insurance
-
Understanding Life Insurance Principles: How It Works
Life insurance operates on some basic principles common to many individuals. How the policy works is actually a function of the fact that many individuals come together as a group, and each person sha
-
Insurance vs. Warranty: Understanding the Difference
Many people confuse the terms "insurance" and "warranty," sometimes using them interchangeably or combing them together to describe a product they buy for their homes. However, hom
-
Life Insurance for Family: Insurable Interest and Your Brother
Life insurance companies restrict the purchase of life insurance so that you may only purchase life insurance on those you have an insurable interest in. An insurable interest is when you have a perso
-
Contingent Beneficiaries: Understanding & Why They Matter
Life insurance policies pay death benefits to a beneficiary. The primary beneficiary is the person who receives your death benefit. A contingent beneficiary is a beneficiary that receives the money wh
-
Understanding 100% Coverage After Deductible: What It Means
Low out-of-pocket expenses are one key to a valuable health insurance policy. Along with a low annual deductible that you pay toward covered health events, a low co-insurance percentage greatly minimi
-
Washington State Short-Term Disability: Employer Obligations & Employee Rights
Washington employers are not required to purchase short-term disability insurance for their employees. However, employers must comply with the federal and state short-term medical disability laws allo
-
Cancel Your Aflac Policy: A Comprehensive Guide
Like many other insurance products, Aflac policies can help to bring you peace of mind when the unexpected happens. However, in order to receive this coverage, you must pay monthly premiums and this c
-
Understanding Disability Insurance: Coverage & Short-Term Options
Disability insurance provides income when a worker is injured, gets sick or is unable to work. Disability income is not typically as much as a worker's salary but is based on a percentage of his w
-
Find Your AFLAC Account Number: Easy Steps & Online Access
If you are an AFLAC customer and need access to your account number, you can find it several different ways. You can check your account number, as well as view other account information, online throug
-
Understanding Sunset Clauses in Insurance Policies
A sunset clause in an insurance policy sets a deadline for filing claims once the policy has expired. Sunset clauses occur in what are known as claims-made liability policies -- those that include a t
-
VA Disability Compensation Payment Timeline: What to Expect
Eligible recipients of disability checks from the U.S. Department of Veteran Affairs should get the first payment within 15 days of its approval by the department. Recipients can chose direct deposit
-
Preparing for Your SSI Disability Exam: A Comprehensive Guide
Supplemental Security Income is a Social Security Administration program that provides cash and Medicaid coverage for individuals who have a significant disability that prevents them from working for
-
Obtain Your Unemployment Determination Letter: A Quick Guide
Your state unemployment office sends you an unemployment determination letter after processing your claim for unemployment benefits. If you have misplaced your original determination letter, you might
-
Accessing Healthcare Without Insurance: Seeing Your Doctor
Losing health insurance can be a frightening prospect. With the high costs of health care, millions of Americans struggle to afford their care. Luckily, of the many difficulties loss of health insuran
-
USAA Complaint Filing: A Comprehensive Guide for Members
The United Services Automobile Association offers a broad range of financial services to current and former members of the US military. Established in 1922 by a group of Army officers, the firm origin
-
Employer-Sponsored Health Insurance: Who Pays & Costs
On average, employers paid approximately 71 percent of the health insurance premiums for family coverage as of 2014, according to the Kaiser Family Foundation. With growing health care costs, both emp
-
Path to Becoming an F-22 Raptor Pilot: Requirements & Training
The F22 Raptor is the premier air superiority fighter in the world today. Raptors are a major component of the U.S. Air Force, and only the best and brightest applicants go on to become F22 pilots aft
-
Proof of Insurance vs. Declaration Page: What's the Difference?
Sometimes, you must prove that you carry certain types of insurance in certain amounts, such as when a police officer asks to see proof of auto insurance. In these cases, you may wonder what document
-
Fraternal Insurance: Understanding Benefits and Coverage
Fraternal groups are organizations that promote brotherhood and unity among men while engaging in sanctioned activities as a whole. One of the benefits of being involved in a fraternal group is that y
-
Disability Benefits for Missing Fingers: Eligibility & Options
If a worker becomes disabled, it is often more expensive to his family than if he had died. Not only is his income lost, but he must pay for medical treatment. Disability insurance aim to replace lost
insurance
- Social Security Benefits for Spouses Caring for a Disabled Partner
- Prudential Alliance Account: Secure & Flexible Life Insurance Payouts
- Insurance Costs for 25-Year-Old Women: Average Rates & Savings
- Basic vs. Supplemental Life Insurance: Understanding Your Options
- VFW Death Benefits: Support for Eligible Families
- Benefits of Private Healthcare: Quality, Speed & Choice
-
Reporting Disability Fraud in New York State: A GuideProviding false information to obtain disability money is fraud and is considered a felony in New York State. Disability fraud in NYS -- or anywhere -- is very difficult to spot and prove. Many disabi...
-
Understanding Credit Scores: Why They Matter for Your Financial FutureSome people assume they don’t need to worry about their credit score because they don’t plan to borrow money and want to live their lives debt-free. While it’s certainly possible to get through life...
-
BTK Index: Stocks & What It Represents in Biotech InvestingWhat Stocks Are in the BTK Index? The BTK index is a collection of biotechnology stocks, most of which trade on the American Stock Exchange. Biotechnology is one of the most promising industr...
-
Land Contract vs. Mortgage: Understanding the Key DifferencesUnder a purchase money mortgage agreement, the buyer borrows most of the purchase price for a parcel of real estate, and pays the seller the entire purchase price in a lump sum. Under a land contract,...