home finance
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Does Homeowners Insurance Cover Broken Windows? | [Company Name]
Homeowners insurance covers accidental damage to your home as well as damage to neighbors' homes that you are responsible for. Most homeowners insurance policies cover broken windows, although if
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Homeownership Costs: A Comprehensive List of Expenses
Owning a home allows you to build net worth and, unlike renting, your monthly payments don't disappear into the ether. However, there's no landlord to fix things or to pay for repairs to a hom
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Selling a Double Wide Mobile Home: A Comprehensive Guide
A double wide mobile home typically loses value as time goes on, which can make it difficult to sell, particularly if you are still making payments on the loan. A variety of other factors also come in
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Understanding Property Value: Definition & Key Factors
"Property value" refers to the fair market value of a given piece of property, though the actual price of the property may be higher or lower. Property value takes into account the size and
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Understanding Eviction: Rights, Consequences, and Prevention
When times get tough, the last thing you want is to be evicted from the home or apartment you are renting. However, sometimes eviction cannot be avoided. Before your landlord begins the legal eviction
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Understanding FHA Uninsurable Loans: What It Means for Borrowers
Since the 1930s, Federal Housing Administration insurance has provided a vital safety net for housing lenders and borrowers. Borrowers fund the program with monthly insurance premiums, and the FHA gua
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Real Estate Advertising Regulations: A Comprehensive Guide
State and or federal laws typically govern real estate advertising rules. Rules for real estate licensees tend to be more stringent than rules for a consumer selling his own property. Some rules apply
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Clearing vs. Settlement: Understanding the Key Differences
When you place an order with your broker to trade securities, such as stocks or options, it goes through through a series of steps known as clearing and settlement. Clearing is the term used for the p
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Landowner Liability Insurance: Protection for Your Property
Owning land comes with a whole new set of responsibilities and concerns you might not have considered before. As a new landowner, the land, as well as the structures existing on the property, are asse
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Stucco vs. Vinyl Siding: Cost Comparison & Home Improvement Guide
When you are planning what material to use for siding on your home, there are several factors to consider. Durability, price, look and function are all important to look into. Stucco and vinyl siding
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Property Transfer vs. Sale: Understanding the Difference
The primary difference between selling property and transferring property is what each one means. Selling property is accepting an offer of money in return for the property in question. Transferring p
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Real Estate Property Management License Requirements: Do You Need One?
Owners of a variety of investment properties utilize the skills of property managers to handle the management obligations of residential, commercial and industrial properties. Property managers are re
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Selling a Home with a Judgment: What You Need to Know
Owing a civil judgment does not strip you of your right to market and sell your property. In some situations, however, a judgment can complicate the sale process and make finding a buyer for your home
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Mortgage Cancellation: Understanding the Implications & Options
A mortgage cancellation may be viewed as an attractive transaction by a debtor, because it means that the lender has given up on collecting the mortgage debt and has designated it as a loss. The lende
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Letter of Credit vs. Promissory Note: Key Differences Explained
The letter of credit and the promissory note typically give the same promise - the promise of funds. While each is a written instrument commonly used in financial transactions, each serves a different
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Understanding Corporate Grant Deeds: Ownership Transfer & Legal Significance
A corporation grant deed is a document that transfers the ownership of a parcel of real estate from one organization to another individual or organization. The organization that makes the transfer doe
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Understanding Recording Agreements in Commercial Leases
Long-term lease agreements related to land or buildings often have recording provisions within them. This is especially true in the commercial leasing context. The recording provision allows either pa
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Legal vs. Equitable Mortgages: Understanding the Key Differences
Legal and equitable mortgages operate in a similar fashion, but one is granted by law and one is granted in equity, or fairness. The differences between the two become most prominent in foreclosure, o
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Transferring Property After a Spouse's Death: A Guide
When a spouse is an owner or a co-owner of property at the time of his death, then a deed of conveyance may be necessary to convey the deceased spouse's title to the surviving spouse. In some inst
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Holding Mortgage: Understanding Lender Rights & Real Estate Finance
Over the years, homeowners have loosely applied the term mortgage to mean the debt they have on their house. The mortgage system has been around for over a thousand years. The term refers to any finan
home finance
- Foreclosure Deed: Understanding Property Ownership Transfer
- Clearing vs. Settlement: Understanding the Key Differences
- FHA Loan Well & Septic Inspections: Requirements & Process
- Easy Home Loans: Who Qualifies & Low Credit Options
- Understanding Mill Rates: How Property Taxes Are Calculated
- Vendor's Lien Deed: Definition, Function & Purpose
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Millennial Homeownership: Trends, Challenges, and the Path to Property OwnershipMillennials aren’t buying homes as often as other generations. Compared to baby boomers and gen Xers at the same age, millennials purchase homes 8 percent less often. Millennials are red...
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Bitcoin Prediction Update: Revised Forecast for Rapid GrowthTom GentileIts back to the old drawing board... but Im happy to do it! A few months ago, when I published The Best Way to Beat Bitcoin During the 2021 Crypto Boom, I put it all on the line, stood th...
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Money Market Accounts (MMAs): Features, Benefits & How They WorkA money market account (MMA) is a type of savings account that features the traits of a checking account – namely, it comes with checks and/or a debit card and the ability to complete a few tran...
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Hong Kong Monetary Authority (HKMA): Role & FunctionThe Hong Kong Monetary Authority (HKMA) is a government entity that was founded on April 1, 1993 as the de facto central bank and Hong Kong’s currency board. HKMA was established following the m...