budgeting
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Depositing Business Checks: A Guide to Safe and Successful Transactions
Deposit a third-party check according to your banks guidelines. Many banks refuse to accept third-party checks due to an increase in financial scams. However, your chances of cashing a third-
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Understanding Personal Assets: A Comprehensive Guide
Property is a type of personal assest. In personal finance, individual wealth is often measured in terms of the total value of the cash and property you own. The term "personal asset&quo
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Wisconsin Resident, Illinois Worker? Unemployment Benefits Explained
If you've lost your job through no fault of your own, you may be entitled to unemployment benefits. If you live in one state but work in another, you should file for benefits with the state in whi
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Bodybuilding & Weightlifting Scholarships | Find Financial Aid
College scholarships for bodybuilding and weightlifting are very uncommon. However, a few programs do exist, mostly awarded to bodybuilders who compete in certain competitions. In addition to the few
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Nonprofit Lawyer Salaries: What to Expect in 2024
Attorneys who work for nonprofits make smaller salaries than their peers. Lawyers are known for their generous pay packages. Some star defense attorneys and corporate lawyers charge their cli
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Trustee vs. Fiduciary: Understanding the Key Differences
In acting on behalf of a beneficiary, a fiduciary trustee is occupying a position of trust. Fiduciary derives from a Latin word meaning "trust." This word plays an important role in
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Understanding Ledger vs. Memo Balance: What's the Difference?
Keep track of your balances to avoid surprises at the bank. If you monitor your checking account online on a daily basis, you have probably seen that you have two kinds of balances: memo bala
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Cashing an Undated Check: What You Need to Know
Can I Cash a Check That Isnt Dated? In an era of direct deposits and personal funds transfers, personal checks can become confusing. From concerns about cashing a personal check with insuffic
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Maximum Weekly Work Hours for Salaried Employees: Understanding Overtime & Regulations
Under U.S. Department of Labor regulations, nonexempt salaried employees have the same overtime pay protections as hourly employees. Exempt salaried employees are not eligible for overtime regardless
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Negotiable Instruments vs. Cash: Key Differences Explained
There are three types of negotiable instruments: promissory note, bill of exchange and check. Like cash, negotiable instruments are useful to make payments for goods and services. However, ac
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Joint Account Check Formatting: A Comprehensive Guide
A joint checking account can be beneficial for married couples or business partners who have shared expenses. Checks for a joint account are formatted similarly to an individual account, with the only
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Sell Your Wedding Dress on Craigslist: A Complete Guide
Selling your dress may allow another bride to enjoy her dream wedding. Selling your wedding dress on Craigslist rather than banishing it to a box in the attic -- where it could get musty and
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DIY Salt-Free Brass Cleaner: Simple & Effective Polish
Lemon juice is a common ingredient in many cleaning products. Salt is a common ingredient in many homemade brass cleaners, often used in combination with lemon juice or vinegar. Yet, not all
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Understanding Unemployment Investigations: A Guide for Job Seekers
When you become unemployed through no fault of your own, you have the right to file for unemployment benefits. Your state's unemployment agency will conduct an unemployment investigation by contac
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Navigating Unemployment After Benefits End: Your Options
Every state has its own unemployment programs. According to the National Employment Law Project, state unemployment benefits normally cutoff at about 26 weeks. Unfortunately, with or without
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Understanding Credit Reporting Agencies: Equifax, Experian & TransUnion
Equifax, Experian and TransUnion are the three major consumer credit reporting agencies that operate in the United States. All three companies are for-profit enterprises that function to earn revenue.
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Airline Ticket Cancellation Refund Due to Illness: A Comprehensive Guide
Airlines may provide a customer with a refund when air ticket cancellation is the result of personal illness or the serious illness of an immediate family member. Refunds are issued on a case-by-case,
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Understanding 'Not Paid' Unemployment Status: What It Means & Next Steps
Each state runs its own unemployment insurance compensation program a little differently. Software and terminology vary, making it so that claimants across the country have different interactions with
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Household Ledger: Track Expenses & Budget Effectively
Keeping a ledger makes it easier to see where incidental expenses are going. The first step toward saving money is to examine how much money you are currently spending and finding places to s
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Understanding and Using a 3-Column Ledger: A Comprehensive Guide
Entering transactions into a general ledger requires concentration. A general ledger allows you to look at all of your financial transactions in one place. The general ledger is the central d
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- Demand Deposit Account (DDA): Your Guide to Checking Accounts
- Dormant Bank Account Laws: State Regulations & Escheat
- SSDI & Section 8 Housing: Affordable Housing Options for People with Disabilities
- Understanding Your Electricity Bill: Meter Readings & Kilowatt-Hours
- Time Lost to Financial Worry: An Average of 3.2 Hours Per Week
- Gift a Year's Supply of Diapers: A Practical & Appreciated Baby Gift
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Understanding Arrears: Definition, Causes & ManagementArrears refers to payments that are overdue and that are supposed to be made at the end of a given period after missing out on the required payments. Total arrears equals the sum of all the payments t...
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Retirement Fears Among High-Income Earners: 50% Worried They'll Never RetireFalling short financially in retirement is a major concern among working Americans, and often, it's an issue that comes into play for lower earners who don't have the means to max out an IRA...
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Personal Loans for Bad Credit: A Step-by-Step GuideMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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Understanding Exchange-Traded Funds (ETFs): A Beginner's GuideMost ETFs are tied to stock indexes, like these shown on an electronic board at the New York Stock Exchange. See more investing pictures. One of the most common stock investment tips is, "...