budgeting
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Pennsylvania Vehicle Lease Sales Tax: How It's Calculated
In Pennsylvania, you have to pay sales taxes when leasing a motor vehicle. In Pennsylvania, as in most states, you don't pay sales tax when you purchase a motor vehicle but you do so when
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DIY Halloween Prop Heads: Easy & Affordable Papier Mache Tutorial
Create a fake head using papier mache. A prop head can be used for many things on Halloween. A double-headed costume, a scary gag, a haunted house prop or just a decoration around the house.
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Maximize Savings: How to Receive Grocery Coupons by Mail
Clipping coupons takes mere minutes but can add up to substantial savings at the grocery store. Accomplished clippers save hundreds of dollars a year by culling coupons from every source they can find
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Senior Budgeting Guide: Financial Planning for Retirement
Budgeting helps you make the most of the money you have. In many ways, creating a budget for a senior citizen is the same as creating a budget for a younger person. Successful budgeting means
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Find Your Direct Deposit Tracking Number: A Comprehensive Guide
Some banks put their ACH tracking number on issued checks. The Automated Clearing House network, or ACH, is a system connecting all banks in the United States. All electronic transactions, in
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Using Scholarship Funds: Can You Access the Money as Cash?
Funds for higher education can come in the form of scholarships, grants and federal or private loans. You typically cannot cash the funds and use them for another purpose. There are a few situations,
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Jury Duty Pay: What to Do If Your Employer Doesn't Pay
Members of a jury in a courtroom. Jury duty is a civic responsibility, but many people try to get out of serving on a trial because it can be a financial hardship. The government does provide
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Understanding Bank Drafts: Types, Security & How They Work
There are three primary types of bank drafts, each of which offers a method of payment guaranteed by the issuer. The guarantee is made possible by the bank putting a hold on the funds in a customer&#
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Become an Animal Welfare Officer: Skills, Training & Career Path
You may need to rescue dogs from puppy mills as an animal welfare officer. Animal welfare officers are passionate about the humane treatment of animals and the laws that protect them. To addr
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Net Pay vs. Gross Pay: Understanding the Difference
Net pay is the money you get to take home. The terms "net" and "gross" frequently appear on pay stubs and tax returns. Both types of pay represent money you have earned, b
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Home Savings: Benefits and Strategies for Financial Security
Saving money at home offers certain benefits for some people. Although saving money at home in a piggy bank or under the mattress may sound like an old-fashioned idea, the practice is not unc
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Reducing Working Hours: Benefits, Drawbacks & Productivity
Owning or working for a business can both offer opportunities for you to reduce your work hours. If you run a business, you can work less by delegating more tasks to employees. If you are an employee,
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Executor Fees: Understanding Compensation for Estate Administration
When a person dies, his assets and debts must be settled and properly distributed. Unless the decedent used a trust, his estate must undergo the probate process. The process varies by state. One impor
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Closing a Bank Account: Required Documents & Process
Bank accounts provide a number of useful features, from keeping your money safe to earning interest and giving you the ability to write checks or make automatic deposits and withdrawals. However, in s
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Affordable Funeral Options & Financial Assistance When There's No Insurance
Funerals can cost thousands of dollars. The loss of a loved one is often emotionally devastating. Helpguide.org reports that people losing someone they love often find themselves coping with
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Earnings of Professional Surfers: A Comprehensive Overview
x Professional surfers compete for the Association of Surfing Professionals World Title. These pros devote their lives to traveling the world, competing in various sanctioned events and earni
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Send Money Anonymously: A Guide to Money Orders
Giving money to a friend, family member or someone else in need can be an uncomfortable experience for both parties. To avoid the discomfort, you can give anonymously with a money order. The source ca
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Personal Financial Ledger: A Simple Guide to Tracking Income & Expenses
Basic accounting dictates that debits are entered in the left column, while credits are entered on the right. A personal ledger functions the same way a checkbook register does. The basic per
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Unemployment Benefits for Recent Graduates: Eligibility & Requirements
If you have recently become unemployed you can collect unemployment benefits. As a graduate, you might have worked part-time jobs during school but now face unemployment since you haven't
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Understanding Interest-Bearing Trusts: How They Work & Benefits
A trust is a legal entity, somewhat similar to a corporation, which can own property just like a person. A trust account is one in which the funds earn interest in the same way an interest-bearing acc
budgeting
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Water Damage Coverage: Does Your Homeowners Insurance Apply?Does homeowners insurance cover water damage? Usually, but not always. Heres how to find out if your insurance covers water damage. (iStock) Homeowners insurance covers losses to your property and ou...
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Understanding Ledger vs. Memo Balance: What's the Difference?Keep track of your balances to avoid surprises at the bank. If you monitor your checking account online on a daily basis, you have probably seen that you have two kinds of balances: memo bala...
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Top Father's Day Gifts: Thoughtful & Budget-Friendly IdeasIt’s hard to believe it, but it’s time to start thinking of buying Father’s Day gifts. The challenge with many gift ideas is finding one that doesn’t cost you an arm and a leg, but is also something ...
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2019 Tax Return Filing Trends: State-Level Impact & Refund DelaysImage source: Getty Images ...