insurance
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Understanding Subrogation: What to Do When You Receive a Subrogation Letter
If a policyholder is injured or suffers property damage in an accident – for example, in a collision with another car – his insurance company will pay for the necessary medical care or repairs based o
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2016 Election: Candidate Positions on Health Insurance & the Affordable Care Act
Image Credit: George Frey/Getty Images, Ethan Miller/Getty Images Whats at stake: Healthcare and the Affordable Care Act (aka"Obamacare") have been hot topics for the past few el
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Healthcare Sharing Ministries: A Cost-Effective Alternative to Traditional Insurance?
As a self-employed individual, health insurance costs are on me. I don't have an employer who gives me benefits simply because I am my employer. At this point, it's no secret tha
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Navigating US Healthcare: A UK Resident's Experience & Insights
Until this year, my experience of healthcare was one of accessibility and service that founds all of my needs met. As a person who was living in the UK, paying for healthcare had never been a concern.
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New York State Moves Towards Universal Healthcare Amid Federal Uncertainty
Image Credit: @darby via Twenty20 While the nation has been battling over health care, New York state has been very quietly inching closer and closer to universal health care. As you likely alrea
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Rising Health Insurance Costs: How Premiums Are Outpacing Wages
Image Credit: @DefinitelyDev/Twenty20 It usually takes some getting used to, knowing the salary you're earning at work and seeing how much you bring home twice a week. That discrepancy is pul
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Life Insurance for Women: Why Coverage Matters & How to Get It
Image Credit: @InLightOut/Twenty20 The females of a species tend to live longer, but for human women, that's no excuse. Even at a young age, everyone needs to think about life insurance. The
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Navigating Unexpected Medical Bills: A Patient's Guide
Dealing with a health issue, crisis or not, is enough of an ordeal. Then comes the billing, and the wrangling with your insurance company, and in the worst cases, the shock of what is and somehow isn&
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Understanding the Risk of Unexpected Medical Expenses | University of Michigan Research
Health insurance is a hassle in the best of circumstances, but when the American health care system seems to actively be working against you, things can get overwhelming very, very quickly. Even when
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Navigating COVID-19 Healthcare: Understanding Your Health Insurance Options
We're well aware of the health risks of COVID-19. The symptoms and scary outcomes have gotten a lot of coverage in the news and on social media. It turns out one thing might scare Americans more t
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COVID-19 and Workplace: Your Rights and What to Do If You Test Positive
The idea of going back to work like we did before the COVID-19 pandemic might seem surreal after all this time self-isolating. That said, a number of states and cities are starting to cautiously open
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Workplace Wellness Programs: Do They Actually Work?
Many of us get our health care from work, which sometimes means weird extra programming to improve health and lower costs (at least according to HR). These workplace wellness programs might include sm
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Budget Cuts: Avoiding Common Mistakes During Economic Uncertainty
Nearly a year into a pandemic and a long-term economic crisis, many of us are still looking for smart ways to tighten our belts. Sure, we've cut down on eating out and impulse buys, but that doesn
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Health Insurance Savings: Act Now on Healthcare.gov!
Obamacare users: If you get your health insurance through the Affordable Care Act Marketplace, otherwise known as Healthcare.gov or one of the state exchanges, log on at once. Do it now — you won'
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Life Insurance: Is It Right for You? A Comprehensive Guide
With an estimated 53 percent of Americans having coverage as of 2020, a life insurance policy can offer you peace of mind that your loved ones will have financial security, with funds to cover key exp
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Heart Rate Trackers: Benefits, Accuracy & Which One is Right for You
The COVID-19 lockdowns forced fitness-minded consumers to find creative ways to stay active. But it also might have made you aware of the value that comes with monitoring your heart rate. A heart rate
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COVID-19 and Oral Health: Understanding the Impact on Your Teeth
The pandemic has been tough in a variety of ways. Employment rates were high, businesses closed and many people lost friends and family. But for many, COVID has had both a mental and physical health i
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Emergency Room Coverage Denials: What You Need to Know
You dutifully pay your health insurance premiums every month. You're covered for any health-related misfortune that could befall you. Or are you? It's not out of the question that you could se
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GoodRx: Understand Prescription Drug Prices & Save Money
Pharmaceutical companies have a complicated pricing system for prescription drugs. Prices are not consistent across the country and even vary among pharmacies in the same town. Until GoodRx was formed
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The High Cost of Insulin: Understanding the Price Hike & Options
According to the American Diabetes Association, 34 million Americans have been diagnosed with diabetes. Of these, almost 1.6 million have type 1 (T1) diabetes and require t
insurance
- Understanding Deductible Waivers in Insurance: What You Need to Know
- Understanding 100% Coverage After Deductible: What It Means
- Understanding Insurance Premiums: Types & Factors
- Workplace Wellness Programs: Do They Actually Work?
- VA Disability Benefits: Understanding Percentages & Maximum Ratings
- Understanding How Insurance Companies Generate Profit | [Company Name]
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Navigating COVID-19 Healthcare: Understanding Your Health Insurance Options
We're well aware of the health risks of COVID-19. The symptoms and scary outcomes have gotten a lot of coverage in the news and on social media. It turns out one thing might scare Americans more t...
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Leverage Your Land: Using Vacant Land as Collateral for an Equity LoanVacant land is an asset. If you own vacant land with no liens (loans or mortgages) against it, you may be able to refinance the land to pull out equity. An equity loan would be the type of loan offere...
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Dynamic Budgeting for Small Businesses: A Practical GuideA working budget, unlike a static budget, can cha...
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Accessing Your KWSP Statement: A Comprehensive Guide for MalaysiaEmployee Provident Fund (or EPF) is also called Kumpulan Wang Simpanan Pekerja (or KWSP). The KWSP is a savings account and a retirement fund offered in Malaysia. Both employers and employees make fin...