Challenge: 22 Ideas to Kickstart Your Goals
We’ve all got that “one thing.” The thing we’ve been wanting to do but just haven’t gotten around to yet. So, if you were to pick one thing to start on (or at least start working towards) tomorrow, w
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Small Space Renovation: Smart Ideas for Maximum Impact
My first foray into post-divorce life involved a 500-square-foot, one-bedroom house…with two kids and a cat. Now, could I frame this experience as being part of the oh-so-cool tiny house living movem
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Financing Home Improvements: Smart Strategies for New Parents
Having a baby is one of the most expensive life changes that many of us will go through in our lives. Between the actual medical expenses you rack up in childbirth and the cost of raising a child, it
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Boost Productivity: 15 Essential Work-From-Home Hacks
Some of us have always lived the work-at-home life. Others were frantically putting together a home office at some point in early 2020 when the global pandemic made its appearance. Regardless of how
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Home Renovation Budget Template: Plan & Save (Free Printable)
When you’re about to embark on a home renovation, the cost of the project is more than just a minor detail. Here’s how to make a budget for your project and stay on track too! Home renovations come i
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Mortgage Payoff: Should You Pay It Off Early? - Expert Advice
“Should I pay off my mortgage,” you might ask yourself in moments of goal-setting or daydreaming. Let me warn you right from the get-go: you’re about to get an answer from a guy that is pretty darn c
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Cross-Country Moving Guide: Tips & Lessons from a Remote Worker
In May, I landed my dream job working at YNAB and, given that our team is 100% remote, I found myself daydreaming about escaping the high cost of living in San Diego. I’d had my eye on Austin, TX, an
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Budgeting & Saving: Achieve Financial Freedom with YNAB
The two actions associated with money are clear: spend and save. However, finding the right balance between the urges to spend and save can be a convoluted process, to say the least. We’re a bu
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Tax Refund Delay? Avoid Mistakes with Your Refund
It’s tax season, baby, and you know what that means—potential tax refund time! Ohhhhh yeahhhhh. Fingers crossed. If you’re still waiting on a tax refund, I’ve caught you just at the right time to hel
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Debt Consolidation: Is It Right for You? Weigh the Pros & Cons
If you have a long string of debts that feel overwhelming to manage, you might be asking yourself, “Should I consolidate my debt?” Before you take any steps, I want to explain a few things that
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YNAB Review: Is You Need A Budget Worth It in 2024?
Wondering if YNAB is worth it? For some customers, there’s no price tag to put on total financial control. But if you want price tags, we’ve got ‘em. So first: But let’s take a moment to comp
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Landlord Budgeting: 18 Essential Expenses Every Property Owner Should Account For
Owning rental real estate can be a great way to grow your wealth. Notice I said “can be.” It can also be a great way to LOSE money—if you don’t do it right. One of the best ways to lose money i
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YNAB vs. Mint: How This Couple Turned Around Their Finances
A little more than a year ago, Steve Clark, 51, of Connecticut, turned to his wife, Lisa, 45, and said, “We make too much to be going broke.” Then, as one does, Steve consulted with the internet. He
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Budget Sunroom Ideas: Build a Beautiful Space for Under $15,000
So you need some sunroom ideas on a budget, eh? We did too! We built our sunroom on a budget of $15,000 all-in: here’s how we did it. When we moved into our home, it felt huge. And to us, it was! Co
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YNAB $2,222 Giveaway: Achieve Your Financial Goals
There’s probably a dozen things that you want to do—things that you aspire to, that you look forward to, that you would enjoy, and that you would feel proud of yourself for accomplishing. However, fo
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Funding Home Renovations: Strategies & Insights
Wondering how to pay for home renovations? A lot of people are making the decision to skip moving in favor of renovating their existing home to better suit their lives, but the cost can make that pro
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15-Year vs. 30-Year Mortgage: A Comprehensive Comparison
I’m going to attempt to answer the age-old question: 15 vs 30 year mortgage: which is better? And I hate to break this to you, but it all depends (and I’m not even going to mention taxes here). I wan
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Budget-Friendly Home Remodeling: Achieve Your Dream Home Without Breaking the Bank
Let’s face it: Chip and Joanna Gaines have inspired a lot of daydreaming about our Fixer Upper fantasies. We’ve graduated beyond our Pinterest projects, surpassed our Marie Kondo phase, flirted with
budget
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- Megabus Travel: Affordable East Coast Transportation
- Strategies for Eliminating $100k+ Student Loan Debt
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401(k) Defined Contribution Plan: Understanding How It WorksSeveral kinds of retirement plans are available. The 401(k) is an employer-sponsored retirement plan that was established in 1980. Its name comes from the section of the Internal Revenue Serv...
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Home Repairs During COVID-19: Financial Considerations & Essential MaintenanceMany people are struggling financially right now. But what happens if your home needs r...
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Essential Questions to Ask Before Buying a Used Mobile HomeBuying a mobile home is an important decision as you will likely want to live in the unit for a substantial amount of time, and since an investment in the home could be considerable. When buying a use...
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Future of Banking: Fintech Trends Transforming the IndustryBanking has been an essential service for centuries, with only minor changes to its business model over the years. You can see the headquarters of financial institutions in busy cityscapes and small b...