debt
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Driver's License Suspension After a Judgment: What You Need to Know
As a general rule, civil judgments have no impact on consumer driver's licenses. There is, however, one notable exception. If a victim sues you after an automobile accident and wins, the resulting
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Dell Preferred Account: Benefits, Eligibility & How It Works
What Is a Dell Preferred Account? When paying for a purchase at Dell, you always have the option to use credit and debit cards. Certain Dell Home customers can also pay using a Dell Preferred
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Spousal Debt Liability: Understanding Your Responsibility for Your Spouse's Debts
A creditor may be able to demand you pay your spouses debts. If your spouse owes money, there are times you might have legal responsibility for the debt. This depends on several factors, incl
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Understanding Personal References for Master Promissory Notes
Whether you're planning to attend school soon and need loans for tuition or you just need to borrow funds to cover personal needs, chances are you will need to sign a promissory note. The fulfillm
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Check Discounting Explained: Accessing Global Financing for Americans
Check discounting is a useful tool for Americans with business interests in other countries. American consumers and businesses have access to a wide range of borrowing options, from credit ca
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Understanding Bank Levies: Duration and Process
A bank account levy is a form of garnishment for an unpaid debt. A levy allows a creditor, debt collector or government tax agency to freely withdraw funds from a person's checking account for an
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Understanding Compound Interest: How Often Does It Compound?
Understanding compound interest can help you manage your finances. If you pay interest on credit cards or other debt, or earn interest through savings accounts, the interest you are paying or
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Understanding Financial Judgments: What You Need to Know
Final notice for a payment A judgment is a court-ordered award for money damages in favor of a lender or other creditor -- and against you -- in a debt collection lawsuit. Once it's filed
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Spouse Responsibility for Deceased's Debt: Understanding Estate Liabilities
It can be easy to be overcome after a loved one's death, but neglect of important financial details of the decedent's estate may leave the survivors paying more than they should. In many cases
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Understanding the Key Elements of Creditworthiness
Close-up of credit card being handed over. An individual's creditworthiness can be measured in a number of different ways. Although many lenders rely on an individual's credit score -
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Co-Signer Requirements for Loans: Employment Needed?
When you apply for a loan, the lender has to determine whether you can afford to repay the debt. You can add a co-signer to your loan application and the addition of that person to the application may
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Loan Options for Prepaid Cards with Direct Deposit: A Comprehensive Guide
Prepaid debit cards can be used just like credit cards at retail outlets. Prepaid debit cards are becoming increasingly popular, particularly for those who can't get a bank account and fo
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Removing a Co-signer from a Loan: Options & Implications
If you have a poor or limited credit history, having a co-signer is essential to getting a car loan or a student loan. When you use a co-signer, you effectively assume their credit history for the pur
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Fully vs. Partially Secured Creditors: Understanding Your Debt Obligations
If you default on a car loan, the fully secured lender will sell your car. When filing for bankruptcy or attempting to consolidate your debt, you will hear a lot of discussion about your cred
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Credit Card Application: Answering Questions for Approval
Honestly answering all questions is the most important key to filling out a credit card application. Credit card companies want accurate information about your credit history, your assets and obligati
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Aircraft Liens: How to Place a Lien on an Airplane - Legal Guide
Placing a lien on property can be an effective way to get a debtor to pay you money that he owes you. When the debtor owns an aircraft, putting a lien on it may make it impossible for him to sell the
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Financial Aid and Taking a Semester Off: What You Need to Know
What Happens to Financial Aid if You Take a Semester Off? Financial aid awards usually are made for the academic year. However, the actual money that pays for each semester's or quarter&#
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Denture Grants & Financial Assistance: Get a Smile You Deserve
Qualifying for dentures grants will put a money-saving smile on your face. Having a full set of teeth is important to maintain your health, hygiene and even your self-esteem and appearance. U
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Misdemeanors and Home Loans: How Criminal Records Impact Mortgage Approval
When homebuyers look for institutional financing to purchase their homes, several federal laws protect them from discriminatory treatment by credit lending institutions. The Fair Credit Reporting Act
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Garnishing Custodial Accounts: What You Need to Know
Custodial savings accounts are controlled by an adult for the benefit of a minor. State laws dictate whether creditors may garnish custodial savings accounts based on how the account is set up and the
debt
- Obtaining a Lien Release: A Step-by-Step Guide
- Understanding UCC Filings: A Guide to Secured Transactions
- Understanding and Correcting Errors on Your ChexSystems Report
- Understanding Cash Finance Charges: What You Need to Know
- Indiana Homestead Exemption: Property Tax Relief Explained
- Smart Reasons to Borrow Money: Home, Business & More
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Understanding 90-Day T-Bill Interest: A Simple CalculationHow to Calculate Interest on 90 Day Treasury Bills Treasury bills, also known as T-bills, are short-term debt instruments with maturity terms of four, eight, 13, 26 and 52 weeks. T-bills are ...
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Top 9 Small Business Website Examples for 2024A number of factors, depending on industry and go...
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Spotify's Success: 3 Entrepreneurial Lessons from the Billion-Dollar IPOAs the bell rang Tuesday morning at the New York Stock Exchange, music streaming giant Spotify went public in a historic move for the music industry. Company shares opened at $165.90, th...
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Fourth Stimulus Check: Fact vs. Fiction - What You Need to KnowIs it realistic to hope for another ...