budgeting
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How Financial Behavior May Impact Your Credit Score
Image Credit: @chalejoelthis/Twenty20 Building credit has a basically narrow version of credit-worthy behavior: Pay your credit cards and your utilities on time, stay sensible with your bank acco
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Coffee's Future: Understanding the Risks to the World's Coffee Supply
Image Credit: @acirigliano/Twenty20 The headlines make your blood run cold: coffee? In danger of extinction? That can't be true. We need coffee — to stay sharp, to make it through the day, fo
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Energy-Saving Utilities: Real Ways to Lower Your Bills & Environmental Impact
Image Credit: @creellauren/Twenty20 If you're a soft touch, you may have run across earnest young people on street corners or movie theaters asking if you have a minute to help save the envir
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Protect Yourself: Understanding & Avoiding Package Scams
Image Credit: @Vruln/Twenty20 It's exhausting, being suspicious all the time. We have to worry about scammers on Venmo, on the rental market, while applying for jobs, and while we're fili
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Beware of Loan Scams: Recognizing & Avoiding 'Live Checks'
Image Credit: @Sieren/Twenty20 Money doesn't just grow on trees — or arrive by surprise in the mail, birthdays and special occasions aside. It may seem like your lucky day, though, when sudde
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Enhanced Password Protection in Chrome: A Security Update
Image Credit: @Globetrotter/Twenty20 Google may not always live up to its "Don't be evil" motto (which it's actually removed from the company's code of conduct). But when it
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Ugly Produce: Is It a Sustainable Solution?
Image Credit: @delia3107/Twenty20 The idea seems so sensible, and so sustainable: What's the point of rejecting perfectly tasty fruits and vegetables if they're not picture-perfect? Ugly
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Smart Recession Preparedness: A Balanced Approach
Image Credit: @highercontemplations/Twenty20 Much like the end of the world, there are lots of opinions but few firm facts on when the next recession will hit. Various markets and economic trends
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Android Privacy Concerns: Are Your Phone's Settings Enough?
Image Credit: @Kalala/Twenty20 It's not hard to get down on the iPhone, especially when Apple makes it so easy. From the eye-popping cost of a new device to the weird redesigns and the batter
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Overcoming Financial Anxiety: When It's Okay to Spend
Image Credit: @kirsty/Twenty20 For all that young people are stereotyped as reckless spenders, it's not unusual to find millennials who can't bear to drop some cash when they're perfe
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Essential Questions to Ask a Financial Advisor Before Hiring
Image Credit: @reidmurphy/Twenty20 You've made it. You're adulting on the ultimate level. You have a financial adviser — or at least, you're about to. Choosing a financial adviser has
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The Surprising Power of Coffee: A Deep Dive into its Impact
Image Credit: @jalissa_queen/Twenty20 The power one little bean holds over humanity and civilization as a whole is beyond staggering. Worldwide, we are obsessed with coffee. When it comes to the
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AI Financial Coaches: Are Chatbots Improving or Hindering Your Money?
Image Credit: @kinni72/Twenty20 We'll turn to a lot of sources when we're looking for help about money. You might prefer a website, or a family member, or a human professional. One newer
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Credit Score Perfection: Is an 850 Necessary?
Image Credit: @Elisall/Twenty20 We live in a world that lionizes perfect scores — thanks, standardized testing. Once you're done with school, there are vanishingly few to shoot for. What rema
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Leveraging Insecurity: How Self-Doubt Can Boost Your Finances
Image Credit: @armisan/Twenty20 In our culture of self-care and wellness, we usually find ourselves wishing away bad feelings when they come around. We'll work hard (and spend hard) to banish
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Non-Compete Agreements: Understanding Who Benefits & Legal Implications
Image Credit: @dashapats/Twenty20 At the end of 2016, the sandwich chain Jimmy John's settled a lawsuit and ended a very strange company policy. Low-wage hourly workers — so the people making
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Budgeting Challenges: Why Americans Are Struggling & How to Improve
Even before we're adults, we rely on budgets, whether it's saving up for a new hardback book or divvying up your allowance. A budget is one of the most straightforward ways we keep ourselves o
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Unlock Savings: How Bill Negotiators Can Lower Your Monthly Expenses
When it comes to budgeting, you can say one thing for bills: At least they're basically consistent, even if they add up. Bills, however, have a little more wiggle room than you might expect — and
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Effective Charitable Giving: Maximizing Your Impact & Donations
Americans have been getting more suspicious of philanthropists and big donors, whether their gifts are for a political cause or a personal one. The vast majority of us aren't named Sackler, Pritzk
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Who Do We Trust? Examining Consumer Trust in Technology
We take a lot of things on faith as we move through the world day by day. Our bosses are going to pay us; that driver will stop at the stop sign; our friend is genuinely stuck in traffic. Society func
budgeting
- Sushi Chef Salary: What Do Sushi Chefs Earn in the US?
- Create a Monthly Budget Worksheet: A Step-by-Step Guide
- Understanding and Mitigating Risks in Commercial Banks
- MoneyGram vs. Western Union: Which Money Transfer Service is Right for You?
- Capital One Debit Card: Application & Replacement Guide
- California SDI Benefits for Disability: Eligibility & Duration
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Understanding the 10-Year US Treasury Note: Definition & Key FeaturesThe 10-year US Treasury Note is a debt obligation that is issued by the Treasury Department of the United States Government and comes with a maturity of 10 years. It pays interest to the holder every ...
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ATM Safety: Recognizing Hidden Risks and Avoiding ScamsImage Credit: @Haru1/Twenty20 It seems less and less common to actually have cash on hand when you need it. That's thanks to the ubiquity of the automated teller machine, which can spit out a...
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Calculate Investment Loss: A Simple Percentage FormulaAfter purchasing a house, business or other investment, it is possible to lose money on that purchase. Putting an investment into stocks, a business or a house can yield monetary rewards if t...
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Festival Tourism in Ghana: Boosting Economic & Cultural DevelopmentOver the past few decades the boundaries of tourism have grown to include festival, cultural and ecological attractions. But the benefits of this...