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Unexpected Financial Wins: Stories of Using Motivation for Debt Payoff

Image Credit: @jjuneai.24/Twenty20 Sometimes a wild night can end shockingly responsibly. That's not just limited to using safe transportation to get home after a night out. Sometimes a quick
Reduce Spending: See How Your Friends Manage Their Budgets | Status Money

Image Credit: @j.medvedeva/Twenty20 We usually think of peer pressure and groupthink as bad things, but sometimes it's actually good to take a peek at what your friends are doing. New researc
Reduce Impulse Spending: How Descriptive Language Can Help

Image Credit: @alexandrahraskova/Twenty20 You've probably heard of decision fatigue. It's part of what makes it easier to get things done earlier in the day rather than later. You only ha
DIY Vodka Infusions: Elevate Your Cocktails on a Budget

Is a double vodka martini with a twist your drink of choice - but you're on a beer budget? The trick to enjoying a well-crafted cocktail at home, without spending a lot of money on top shelf vodka
Essential Sewing Skills: Repair Clothes & Save Money

One of my family's most enduring heirlooms is my grandma's sewing box. It's blue, mostly wicker but with blue floral cloth on the top and lining the insides, and it's stuffed with need
Routing & Account Numbers: A Guide to Secure Money Transfers

A routing number is a number that identifies your bank in the banking system, and your account number is issued by your bank to uniquely identify your account within the bank. Using them both, you can
Zelle vs. Venmo: Which P2P Payment App is Right for You?

Peer-to-peer money transfers are growing in popularity, particularly with younger generations who prefer to avoid a trip to the ATM. There are a variety of ways to transfer money, but many come with f
Venmo: A Comprehensive Guide to Peer-to-Peer Payments

Venmo is an app designed to make it as easy as possible to transfer money between friends. Whether it's reimbursing the cost of concert tickets or paying back a parent the $300 she loaned you, jus
Close Your Bank of America Account Online: A Step-by-Step Guide

How to Close a Bank of America Account Online Bank of America is one of the biggest banks in America, with more than $2.17 trillion in assets. But no matter where you have your money, it'
Google Wallet vs. Venmo: Which Mobile Payment is Right for You?

Google Wallet Vs. Venmo Although many consumers still stick to plastic when paying for items at the register, mobile wallets are becoming increasingly popular. Thanks to apps like Google Pay
Direct Deposit Explained: A Comprehensive Guide for Employees & Employers

Direct deposit is a type of bank transaction where funds are electronically transmitted from one account to another. Often used by businesses to pay employees, direct deposit requires the payee to pro
Send Money to Non-Bank Customers: Fast & Easy Options

Back in the day, if you wanted to send money to a friend or family member, you'd mail a check. But there are many more options in today's digital world, which offer lightning-fast speeds of tr
Bank-to-Bank Transfers: A Comprehensive Guide

It's never been easier to move money from one place to another. Instead of withdrawing cash or swiping a card, you can now use apps or online banking to move money from your account directly into
Smart Spending After a Raise: Financial Planning & Priorities

Image Credit: @5byseven/Twenty20 Everything will get better once you have a little more cash flow. That's what we often tell ourselves, and it's hard to argue. Getting a raise is absolute
Revisiting Investment Fundamentals: A New Study on Risk & Research

Image Credit: @lyndseywallis/Twenty20 Let's just get this out of the way: Investing can be baffling at first. Somewhere between "do your research" and "follow your gut" is
Decoding Meat Labels: What They Really Mean

Image Credit: @apichart_p/Twenty20 Eating almost always involves some sort of ethical choice. The more you think about where your food comes from and who makes it, the more overwhelming that can
Facebook & WhatsApp: Revolutionizing Customer Service for Businesses

Image Credit: @suryaganesh.m/Twenty20 If Facebook is going to duke it out with Google for a monopoly on all internet services, it might was well help the average consumer once in a while. Things
Mobile Check Deposit Speed: What You Need to Know

Image Credit: @criene/Twenty20 Sure, they're relics, but paper checks are sticking around, at least for now. Banks, on the other hand, have definitely evolved to deal with them. If you've
MoviePass: What Happened & How to Avoid Zombie Charges

Image Credit: @sabrinafvholder/Twenty20 The implosion of MoviePass, the startup that could have been the Netflix for first-run theatrical runs, has been nothing short of cinematic. Users keep aba
ATM Fees Surging: What You Need to Know & How to Save

Image Credit: @mehmetkaraduman/Twenty20 It costs money to use money sometimes, and while it's unfortunate, it's also just how the game is played. In the case of ATMs, we pay for convenien

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budgeting

budgeting