investing
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Understanding Debt Offerings: Bonds & Notes Explained
Purchasing a corporations debt offering may pose less risk than purchasing its stock. A debt offering is often referred to as a note or bond and is offered by a company to raise capital. The
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Selling Gold Bullion: A Comprehensive Guide to Getting the Best Value
Gold bullion is a general term used to describe different types of gold that are made to be bought, invested in and sold. There's no specific type of bullion: Some manufacturers make coins while o
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Understanding Joint Tenancy (JT TEN) on Stock Certificates
"JT TEN" on a stock certificate means people named are joint tenants. "JT TEN" appearing on a stock certificate indicates there are joint owners of the stock represented b
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Understanding the Impact of Exchange Rates on Stock Markets
x The exchange rate is the value of the American dollar versus other currencies. The value of the dollar is both caused and reflected by interest rates, and interest rates have much to do wit
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Yield to Maturity vs. Spot Rates: Understanding the Difference
Yield to maturity relates to the yield on all fixed-rate securities if an investor holds the instrument until it matures. On the other hand, the spot rate is the theoretical yield of a zero coupon fix
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401(k) vs. Money Market Account: Understanding the Key Differences
Though not the same, a 401(k) plan and a money market account both allow the owner to grow his money. A money market account (MMA) and a 401(k) plan are not the same. The former is a type of
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Fair Value vs. Market Value: Understanding the Difference
Let's say you need to get something valued — an asset, property, shares of stock or a company. The valuer typically will apply a measure called "fair value" or "fair market value&qu
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Unlevered Cost of Capital: Calculation & Importance
Unlevered cost of capital measures the cost of capital without debt. Companies that are funded with debt and equity have a mixed cost of capital. But it's helpful to know what a company&#
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Understanding Options Trading Privileges: A Comprehensive Guide
Options are derivative contracts that have values based on individual stocks, exchange-traded funds or stock market indexes. Options are short-term contracts with a wide range of different contracts t
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401(k) Contribution Limits: Basic & Catch-Up Options Explained
You can save a lot with a 401(k) plan. One of the advantages of a 401(k) plan is the high contribution limit. Compared to other retirement plans like IRA accounts, the 401(k) has a very gener
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Mutual Fund Withdrawal Time: How Long to Receive Your Money
The amount of time it takes to receive proceeds from the sale of your mutual fund shares depends on the fund company's operating procedures and the method of payment used to disburse the funds. Fe
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Understanding the Stock Trade Execution Process: What Happens Next?
Stock trades placed through an online broker will be completed electronically. The act of buying or selling shares of stock is called a stock trade. If you are using an online brokerage accou
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Passive Income Potential: Understanding Profits from Apartment Complexes
Apartment owners make money from rental income and price appreciation. Owning an apartment complex can be a lucrative investment. You have the potential to make money from rental income and t
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Treasury Bonds vs. Municipal Bonds: Which is Right for You?
Treasury bonds and municipal bonds are income investments that pay investors interest for loaning money to the issuer for set period. Investors purchasing Treasuries represent loans to the federal gov
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Understanding Investment Opportunities: A Comprehensive Guide
What Is an Investment Opportunity? An investment opportunity is any situation where you have the option of purchasing something that has a chance to gain value in the future. Business investm
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Self-Directed Roth IRA: Manage Your Retirement Investments
A Roth Individual Retirement Account is a tax-favored savings structure for consumers. Contributing to a Roth IRA eventually provides tax free income to supplement retirement income. While you are not
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Debt Redemption: Understanding How and Why It Happens
Close-up of pile of credit cards and cash With very few exceptions, lenders expect debt to be paid back by a date certain, the maturity date. The debt issuer -- a governmental entity or corpo
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Classified vs. Unclassified Balance Sheets: Key Differences Explained
A company is more likely to provide investors and creditors a classified balance sheet. A balance sheet summarizes a company's financial position as of a certain date, typically at the en
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Scottrade: Your Guide to Withdrawing Funds - Options & Considerations
A debit card is one of several ways to withdraw money from Scottrade. Scottrade offers online checking, savings and money market accounts and brokerage services, which means you have several
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Understanding Inflation and Currency Value: A Comprehensive Guide
The value of a unit of currency will almost always change over time. This happens when the amount of goods and services that the currency can buy changes. For example, while a dollar may buy a certain
investing
- Investing in Johnson & Johnson Stock: A Simple Guide
- Authentic Silver Flatware: How to Spot Real Sterling Silver
- Understanding Bull Runs: What They Are and What Drives Them
- Profit Sharing vs. Equity Sharing: Understanding the Differences
- Profit Margin: Advantages, Disadvantages & How to Improve
- HCA Retirement Benefits: 401(k) Matching & Employee Perks
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Paying Credit Cards with PayPal: What You Need to KnowIt can be difficult to remember a time before PayPal — the payment service has been facilitating online payments for nearly two decades. It remains important and efficient for things like peer-to-peer...
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401k Matching: Your Guide to Employer Contributions & Retirement Savings401k plans are one of the most common investment vehicles that Americans use to save for retirement. One common perk of these plans is that they may come with an employer match. Learn More: What is a ...
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Retirement Planning: 10 Strategies for a Secure and Fulfilling FutureRetiring can be a daunting prospect. When you're used to collecting a steady paycheck, the idea of losing it and relying on savings and Social Security can be overwhelming. The good news? A few s...
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Central Bank Functions: Role in Modern EconomiesRelated Articles What is Cost of Equity? – Meaning, Concept and Formula Theoretical Concept The cost of equity concept is very important when it comes to valuing shares on the s...