home finance
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Security Deposits: Tax Implications for Landlords & Tenants
Security deposits are assets or liabilities, so you cannot deduct them as expenses as a tenant and you need not declare them as income on income tax returns as a landlord until you use them. However,
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Earnest Money & Title Companies: When is it Cashed?
A title and escrow company typically cashes the check for earnest money when escrow opens. Sometimes a buyer gives an earnest check to a real estate agent, made out to a title company, when making a p
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Understanding Deeds of Conveyance: A Comprehensive Guide
When you sell or otherwise reassign ownership of real property, you will typically use a deed of conveyance, which is a legal document that transfers real property from one party to another. Depending
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Florida Doc Stamp Tax: Federal Tax Deduction Information
Most state governments charge a fee of some sort for transferring a title to real estate from one person to another. In Florida, that fee is known as the "doc stamp tax." The tax is also lev
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Selling a Home with a HAMP Modification: What You Need to Know
The Home Affordable Modification Program, or HAMP, is a government program that can help you obtain a more affordable mortgage payment to work with. With a loan modification, the lender agrees to chan
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Tenant Rights for Disabled Veterans: Housing Accommodations & Protections
Disabled veterans have the same rights as other disabled persons to accommodations in housing. If the veteran requests a reasonable accommodation, the landlord must provide it. Reasonable accommodatio
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Section 8 Housing & Renting from Family: What You Need to Know
The Section 8 program aims to help families and individuals pay rent. After you apply for the program and receive a government voucher, you have to find a suitable rental property within the set time
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Insurance Line of Sight: Protecting Your Property After a Claim
When a homeowner files a claim for property damage, the insurance adjuster may try to get by with recommending an inexpensive patch or replacement of only a portion of a wall, roof or carpet, which ca
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Owner Financing & Seller Death: Understanding the Implications
A home seller may offer an owner-financed, or seller-financed mortgage if he has had difficulty selling a home using more conventional means, which can be the case with specialty properties or with a
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Broken Lease & Credit Score: How Long Does It Last?
A broken lease, regardless of the reason, can significantly affect your credit rating. Landlords require lessees to sign rental agreements, wherein they agree to live in a house or apartment for a spe
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Adverse Possession: A Guide to Claiming Abandoned Real Estate
Property that seems "abandoned"' is seldom completely without an owner. There are ways to claim this property, but it can only happen through the principle of "adverse possession.&q
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Sewer Line Repair Coverage: Does Homeowners Insurance Help?
A homeowner is responsible for the sewer line under the house and to the street. Older homes often have sewer line breaks or tree roots invading the interior of the line. Homeowner's insurance pol
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Avoiding Apartment Transfer Fees: Your Rights & Strategies
Transfer fees on apartments are usually charged when a resident chooses to move from one apartment to another during the course of her lease. The fee is justified by the landlord or leasing company as
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Mortgage Application with Dependents: How Do They Affect Approval?
Finding a home and seeking a mortgage is often a complex and multifaceted task. You must first find a lender or broker who will work with you, then go through an intense evaluation to get a final appr
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![Sunroom Addition Costs: Average Prices & Factors | [Your Company Name]](https://www.etffin.com/article/uploadfiles/202109/2021092609080021_S.jpg)
Sunroom Addition Costs: Average Prices & Factors | [Your Company Name]
Sunrooms are porch enclosures that feature fully insulated walls, flooring, ceilings, doors and windows. This type of home addition project can add to your house's value as well as allow you to in
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Air Conditioner Replacement Grants: Financial Assistance for Home & Business
The costs of replacing air conditioners in private homes, public housing units and commercial structures are covered by grants funded by several government agencies. Grants cover the removal of old or
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Understanding Successor Interest in Mortgage Deeds
When a mortgage is created, the lender, borrower and the escrow company involved often create documents that make it clear who holds the title for the property and why they hold it. This often comes d
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Foreclosure Costs for Lenders: A Comprehensive Overview
When a borrower no longer makes payments on a mortgage, the lender eventually moves toward a foreclosure. This results in the lender taking the house and selling it to try to recoup some of the costs
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USDA Rural Loan Acreage Limits: Eligibility & Requirements
While qualifying for a home loan today can often be difficult, USDA rural loans offer an important alternative for low- and moderate-income borrowers in rural areas. USDA rural loans have less stringe
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Understanding Quit Claim Deeds: What You Need to Know
If you're going through a divorce, your spouse may ask you to sign a quit claim deed and move out of your home. Before signing your name on this document, however, make sure you fully understand h
home finance
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Natural Relief for Acid Reflux: Baking Soda & Vinegar RemedyRelieve Acid Indigestion with Baking Soda and Vinegar Got an upset stomach? Acid reflux acting up? Can't digest your last meal? No Alka-Seltzer in the house? Don't worry... I have a c...
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![Inflation Adjustment: Calculation & Understanding | [Your Company Name]](https://www.etffin.com/article/uploadfiles/202109/2021092517562815_S.jpg)
Inflation Adjustment: Calculation & Understanding | [Your Company Name]Inflation results in higher costs for consumers. Inflation adjustment helps you express past prices and incomes in present terms. To adjust dollar values for inflation, you have to multiply t...
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Market Value vs. Investment Value: Understanding the Key DifferencesIn finance, you frequently encounter the concepts of market value vs investment value. The two terms may seem synonymous, however, there are some critical differences between them. In this article, we...
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USPS Delays: How Slow Mail Impacts Your Finances & What to DoMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...