home finance
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Home Loan Underwriting Approval: What's Next?
You receive underwriter approval for a home loan after you meet certain conditions, but you still have work to do before loan funds are disbursed and you become a homeowner. The approval stage of the
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Legally Removing an Adult from Your Home: A Guide
Sometimes liking another person or even loving that person is not enough to make you compatible as housemates. Sharing living space requires mutual respect and a fair division of the work, financial r
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Mortgage Age Requirements: Understanding Lending Rules
You typically must be at least 18 years of age to get a mortgage, but there's no maximum age limit. In fact, mortgage discrimination because of age is illegal under the Equal Credit Opportunity Ac
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Land Contract Agreement: A Comprehensive Guide
A land contract, also known as a contract for deed, is an alternative to a standard real estate sale and purchase agreement. Under a land contract, the buyer pays installments directly to the seller w
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Do Lease Agreements Need Notarization? | Legal Requirements & Benefits
If you're renting for the first time, it's a good idea to make sure your lease agreement is above board and legal. That way, you're protected if something goes wrong. Notarizing a lease me
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Understanding Early Lease Termination: Your Rights & Options
A lease agreement is a legally binding document between you and your landlord. However, you may find yourself needing to terminate a lease agreement early, whether you simply are sick of your current
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REO Foreclosures: Understanding & Investing in Real Estate
A real estate owned property, or REO, has reverted back to the lender due to nonpayment of the mortgage. The lure of buying a home or property at below-market value makes REO properties an exciting pr
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Owner Financing: Essential Documents & Setup Guide
A small percentage of home sellers might opt for owner financing, essentially acting as lender to a homebuyer. Rather than borrowing from a traditional bank to buy a home, the homebuyer promises to re
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Understanding Warranty Deed Vesting: Protecting Property Rights
When a person owns property, particularly real estate, protecting and maintaining that property is a primary concern. Such things can become especially important if a person decides to sell or bequeth
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Selling Your Colorado Home For Sale By Owner: A Step-by-Step Guide
Selling your home by owner in Colorado is easier when you understand the process. An attorney isn't required in Colorado to draft a contract or handle the closing. A local title company can be a g
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Understanding Residential Leases: A Comprehensive Guide
When you lease a home, you sign a rental agreement to live there. An executed lease is a legal document that includes your information, the property owner's information, rental terms and signature
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Understanding Apartment Leases: What You Need to Know
An apartment for lease is basically the same thing as an apartment for rent, according to ApartmentSearch.com. A lease is a contract between a landlord and a tenant. It defines the requirements for th
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DIY Carpet Disinfectant: Budget-Friendly Cleaning Solutions
Since your carpet is being used all the time, it's going to get dirty over time. If you want to clean and deodorize it without spending a lot of money, you have a number of choices available. Maki
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Understanding Mortgage Caps: A Guide to 5/2/5 ARMs
Mortgage lenders offer homeowners vast mortgage menus, from old fashioned fixed-rate loans to more innovative adjustable-rate loans. You must research their features before choosing a mortgage. Adjust
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Property Closing Funds: When Can You Expect Your Money?
Part of the eagerness to close on the sale of your home has to do with getting paid. Sellers receive their money, or sale proceeds, shortly after a property closing. It usually takes a business day or
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Indiana Foreclosure Laws & Tenant Rights: A Comprehensive Guide
If your only association with the state of Indiana is from watching Notre Dame football or remembering a smiling 6-year-old Ron Howard singing the praises of Gary, Indiana, in "The Music Man,&quo
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Lease Termination Notice: How to Properly End Your Rental Agreement
When you rent an apartment, you usually must sign a lease for six months, a year or two years. Even if you have a month to month rental agreement, you must tell your landlord in writing if you plan to
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Foreclosure Timeline: Understanding When Foreclosure is Final & Redemption Rights
Most homeowners assume a foreclosure is final when the home is sold through a public auction. In some cases, the foreclosure is not final for months or even a year. Certain states grant homeowners the
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Understanding Fee Simple Ownership: A Comprehensive Guide
Fee-simple ownership, like most of U.S. real estate law, is a concept directly derived from English common law. When you own real estate with a fee-simple designation, you have the highest, strongest
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California Bed Bug Laws & Tenant Rights: What You Need to Know
Cimex lectularius, or the common bed bugs, feed on the blood of mammals and are adapted to living with humans, according to the University of Kentucky. These pesky insects are the source of physical d
home finance
- Condominium Depreciation: A Guide for Real Estate Investors
- Avocado Toast & Homeownership: Debunking the Millennial Myth
- Understanding Dwelling Coverage: How to Calculate It
- Lease Termination Letter: A Complete Guide & Template
- Mortgage: Liability or Asset? Understanding Homeownership Finances
- Land Development Process: A Comprehensive Guide
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Bitcoin Hits Record High: Surpasses $22,000 – Analysis & Future OutlookThe value of Bitcoin has broken the $22,000-barrier for the first time in its history, representing a 175% rise during 2020, after receiving strong backing from investors and institutional giants.The ...
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Direct Deposit Setup: A Simple Guide to Your PaycheckIf you’re living paycheck to paycheck like many Americans, the sooner you receive your income, the better. Direct deposit into a checking or savings account is the most popular way...
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Savings Account Security: How Safe Is Your Money?Savings accounts are a popular choice for saving money. Now find out if they're al...
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Grow Your Wealth: 6 Proven Strategies to Increase Net WorthIts the most important measure of your financial health. See how you can grow your net ...