insurance
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Understanding Deductible Waivers in Insurance: What You Need to Know
When you take out an insurance policy, you usually have to accept a "deductible." This is an amount you'd have to fork over before the insurer will pay a claim. For example, if your home
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Affordable Braces for Kids: Financial Assistance Options
With approximately 3.5 million children and teens getting braces each year, chances are good your child will need them too. Unfortunately, the cost of adequate dental care can be quite expensive, espe
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MassHealth vs. Commonwealth Care: Understanding Your Health Insurance Options in Massachusetts
According to Massachusetts law, all residents must have health insurance coverage or be subject to fines. As of 2010, 98 percent of residents have some sort of health-care coverage Many residents rece
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VFW Death Benefits: Support for Eligible Families
The Veterans of Foreign Wars is a membership-only club for veterans who served overseas in an active war. The organization is more than 100 years old and maintains club organizations worldwide. The no
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Understanding Household Assets: A Comprehensive Guide
If you've ever had to write a will, buy home owners' insurance or handle a break-in or fire that damaged your home, you probably needed to create a list of your household assets. A list of hou
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Life Insurance Sales: Benefits & Drawbacks - Is It Right For You?
If you like interacting with people and selling a product that is beneficial to everyone, a career as a life insurance sales professional may be for you. Since becoming a life insurance sales professi
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Property Insurance Settlements & Taxes: What You Need to Know
Claimants, both individuals and businesses, may wonder how their insurance settlements will impact their tax liabilities. You may want to consult a tax professional to determine the implications of yo
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Adding Your Pregnant Wife to Health Insurance: What You Need to Know
Pregnancy and giving birth should be a time of joy, but all too often they are also a time of financial strain. Prenatal care involves frequent doctor visits and regular tests, and even a normal, unco
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Flexible Spending Accounts (FSAs): Contribution Limits & Benefits
Flexible spending accounts, or FSAs, are tax-advantaged accounts that your employer can set up to help you pay for either health care or dependent care expenses with pre-tax dollars. Your employer doe
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Understanding Employer-Sponsored Health Insurance: Options & Consequences
Although no one can force you to purchase employer-offered or any other type of health insurance, the consequences of either turning it down or opting out may be more than you can afford.
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Social Security Disability Benefits: Understanding Pros, Cons & Eligibility
Disability is a very real problem that impacts a worker's ability to perform a job and earn a living. According to the Social Security Administration, 30 percent of all new workers will suffer fro
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Understanding HSA Eligibility: Can Your Spouse Use Your Health Savings Account?
Health savings accounts (HSAs) offer a tax deduction for contributions, tax-free growth and even tax-free distributions for qualified medical expenses. These tax breaks can help make medical care for
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Adding Your Spouse to Health Insurance: Eligibility & Requirements
Health insurance is designed to cover medical expenses for the policyholder. While health policies are limited by decisions made by insurance companies, they can help cover people beyond the policyhol
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Keeping Your Health Insurance: Can You Stay on Your Parents' Plan?
If you're younger than 26, you can remain on your parents' health insurance even if your employer offers a health plan of its own. It doesn't matter if you're married, living apart fro
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Understanding Insurance Cancellation Regulations: Your Rights
Though some may find insurance to be a nuisance, many people realize its value and spend time, energy and money making sure their family's financial situation is properly protected by the right in
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Disability Earnings: Understanding Income Limits & Trial Work Periods
If you have filed and won a Social Security disability claim, you are receiving monthly benefits from the Social Security Administration. The agency has approved your claim and adjudged that your disa
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Short-Term Disability & Clinical Depression: What You Need to Know
Short-term disability is meant to provide you with at least a partial income during a time when you are unable to work. It does not cover injuries -- that is covered by workers' compensation. Howe
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![Self-Insuring: Can an Insurance Agent Write Their Own Life Policy? | [Company Name]](https://www.etffin.com/article/uploadfiles/202109/2021092610140869_S.jpg)
Self-Insuring: Can an Insurance Agent Write Their Own Life Policy? | [Company Name]
In the legal profession, they say that a lawyer who represents himself has a fool for a client. Although this is true in some other callings – such as medicine and psychology – the adage does not hold
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Understanding Full Health Coverage: What's Included?
Health coverage can be difficult to understand. There are so many terms you have to comprehend when talking about medical insurance plans that you may feel like you have to be a doctor to understand i
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Life Insurance Options for Undocumented Immigrants: What You Need to Know
If you are an undocumented or illegal immigrant in the United States, you may find that nearly every process in your life is more difficult. You are ineligible for many programs, and others require yo
insurance
- Understanding Guaranteed Coverage: What Does 'Bound' Mean in Insurance?
- Beneficiary Social Security Number: Is It Required for Term Life Insurance?
- Adding Your Pregnant Wife to Health Insurance: What You Need to Know
- Understanding HSA Eligibility: Can Your Spouse Use Your Health Savings Account?
- Understanding How Insurance Companies Generate Profit | [Company Name]
- Workplace Wellness Programs: Do They Actually Work?
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Family Water Budgeting: Tips & Conservation StrategiesWant to learn more? Check out these water conservation videos for more strategies, tips and information about saving this precious resource. Whether you live in the temperate southern regions ...
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Understanding Portfolio Risk: Factors and Mitigation StrategiesA close-up of a man using a calculator while looking at financial documents. Portfolio risk is the possibility that an investment portfolio may not achieve its objectives. There are a number ...
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Business Plan: Definition, Importance & Funding OptionsA business plan is a document that contains the operational and financial plan of a business, and details how its objectives will be achieved. It serves as a road map for the business and can be used ...
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Holiday Spending Trends: How to Increase Your Budget Without DebtMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...