budgeting
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Secure Your Finances: Opening a Bank Account with Spending Limits
You should be in charge of your own bank account. Whether you're the one making all the purchases or it's a joint account with a spouse, parent or child, you may want to maintain certain limit
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MoneyGram Money Order: Instructions & Filling Out a Money Order
How to Fill Out a MoneyGram Money Order MoneyGram provides its own brand of money orders that are a convenient alternative to checks when you need to send money or pay a bill. Before you can
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Activate Your RushCard: A Quick & Easy Guide
A RushCard works like a debit card when making purchases. It's easy to activate your RushCard once you receive it so you can get started using it. The quickest way to undertake the RushCa
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Using SNAP Benefits to Order Food Online: What You Need to Know
Food assistance benefits are awarded to low-income households through the Supplemental Nutrition Assistance Program, known as SNAP. Benefits are no longer provided as food stamps, but are deposited on
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Commercial Bank Functions: Services & Lending Explained
What Are the Functions of a Commercial Bank? Commercial banks are responsible for adding customer deposits in a safe and liquid form and lending the proceeds to worthy commercial, industrial,
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Laspeyres Index Calculation: Understanding Price Changes
Laspeyres indexes can be used to track consumer prices. A Laspeyres index is a way of expressing how prices today compare with those at some point in the past. An important feature of the Las
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Moving Expense Assistance: Quick Financial Help for Your Move
Couple holding moving boxes Moving to a new home isn't just disruptive and disorienting (which box is the toilet plunger in?). It can also be expensive, even if you're only moving acr
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Protect Your Credit: Understanding & Suing for False Credit Reporting
The Fair Credit Reporting Act (FCPA), regulated by the Federal Trade Commission (FTC), requires that all parties reporting to a credit bureau must provide accurate information. If a company or individ
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Closing a Deceased Person's Bank Accounts: A Step-by-Step Guide
The time after the death of a family member or spouse can be challenging. Not only must you face emotional issues but there are also practical legal and financial realities that cannot be avoided. Luc
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The Hidden Costs of Adopting a Green Lifestyle
"Going green" refers to making efforts to improve energy efficiency or reduce the pollution produced by your home, business and general living habits. The main purpose of going green is to r
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Budget-Friendly 40th Birthday Party Ideas: Creative & Memorable
Throwing a cheap 40th birthday party is easy if you use creativity. A person's 40th birthday is one of those landmark birthdays to celebrate with a party. However, planning and throwing t
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Liability for Forged Checks: Who Pays the Price?
Forged checks are a significant problem. Computer technology has made it easier than ever to create fraudulent bank instruments. Forged and counterfeit checks cause significant losses to bank
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Hiring a Lawyer Without a Retainer: Options & Strategies
You can try to negotiate the terms of a retainer fee, including having it waived. A retainer fee is a prepayment of an attorney's legal fees. The retainer, which is paid by the client to
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Cashing Checks: A Comprehensive Guide to Check Cashing Stores
Woman signing check Check cashing stores and services are common options for households the Federal Deposit Insurance Corporation refers to as unbanked and underbanked. The types of checks ac
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Activate Your PayPal Account: A Step-by-Step Guide
PayPal lets you accept credit card payments. PayPal is an online payment tool that is useful for many different purposes. Sellers on eBay use PayPal to accept credit card and electronic check
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Printing on Blank Bank Checks: A Step-by-Step Guide
Learn how to complete temporary bank checks. When you first open a checking account at a bank, the bank hands over temporary checks for you to use until your pre-printed checks come in. The b
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Alabama Unemployment Claim Status: Track Your Benefits Online
You can check your status online. The state of Alabama pays eligible workers unemployment compensation after receiving a valid unemployment claim that requests benefits. If you're among t
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Purchasing Power Parity (PPP): Understanding & Calculation
Imagine that a car costs $50,000 in the United States, and an identical car costs the equivalent $60,000 USD in Canada. Assuming the transport and shipping costs were free, then someone could buy the
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Verify a Bank Routing Number: A Simple Guide
Working with ABA routing numbers A bank's routing number, or routing transit number, is the number that is used to identify the bank from which the funds noted on a check are to be withdr
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Reporting Bank Fraud: A Comprehensive Guide
If you suspect fraud in connection with your credit card or bank account, you'll want to report it immediately. While you should report it to your bank, you can also report fraud to other authorit
budgeting
- Understanding Credit Card Cash Advance APR: What You Need to Know
- American Express Gift Cheques: Benefits, Security & Usage
- Direct Deposit Explained: A Comprehensive Guide for Employees & Employers
- Lost or Stolen Checks: Understanding Your Legal Responsibilities
- Cashing a Cashier's Check: A Step-by-Step Guide
- Understanding EIB on Your Paycheck: Extended Illness Benefits
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Understanding Pension Benefit Calculations: Defined Benefit vs. Defined ContributionThe method of calculating pension benefits depends on whether your pension is a defined-benefit or a defined-contribution plan. A defined-benefit plan uses an established formula, which is the same fo...
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Ascending Channels: A Trader's Guide to Identifying Buying OpportunitiesTraders use various technical analysis tools to identify emerging trends and profitably trade that direction. One popular trend-defining pattern that traders often rely on is called the price channel....
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High-Profile IPOs: The Rise of Loss-Making Companies on Wall StreetA disturbing trend is hitting Wall Street, and it’s affecting some of the highest-profile tech IPOs of the last few years. Financiers have been peddling new stock in money-losing companies...
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Understanding Lower of Cost or Market (LCM) Inventory ValuationLower of cost or market (LCM) is an inventory valuation method required for companies that follow U.S. GAAPGAAPGAAP, Generally Accepted Accounting Principles, is a recognized set of rules and procedur...