debt
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Business Debt Recovery: How to File a Lien & Protect Your Investment
When a business owes you money and refuses to repay it, you can take steps to ensure that the money is paid back. One option that you could pursue is filing a lien on the assets of the business. When
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Understanding and Returning AT&T Security Deposits
How to Get Out of AT&T Deposits A drawback to AT&T cell phone service for anyone with average, fair or bad credit is the security deposit requirement. AT&T will hold the deposit,
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Understanding Loan Renewals: What to Expect & Potential Risks
Borrowing money may provide much-needed cash to make a major purchase or meet other debt obligations, but it also obligates you to repay the loan in the future, regardless of whether your financial si
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Responding to a Civil Summons for Debt Collection: A Legal Guide
If one of your creditors sues you, never ignore the summons. If you're silent, your creditor will probably win by default. Answering the summons is the only way to defend yourself.
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Lien Filing for Debt: A Step-by-Step Guide
You can seek a property lien against a debtor in court. One method of collecting a debt from an individual who owes you money is by forcing payment through a judgment lien. A judgment lien at
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Understanding Billing Cycles: Length & Frequency
How Long Is a Billing Cycle Bills come due based on a specific billing cycle. The term, billing cycle, according to the Truth in Lending Regulations, means the interval between the days or da
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North Carolina Unemployment Benefits: Eligibility & Duration
North Carolina offers unemployment benefits to eligible workers who are out of work for more than one week. A number of eligibility requirements must be met before a claimant can be approved for unemp
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Payee vs. Payer: Understanding Financial Roles
In financial transactions, one party pays and another party receives the payment. The types of transactions that involve both parties are as varied as purchases of goods and services, and monthly util
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RV Loans After Chapter 7 Bankruptcy: What You Need to Know
The RV industry faced difficult times in 2008 and 2009, but in 2010, RV sales began to bounce back, with slight increases in towable sales and motorhomes priced under $100,000. The industry troubles w
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Securing a $60,000 Loan: Requirements & Strategies
Borrowing $60,000 may take months to accomplish. A sum of $60,000 is a large chuck of change, even by today's standards. If you want to borrow this amount, there are a couple of keys that
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Understanding Credit Risk: Benefits, Drawbacks & Mitigation
Credit risk is the risk that a borrower will be unable or unwilling to pay back a lender as agreed. When making loans, lenders of all types attempt to analyze the advantages or disadvantages of lendin
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Loan Administrator: Understanding Their Role and Responsibilities
What Is a Loan Administrator? When you take out any type of loan, such as a mortgage or car loan, you will have to work with a loan administrator during the life of the loan. Become a savvy l
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Home Title Loans: How They Work & What to Consider
What Is a Home Title Loan? A title loan lets you borrow money using property you have title to, such as a car, a boat or a mobile home, as collateral. You turn over title to the mobile home o
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Using Your AccountNow Visa Card: Understanding Credit Limits & Borrowing
How Can I Borrow From My AccountNow Visa Card? AccountNow is a prepaid Visa credit card. A prepaid card is essentially identical to a credit card — it works the same way and you have a credit
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Student Loan Deferment Letter: A Comprehensive Guide
Some individuals write deferment letters concerning student loans. If you take out a loan and then discover that you may not be able to pay it back as scheduled, you may need to write a defer
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Assumed Debt Agreement: Understanding Your Obligations
Youre agreeing to make future payments on an assumed loan. If you're considering assuming another's debt, you are agreeing to make future loan payments on behalf of that person. This
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Pell Grant Eligibility & Loan Default: What You Need to Know
The Pell Grant is the foundation for all other types of government financial aid for students. As of 2011, applicants who have significant financial need as demonstrated by the FAFSA receive an annual
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Understanding Wage Garnishment and Job Changes
How Does Switching Jobs Affect My Wage Garnishment? Wage garnishment is an ugly possibility if you fail to pay a debt and the creditor secures a judgement against you in court. Although the a
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![What Happens to a Judgment After the Debtor Dies? | [Your Company Name]](https://www.etffin.com/article/uploadfiles/202109/2021092516465332_S.jpg)
What Happens to a Judgment After the Debtor Dies? | [Your Company Name]
A court judgment does not disappear when the debtor dies. A creditor gets an official judgment when it wins a lawsuit against you for an outstanding balance you neglected to pay. Although sta
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Understanding Non-Exempt Assets in Texas Judgments
A woman is looking through her bills. If you win a judgment against a non-paying debtor, you usually have the legal right to collect the money that owed to you. If your debtor lives in Texas,
debt
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COVID-19 Impact on Rental Market: Rising Rents & Shifting DynamicsSince the start of the COVID-19 pandemic, the housing market for both buyers and renters has undergone changes that have affected prices, supply and demand. Early on, landlords took extra measures to ...
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Bitcoin Surpasses $20,000: A Historic Milestone for CryptocurrencyThe day is finally here. Bitcoin has broken its previous all-time high of $20,000. Although crypto is volatile and Bitcoin isn’t likely to go up in a straight line forever, this is still a ...
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Bitcoin & Ethereum Price Update: Market Rebound & Institutional AdoptionFor crypto prices today, Bitcoin rebounded and hovered near the $4,300 level, while Ethereum pushed past the $300 mark. One of the biggest stories this week has been the news that companies are acqu...
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Mid-Year Investment Outlook: Navigating Market VolatilityIllustration by Benedetto CristofaniFor most of 2021, it has been easy to hit the proverbial investment ball out of the park. So far this year, the S&P 500 stock index has logged a record high 26 ...