insurance
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Accessing Your Primerica Policy: Online & Other Methods
Primerica has multiple ways for its members to review their policy documents. The quickest way is online through the "My Life Insurance and Primerica DebtWatchers" section of the My Primeric
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Understanding Absolute Insurance Assignments: A Comprehensive Guide
Absolute assignment is most often encountered in the insurance industry. It is the irrevocable transfer of all of your interests, rights and ownership regarding an insurance policy both in the present
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Surrendering a Boston Mutual Life Insurance Policy: What You Need to Know
Permanent life insurance policies, and some term policies, build cash value. As policyholders pay premiums that exceed the cost of insurance, the excess accrues as cash value plus interest. That cash
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Understanding the Relationship Between Deductibles and Insurance Premiums
When you take out insurance coverage, you share some risk with your insurance company by agreeing to pay part of the claim costs through a deductible. Typically, companies offer a standard or recommen
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Cash Value vs. Cash Surrender Value: Understanding Life Insurance
Your life insurance options include a choice between term and permanent insurance. Term insurance is less expensive but provides insurance protection only. Permanent plans offer the additional feature
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Understanding Policy Portability: Keeping Your Insurance When You Change Jobs
When you leave an employer, you will lose some of the benefits that came with working there. You could lose your health insurance, access to your 401k and some other parts of your benefits package. If
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Understanding Temporary Total Disability vs. Permanent Partial Disability (SSDI)
Social Security disability insurance, or SSDI functions as an insurer of "last resort" for people who suffer from a disabling condition that prevents them from working. In most cases, SSDI o
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Understanding Spouse Surcharges in Employer Health Insurance
An employer that sponsors an affordable health insurance plan for its workers assumes a significant portion of the costs. Covering employee spouses adds to those costs if those premiums are subsidized
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Stand-Alone Insurance: A Comprehensive Guide for Businesses & Individuals
Insurance, in its many forms, is one of the basic costs associated with running a business and a potentially valuable form of protection for private individuals and families. The first step when shopp
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VA Disability Benefits: Understanding Percentages & Maximum Ratings
Military service personnel who become disabled as a result of military service may qualify for disability benefits through the U.S. Department of Veterans Affairs. The VA uses a rating system to deter
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Insurance Costs for 25-Year-Old Women: Average Rates & Savings
Age and gender have great influence on many types of insurance policies, including auto, life and health. Though insurance rates vary on a case-by-case basis, on average, females age 25 hold an advant
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Death Indemnity vs. Accidental Death Insurance: What's the Difference?
Death indemnity and accidental death policies insure the policyholder against his death occurring under certain circumstances, meaning these policies pay a benefit to the insured's beneficiary onl
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Understanding Partial Insurance: Coverage Options & Cost Savings
Insurance policies cover many different types of assets, such as your vehicle, your home and your health. The amount of coverage available to you depends on what you are approved for and what you wish
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Permanent Partial Disability Claim Calculation: Understanding Your Benefits
According to the Social Security Administration, permanent partial disability cases are the most common type of disability case. Over half of all disability cases are a permanent partial disability cl
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Early Disability Retirement & Social Security: What You Need to Know
If you become disabled before the age of retirement, the U.S. Social Security Administration pays for disability benefits through the Social Security Disability (SSD) program and the Supplemental Secu
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Copays and Deductibles: Do Copays Count?
Whether you're covered by a group health insurance plan provided by your employer or a policy you purchased on the open market, you probably will have copayments -- flat fees you pay out-of-pocket
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EOB Retention: How Long to Keep Your Health Insurance Explanation of Benefits
When you're at risk of being buried under an avalanche of insurance paperwork, it's hard to know what insurance documents to keep and which are safe to toss. Health insurance explanation of be
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Understanding Insurance Services: Types & Protection
Insurance service is protection against loss. Companies that offer insurance service differ from each other in the types of products offered. Among the available insurance services are contracts to pr
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Dental Insurance with TennCare: Your Options Explained
TennCare provides Medicaid services for Tennessee's qualifying individuals with a low income and few resources. TennCare is managed care major medical for classes of individuals who meet federal a
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PPI Claim: Your Guide to Claiming Back Payment Protection Insurance Payments in the UK
If you have acquired a loan in the United Kingdom, you may have been asked to take out payment protection insurance to cover your debt in the event that you became unable to make payments. Losing your
insurance
- Voluntary vs. Term Life Insurance: Understanding Your Options
- Evercare Insurance: Support for Seniors & Individuals with Complex Health Needs
- Understanding Types of Insurance Risks: A Comprehensive Guide
- Calculating Replacement Value: A Comprehensive Guide
- Understanding Partial Insurance: Coverage Options & Cost Savings
- Insuring Property You Don't Own: Legality & When It's Permitted
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Oil Prices Crash as Saudi-Russia Output Deal FaltersOil prices have tumbled into negative territory as Russia and Saudi Arabia have yet to announce a production-cut agreement has been reached. Brent crude oil, the international benchmark, fell 0.8...
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Prioritizing Well-being: Why Quality of Life Trumps IncomeMy wife and I recently took a voluntary $20,000 per year reduction in income – after taxes. And, I promise, we’re not crazy. Can Quality of Life Matter THAT Much More Than Money? Before yo...
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Texas 911 Address Lookup: How to Ensure Accurate Emergency ResponseIn many areas of Texas, the address of a 911 caller using a landline phone is automatically displayed on a screen at the call center, improving the chances that emergency officials will send help to t...
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High Dividend Yield vs. Stability: Which is Right for You?High yielding dividend stocks can increase income for investors, but also add risk. Dividend-paying stocks are like any investment. There is usually the good, the bad and the downright ugly. ...