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Understanding Section 8 Lease Agreements: A Landlord's Guide

Landlords renting to Section 8 tenants employ protocols similar to renting to unsubsidized renters. In fact, HUD requires Section 8 recipients and landlords to enter into a lease agreement. The same t
Cash-Out Refinance & Taxes: What You Need to Know

Understanding the tax implications of a cash out refinance is a simple matter of understanding what the government taxes. We pay taxes on income and gains. A cash out refinance may seem like an income
Understanding Mortgage Principal Reduction: A Comprehensive Guide

The principal reduction of a mortgage loan doesn't follow the monthly payments — only part of each payment goes toward the principal, while the rest goes toward the interest. With fixed monthly pa
Section 8 Termination Policies: Understanding Landlord Rights & Tenant Protections

Housing agencies across the country that administer HUD's Section 8 Housing Choice Voucher program must create a Section 8 Administrative Plan, which outlines the rules that govern their respectiv
Real Estate Commission: How Much Do Agents Earn?

Although the rule of thumb for real estate brokers remains a 6 percent commission, in reality that commission is negotiable and can vary greatly depending on the role that the agent plays, the type of
Condo Fees & Property Taxes: What You Need to Know

A planned development that's governed in part by a homeowner's association (HOA) forces a homeowner to exchange some control over her home for the benefits of fewer responsibilities for mainta
In-Ground Pool Cost: Average Prices & Factors | [Year]

When determining the cost of an in-ground swimming pool, factor in the cost of the pool itself as well as installation costs and ongoing maintenance costs. Pool prices vary greatly depending upon the
Section 8 Rent Limits: How Much Do Tenants Pay?

Technically, HUD does not set rent limits for the Section 8 Housing Choice Voucher program. To regulate a family's share of its rent, HUD caps the amount of income a family can put toward Section
Life Lease Agreement: Understanding Your Rights & Responsibilities

A life lease is a residential lease in which the tenant pays an entrance fee and monthly fees in exchange for exclusive use of a unit for her life, a long period of time or indefinitely, according to
Section 8 Housing Guest Policies: Understanding Your Rights & Responsibilities

If you receive rent assistance under the Section 8 program, also known as the Housing Choice Voucher program, you are bound by two sets of rules. First, you must adhere to general Section 8 guidelines
Section 8 Housing Rules: What Tenants Need to Know

In most respects, tenants receiving Section 8 assistance -- a federal subsidy that covers a portion of their private market rent -- play by the same rules as unsubsidized renters. The U.S. Department
Selling Your Home By Owner: Essential Documents & Checklist

The real estate documents needed to sell a home by owner are no different than those needed if a licensed real estate agent is involved. Some of these documents will vary by state, but many of the mos
Understanding Section 8 Lease Termination: Your Rights and Options

The Housing and Urban Development Department (HUD) offers Section 8 housing vouchers to low-income tenants. These vouchers give tenants a housing subsidy. Section 8 tenants must follow agency rules an
Homeowners Association (HOA) Fees & Taxes: Deductibility Explained

Homeownership has its tax benefits, but deducting homeowners association fees usually isn't one of them. Only landlords can deduct these fees as an expense of managing a rental property.
Warranty Deed vs. Survivorship Deed: Understanding Property Ownership

A deed is a legal document that transfers property from one party to another. There are various types of deeds and the differences between them can usually be explained by the number of warranties or
Will vs. Deed: Understanding Property Ownership & Transfer

Wills and deeds serve different functions. A will determines what happens to property when its owner dies. By contrast, a deed, once delivered, immediately effectuates a legal transfer of real estate.
Buying a House as a Single Woman: What You Need to Know

There will be times when a wife wants to buy a house without her husband. It might be due to the husband having poor credit or the wife might be buying the house as an investment. Whatever the reason,
Section 8 Rental Limits: How Much Does HUD Pay for Housing?

When a family receives Section 8 assistance from the U.S. Department of Housing and Urban Development, it can seek a rental throughout an entire city. HUD allows Section 8 recipients to rent apartment
Understanding Your Property Rights During Condemnation (Eminent Domain)

Condemnation of property, also known as eminent domain, occurs when the government decides to transfer property ownership from a private owner to itself. However, such transfers must comply with requi
Massachusetts Real Estate Transfer Taxes: Who Pays & Rates

State law makes the seller responsible for paying real estate transfer taxes in Massachusetts. Unless a sales agreement specifies that the buyer will pay for the transfer taxes, or the deal is exempt

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home finance

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