home finance
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Tennessee Foreclosure & Eviction Laws: What Homeowners Need to Know
When a Tennessee homeowner loses his house in a foreclosure and the subsequent sheriff's sale of the home, he is not immediately booted from the home. Instead the new owners, whether the lender or
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Net Advantage to Leasing (NAL): A Comprehensive Calculation Guide
Net advantage to leasing (NAL) helps you determine whether to buy or lease a certain asset. To find the NAL figure, you need to first calculate the net present value of purchasing the asset and the ne
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Understanding 'Writ Stayed' in Foreclosure: A Legal Explanation
A foreclosure is a legal process who outcome depends on actions taken by a court. If a lender wants to foreclose on a property, that action must be filed in a local court. The borrowers in question ca
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Home vs. Property Insurance: Understanding the Key Differences
There are differences and similarities between a home insurance policy and property insurance policy. It's almost like taking a yellow circle and a blue circle and allowing a portion of them to ov
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Landlord's Rights & Responsibilities for Tenant Leftover Property
A landlord has a tricky situation on his hands when his tenant leaves property behind in the apartment. State laws dictate what a landlord can and cannot do with the tenant property, as well as the am
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Power of Attorney & Rental Agreements: What You Need to Know
If you want to allow someone else to enter into agreements on your behalf, you can grant that person a power of attorney. Powers of attorney can only be given through writing, but they can include the
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Mobile Home Owner Financing: Options & How It Works
Many potential homeowners turn to mobile or manufactured homes as an affordable option for purchase. The relatively low purchase prices make mobile homes an affordable option. Although financing is av
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New Home Builder Commission: Who Pays & How It Impacts You
Many new home buyers mistakenly anticipate that if they approach the new home builder or his representative directly, they can negotiate and pay a lower price for a home. They wrongly assume that they
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Mobile Home Loans: Types, Interest Rates & Best Options
Mobile homes can be difficult to finance. Mobile homes are more likely to depreciate in value over time than are traditional homes. This depreciation in value raises the risk for lenders writing loans
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Mobile Home Eviction Laws: Tenant Rights & State Regulations
People who live in mobile home parks may be entitled to special protections against eviction over and above what tenants in "standard" housing normally receive. Each state sets its own laws,
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Section 8 & Credit: How Rental Assistance Impacts Your Finances
The U.S. Department of Housing and Urban Development refers to the Section 8 initiative as the Housing Choice Voucher Program because the scheme gives low-income renters the opportunity to rent just a
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California Landlord Pest Control Responsibilities: What You Need to Know
If you've seen creepy crawling critters in your rental apartment or house, you're probably wondering, what is the landlord's responsibility for pest control? While landlords usually have a
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Renting an Apartment While Unemployed: Tips & Strategies
Renting an apartment when you are unemployed can be a challenge, but it's not impossible. Both independent landlords and property management companies may be willing to rent to you if you show tha
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Tax Credits & Breaks for Homebuyers: Save Money on Your Mortgage
Depending on your state of residence, you may qualify for a tax credit, which can reduce your household's tax burden. In states such as Ohio, you can reduce your tax burden every year for the life
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State Farm Jewelry Claim: What You Need to Know
At State Farm, your personal jewelry is covered under your homeowner's insurance policy as long as you signed up for the Personal Articles Policy when purchasing the insurance. In order for a jewe
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Home Improvement Payment Disputes: What to Do Without a Contract
If you're planning on renovating or extending your property, you likely will hire a contractor to supervise the work. The contractor will either do the work himself or hire subcontractors to do it
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Navigating the Home Buying Process: Steps After Contract Signing
Your agreement of sale is signed and your home is officially under contract. Now it's time to satisfy all the terms of your contract. The seller has relatively little to do at this point. The buye
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Tankless Water Heater Costs: A Comprehensive Guide for 2024
Whether you are building a new home or just need to replace your home's water heater, you may be considering whether you should go with a traditional tank storage water heater or a tankless model.
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Celebrate Financial Freedom: Planning Your Mortgage Payoff Party
Paying off your mortgage is a great reason to celebrate with a party. Inviting family and friends to share in your joy makes the occasion even more meaningful. With a greater sense of financial freedo
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Understanding Rent Increases: Landlord's Rights & Tenant Protections
Your landlord typically can increase your rent by any amount he desires, unless your lease agreement puts a cap on the amount of an annual increase or you live in a rent-controlled area. However, in m
home finance
- Affordability: Income Needed for a $2,500 Monthly Mortgage
- Letter of Intent (LOI) for Home Purchase: A Comprehensive Guide
- Understanding Letters of Assumption in Real Estate: A Comprehensive Guide
- Holding Mortgage: Understanding Lender Rights & Real Estate Finance
- Primary Mortgage Institutions (PMIs): Your Guide
- Gift Deed for Real Estate: A Comprehensive Guide
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Quick Guide: Hosting a Successful Estate Sale in 7 DaysAn estate sale can be a lot of work, especially when you attempt to put one on in one week. However, with enough motivation, determination, help and a good plan it will come together successfully. As ...
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Venmo Explained: How It Works & Safety Tips for 2024Peer-to-peer (P2P) payment apps continue to grow in popularity, and it’s estimated that over 90 million Americans use them regularly. And Venmo leads the pack when it comes to P2P payments, es...
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Medicaid and Life Insurance: Understanding Asset LimitsAlthough eligibility requirements vary by state, all Medicaid programs must follow federal guidelines. Since the basic requirements are a low household income and limited resources, certain types of l...
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Affordable & Thoughtful Gift Ideas: Stress-Free Holiday ShoppingIf youre panicked because you still havent thought of the perfect gift for the people on your Nice List, youll be relieved to know you dont need to spend as much time as you might think looking f...