debt
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Responding to a Garnishment in Maryland: Protect Your Rights
Creditors can sue you for unpaid debt. If you fail to repay a debt, your creditor can sue you in civil court to recover what is owed. If the court issues a judgment against you, the creditor
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Understanding Cash for Keys: A Guide to Avoiding Foreclosure
If you are about to lose your home to foreclosure, your lender may offer you cash to leave your home quickly and in good condition. This payment, commonly known as "cash for keys", can help
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Low Interest Rates: Benefits & Drawbacks Explained
Low rates can make it harder to generate income. When the economy stumbles, the government can use interest rates to spur growth. During a recession, the government may lower interest rates s
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Finance Charge vs. APR: Understanding Loan Costs
Loans are often necessary to help cover unexpected expenses or to purchase particularly expensive items, such as cars and homes. When a consumer borrows money, he may not understand all the charges as
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Personal Debt Fundraising: Strategies & Options
Fundraising can be used to pay off bills or to prevent debt when pursuing your passions. When struggling financially, you may feel like you're drowning in debt. However, the Internet has
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Long-Term Financing: Understanding the Drawbacks
A mortgage is a common example of long-term financing. Borrowing money to finance a purchase includes factors for repayment that can shape your financial future. Choosing long-term financing
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Short-Term Disability & Garnishment: What You Need to Know
In most cases, short term disability checks are exempt from garnishment. There are exceptions to that rule, however, depending on the source of the check and the nature of the debt that led to the gar
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Financial Aid Options for Students with Incarcerated Parents
The amount of money prospective college students can borrow and receive in grant money often depends on how much money their families can contribute toward college costs. Having a parent in prison doe
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California Unlawful Detainer Appeal: A Comprehensive Guide
The California Code of Civil Procedure for Unlawful Detainer codifies the state's eviction process. Landlords can file an unlawful detainer motion against tenants who wrongfully extend their tenan
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Tax Refund Offset: Understanding Government Debt Deductions
Being eligible for a tax refund doesnt guarantee that youll receive it. If you owe unpaid child support, back taxes or federal student loan debt, don't count on getting back a tax refund.
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How Criminal Charges Impact Student Financial Aid: A Comprehensive Guide
Simple possession of drugs can eliminate your access to financial aid. The only criminal charges with the potential to impact student financial aid are drug charges if they are received while
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Creditor Lawsuit: What to Do If You Miss Certified Mail Delivery
If a creditor is suing you, they must notify you of the suit by serving you with papers either by using a court process server, your local sheriff's department, or through certified mail. Refusing
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Understanding the Downsides of Installment Loans
Installment debts are loans on which the borrower has to make monthly principal and interest payments. The payments on these loans are structured so the borrower will pay off the entire principal bala
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Cancelling a Loan Application: A Comprehensive Guide
You can cancel a loan application. The number of consumers with unsecured personal loans increased from 15.7 million to 20.9 million between 2017 and 2020, reports TransUnion. If, for some re
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Accrued vs. Capitalized Interest: Understanding the Difference
Lenders make money on loans by charging you interest based on how large a balance you have and how long you take to repay it. The larger your balance and the longer you take to repay it, the more it w
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Spousal Consent for Loans: Do You Need to Tell Your Husband?
Loan application with stamp of approval. When you get married, nothing prevents you from applying for credit as an individual borrower. In many instances, you can establish credit accounts wi
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Quitting Your Job with Wage Garnishment: What Are Your Rights?
What Happens When You Quit Your Job & You Have Wage Garnishments? Wage garnishment is a court or administrative order that requires an employer to withhold a percentage of your wages to r
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Collateral vs. Guaranteed Loans: Understanding the Key Differences
If you sign a personal guarantee for a business loan, the lender can seize your personal assets, such as real estate or vehicles, in the event of default. When you apply for a loan, the lende
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VA Loans for Civilian Employees: Eligibility & Exceptions
The Department of Veterans Affairs administers a nationwide loan program to provide assistance in purchasing a home to those who have served in the military. The Veterans Administration guarantees qua
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Notarizing Personal Loan Agreements: A Guide to Legal Protection
Entering into a loan agreement with another individual can provide you with an opportunity to earn interest on money that you invest. When you set up a loan agreement with another person, you may wish
debt
- Rent Assistance Programs: Help When You Lose Your Job
- Promissory Note Template & Example: Protect Your Loan
- Protect Yourself: Understanding Credit Card Interest Rate Protections
- Moneytree Payday Loans: Eligibility, Rates & Requirements
- Understanding Your Rights: Stopping a Payday Loan Before It's Too Late
- Unsecured Loans: How to Secure $60,000 Without Collateral | [Your Company Name]
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52-Week Savings Challenge: A Step-by-Step Guide to Financial SuccessEvery now and then we all need a jumpstart to our financial goals and what better way to do it than to take on a new challenge. More specifically a 52-week challen...
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Navigating Finances in a Second Marriage: A Story of Trust & Planning...
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New York STAR Program: Property Tax Relief for Homeowners | Credit Karma TaxThis article was fact-checked by our editors and CPA Janet Murphy, senior product specialist with Credit Karma Tax®. The median property tax bill in New York is $3,755, meaning ha...
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25 Essential Life Goals for Millennials Before 30This article may contain links from our partners. Please read how we make money for more info.We are still a few years out of hitting the age of “dirty thirty”. If you are still in your 20...