investing
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SEP IRA Contribution Deadline: Maximize Your Tax Savings
You must make your SEP contribution by the tax filing deadline. If you are self-employed or own a small business, you can lower your tax liability while putting money away for the future. Whe
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IRA Estate Tax Implications: What You Need to Know
An Individual Retirement Account is granted tax-favored status by the Internal Revenue Service. The tax benefits make it suitable for growing assets during a person's lifetime. However, an IRA is
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Understanding Debt Offerings: Bonds & Notes Explained
Purchasing a corporations debt offering may pose less risk than purchasing its stock. A debt offering is often referred to as a note or bond and is offered by a company to raise capital. The
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Selling Gold Bullion: A Comprehensive Guide to Getting the Best Value
Gold bullion is a general term used to describe different types of gold that are made to be bought, invested in and sold. There's no specific type of bullion: Some manufacturers make coins while o
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Understanding Joint Tenancy (JT TEN) on Stock Certificates
"JT TEN" on a stock certificate means people named are joint tenants. "JT TEN" appearing on a stock certificate indicates there are joint owners of the stock represented b
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Understanding the Impact of Exchange Rates on Stock Markets
x The exchange rate is the value of the American dollar versus other currencies. The value of the dollar is both caused and reflected by interest rates, and interest rates have much to do wit
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Yield to Maturity vs. Spot Rates: Understanding the Difference
Yield to maturity relates to the yield on all fixed-rate securities if an investor holds the instrument until it matures. On the other hand, the spot rate is the theoretical yield of a zero coupon fix
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401(k) vs. Money Market Account: Understanding the Key Differences
Though not the same, a 401(k) plan and a money market account both allow the owner to grow his money. A money market account (MMA) and a 401(k) plan are not the same. The former is a type of
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Fair Value vs. Market Value: Understanding the Difference
Let's say you need to get something valued — an asset, property, shares of stock or a company. The valuer typically will apply a measure called "fair value" or "fair market value&qu
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Unlevered Cost of Capital: Calculation & Importance
Unlevered cost of capital measures the cost of capital without debt. Companies that are funded with debt and equity have a mixed cost of capital. But it's helpful to know what a company&#
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Understanding Options Trading Privileges: A Comprehensive Guide
Options are derivative contracts that have values based on individual stocks, exchange-traded funds or stock market indexes. Options are short-term contracts with a wide range of different contracts t
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401(k) Contribution Limits: Basic & Catch-Up Options Explained
You can save a lot with a 401(k) plan. One of the advantages of a 401(k) plan is the high contribution limit. Compared to other retirement plans like IRA accounts, the 401(k) has a very gener
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Mutual Fund Withdrawal Time: How Long to Receive Your Money
The amount of time it takes to receive proceeds from the sale of your mutual fund shares depends on the fund company's operating procedures and the method of payment used to disburse the funds. Fe
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Understanding the Stock Trade Execution Process: What Happens Next?
Stock trades placed through an online broker will be completed electronically. The act of buying or selling shares of stock is called a stock trade. If you are using an online brokerage accou
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Passive Income Potential: Understanding Profits from Apartment Complexes
Apartment owners make money from rental income and price appreciation. Owning an apartment complex can be a lucrative investment. You have the potential to make money from rental income and t
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Treasury Bonds vs. Municipal Bonds: Which is Right for You?
Treasury bonds and municipal bonds are income investments that pay investors interest for loaning money to the issuer for set period. Investors purchasing Treasuries represent loans to the federal gov
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Understanding Investment Opportunities: A Comprehensive Guide
What Is an Investment Opportunity? An investment opportunity is any situation where you have the option of purchasing something that has a chance to gain value in the future. Business investm
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Self-Directed Roth IRA: Manage Your Retirement Investments
A Roth Individual Retirement Account is a tax-favored savings structure for consumers. Contributing to a Roth IRA eventually provides tax free income to supplement retirement income. While you are not
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Debt Redemption: Understanding How and Why It Happens
Close-up of pile of credit cards and cash With very few exceptions, lenders expect debt to be paid back by a date certain, the maturity date. The debt issuer -- a governmental entity or corpo
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Classified vs. Unclassified Balance Sheets: Key Differences Explained
A company is more likely to provide investors and creditors a classified balance sheet. A balance sheet summarizes a company's financial position as of a certain date, typically at the en
investing
- Indent Sales Explained: How to Expand Your Market Reach
- Net Gain/Loss Calculation: A Simple Guide for Investors
- GBP to USD Exchange Rate: Current Value & How to Find It
- Understanding Your Options: 4 Ways to Sell Stocks
- Understanding Tax Implications of Selling Stocks
- Understanding Real Estate Appreciation: A Simple Calculation
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Navigating Market Volatility: A Two-Week Trading StrategyTom GentileThe markets are flashing signs of another February-sized correction. After setting an all-time high on Sept. 2, 2020, the S&P 500 tanked 3% on a massive volume spike the following day...
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When It's Okay to Spend: 7 Times Splurging Enhances Your LifeThere's more to life than saving every penny. Take a look at times when you should...
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Financial Recovery: Rebuilding Your Budget for a Secure FutureYou came here looking for a money reset, but that’s not really what you need. Nope! (Wait… what do I need then?) What you really need is to figure out how to get your finances back on track. Wh...
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Activity-Based Costing (ABC): A Comprehensive GuideActivity-based costing is a more specific way of allocating overhead costs based on “activities” that actually contribute to overhead costs. In job-order costingJob Order Costing GuideJob ...