home finance
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Understanding CNTG/KO in Real Estate: Contingent Offers & Seller Discretion
Real estate jargon can be confusing to prospective buyers scouring the market for their dream home. One statement of status you may encounter in the multiple listing service is "CNTG/KO." Th
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Understanding Section 8 Removal: Eligibility & Process
The Housing Choice Voucher Program, better known simply as Section 8, is a federal program designed to help low-income individuals and families to afford safe and quality housing. This assistance, off
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Renting an Apartment at 17: Legal Rights & Options
Most states set the age of majority, or legal adulthood, at 18, preventing a minor from entering into a binding rental contract or lease. As a result, apartment landlords can refuse to rent to undera
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Cash-Out Refinance Disbursement Time: What to Expect
Some homeowners who own their homes free and clear extract equity through cash-out refinances. People with existing mortgages often pay off their mortgages with a new larger loan in order to cash out
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Refinance Your Mortgage Without an Inspection? What You Need to Know
When refinancing your home mortgage, you need to know whether some expenses, such as appraisal, inspections or title fees, can be eliminated. In preparation for a conversation with your lender, it wil
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Emergency Section 8 Housing Assistance: Application & Eligibility
Certain emergency situations allow applicants to receive priority placement in Section 8 housing programs. The Housing Choice Voucher Program gives participants rental assistance for private- or gover
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North Carolina Title Search: A Comprehensive Guide
North Carolina has both title companies and real estate attorneys who process title search requests. Depending on the area, the request may only be handled by one or the other. Title searches reveal i
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Land Valuation: A Comprehensive Guide to Pricing Your Property
In most cases, pricing land is an extremely inexact science. Doing it correctly requires a strong understanding not only of the size and dimensions of the parcel and of comparable sales in the market,
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Understanding Land Contracts: Terms & How They Work
If a person can afford a mortgage but lacks the funds for a substantial down payment, a land contract is a viable option. Land contracts differ from traditional mortgages — not only is the required do
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Understanding Mortgage Forgiveness Options: A Homeowner's Guide
Many homeowners find themselves in what is known as an upside-down mortgage situation during the recent economic crisis, meaning the equity in the home is worth far less than the amount the homeowner
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Refinance Before Selling? Weigh the Pros & Cons
Refinancing a home can be an excellent financial move. If you can refinance your mortgage at a lower interest rate, you can save hundreds of dollars each month on your payment. However, refinancing is
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Quitclaim Deed with Survivorship: Understanding Ownership & Probate Avoidance
A quitclaim deed with a right of survivorship is a legal deed that allows two people to co-own old real estate in such a manner that probate is not required to transfer title to the property after the
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Determining the Value of a Double-Wide Home with Land: A Comprehensive Guide
Every piece of real estate is unique and the true value is the highest price a person is willing to pay for it. This is known as the "market value." Real estate values depend on a number of
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Quitclaim Deeds & Joint Tenancy with Right of Survivorship: A Guide
If you're selling or transferring property, you have to sign a legal document called a deed to transfer the legal ownership to the new owner. Quitclaim is one type of deed that you can use in cert
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Buying Fannie Mae Foreclosures: A Step-by-Step Guide
Buying a Federal National Mortgage Association foreclosure doesn't have to be daunting, as many steps are similar to buying a non-foreclosed home. According to the author of "The Complete Gui
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California Tenant Rights: Your Rights as a Renter
Even when you're a renter, you still have rights regarding your property. The California state government's Landlord/Tenant book covers the rules on renter rights and responsibilities. Some lo
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Selling a Home Underwater: Financial Implications & Options
If you are upside down on your mortgage, owing more on your home than it's worth, selling the house for less than you owe will take a toll on your finances. Basically, when you find yourself under
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Appraising Apartment Buildings: GRM, Cap Rate & Comps Explained
The three most effective ways to calculate the value, or sale price, of an apartment building are the gross rent multiplier, or GRM; the capitalization, or cap, rate; and comparative sales, or comps.
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Eviction & Credit Score: How to Improve Your Chances
While you won't necessarily "pass" a credit check with an eviction in your history, you can take steps to improve the potential that a new landlord rents to you. Your best approach to th
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Hazard Insurance Cost: Factors & Average Rates - [Year]
The cost of hazard insurance, also called homeowners' insurance, can depend on the type of policy purchased, the amount of coverage, location, and replacement cost for possessions and rebuilding a
home finance
- Using Vehicles as Mortgage Collateral: Options & Considerations
- Landlord Guide: Renting to Section 8 Tenants & Housing Choice Vouchers
- Ready to Buy a Home? Assess Your Finances & Credit Score
- Understanding Functional Utility in Real Estate Appraisals
- Lower Your Mortgage Rate: 5 Proven Strategies for Homebuyers
- Clearing vs. Settlement: Understanding the Key Differences
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American Express High-Yield Savings Accounts: Review & BenefitsAmerican Express, or AmEx, is best known for its credit cards and travelers’ checks, but the company also offers a range of personal savings options. Deposit products offered include high-yield savin...
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Embrace a Limitless Life: Principles for Lasting FulfillmentIt seems like all my peers have this idea that being young is an excuse for not living a satisfying life.But millennials are not the only group of people who hide behind excuses. We all do.I get it. T...
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Forex Trading: Navigating Market Volatility and Potential Dollar DevaluationThere are various reasons why a lot of traders flock to the Forex market in an attempt to cash in on the profits that it offers, one of which is that it is the largest financial market in the world ...
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Cost of New Home Construction in 2026: A Comprehensive GuideDeciding whether to build a house or buy an existing one isn’t just about cost—it’s about control, timing, and long-term priorities. Building gives you the freedom to design a home that fits your l...