investing
-
Tax-Advantaged 401(k) Contributions: Minimize Bonus Taxes
Avoid the taxes on your annual bonus by putting it into a tax-deferred plan like a 401(k). The Internal Revenue Service classifies a bonus as taxable compensation, so Uncle Sam is going to wa
-
Understanding Buy Points in Stocks: A Comprehensive Guide
A "buy point" for a stock is a range or price at which an investor or trader will agree to enter/purchase a stock position. This is commonly based on two general forms of evaluation: the fun
-
Understanding Interest Rate Volatility: Definition & Significance
A woman touching a bar graph on a tablet computer. In finance, the volatility of key indicators, such as stock prices, the unemployment rate and, especially, interest rates is critically impo
-
Beginner's Guide to Online Investing in Missouri
Through online stock investing, it is possible to establish significant wealth over the long term. As a Missouri resident, you may put portions of your online trading profits toward tuition payments a
-
401(k) Contribution Limits: Maximize Your Retirement Savings
A 401k can be a substantial part of a retirement nest egg. A 401k plan serves as the primary source of retirement savings for many people. Employees can elect to have a portion of their wages
-
Check Your 401(k) Balance: Easy Methods & Resources
Over $5.3 trillion is held in 401(k) plans as of September 2017, according to the Investment Company Institute. If you're using a 401(k) to help you save for retirement, it's important to know
-
Reporting a Ponzi Scheme: Protect Yourself & Others
Image of the FBI building. A Ponzi scheme is a form of investment fraud in which companies pay out fake returns to old investors using the investments of new investors. No actual investments
-
401(k) Beneficiaries: What Happens to Your Retirement Savings Upon Death?
401k plans are tax shelters. These retirement accounts are always sponsored by your employer. This means that the retirement plan is a plan that you must contribute to through an employer. Once you le
-
Redeemable Preference Shares: A Comprehensive Guide
Redeemable preference shares give investors a piece of ownership in a company, but these shares confer different rights than common stock. In addition, the company has the right to buy the shares back
-
Roth 401(k) Loans: Rules, Limits & Tax Implications
Borrowing from your Roth 401(k) wont hit your taxes unless you dont repay the loan. The Internal Revenue Service penalizes early withdrawals from employer-sponsored plans, but does permit you
-
Understanding Tiger Bonds: A Guide to Zero-Coupon Treasury Securities
Tiger bonds are zero-coupon bonds based on U.S. Treasury bonds. Treasury investors growth receipts (TIGR), better known as "Tiger" bonds, are a type of zero-coupon bond originally i
-
401(k) Deferral Explained: Tax Advantages & How It Works
What Is the Meaning of "Deferral" in 401K Plans? The term "deferral" when used in conjunction with 401K plans refers to the deferral of wages and income tax. Employees can
-
Roth 403(b) Plans: Tax-Free Retirement Savings Explained
Roth 403(b) plans are withdrawn during retirement without paying income taxes. Since their inception in 2006, Roth 403(b) retirement accounts have become a favorite with investors, because du
-
Consumer Discretionary Stocks: Definition & Key Characteristics
A group of stock brokers huddled in front of monitors on the floor of the New York Stock Exchange Consumer discretionary stocks are one of the 10 major stock market sectors listed in the Glob
-
Understanding U.S. Treasury Bond Callability: What You Need to Know
Since 1985, U.S. Treasury bonds have been issued as non-callable. All treasury bond issues carry the full faith and credit of the United States. Since 1985, most of these issues have been non
-
Understanding Adjusted Book Value: A Valuation Guide
Adjusted book value is always lower than the intrinsic value of the business. Book value, in finance, also referred to as stockholders' equity or liquidation value, is calculated by subtr
-
IRA Contributions After 65: Tax Benefits & Eligibility
The Internal Revenue Service grants special tax treatment to Individual Retirement Accounts, or IRAs, in an effort to encourage retirement savings. Even if you are older than 65, you might still be ab
-
Direct Stock Purchase Plans: A Comprehensive Guide (2024)
Man reading the stocks section in a newspaper. Hundreds of publicly held companies in the United States permit individuals to buy shares of their stock directly in 2011 without using a profes
-
Understanding Paid-Up Capital: Definition & Calculation
Paid-up capital represents a portion of the shareholders equity Paid-up capital is the initial capital investment contributed to a new corporation by its founding shareholders. Any excess cap
-
Calculating Stock Price from Balance Sheet: A Simple Guide
Investor compares the current stock price to the stocks financial reporting documents. Calculating a stock's price from information obtained from the stock's balance sheet is a simple
investing
- Understanding Stocks: Key Facts for Beginners
- Taxable vs. Municipal Bonds for C Corporations: Which is Best?
- Interest Rates & Recessions: Understanding the Relationship
- Investing for Beginners: A Millennial's Guide to ETFs
- Understanding Equally Weighted Indexes: Calculation & Benefits
- Investing in Silver: A Guide to Buying Physical Silver & ETFs
-
Bitcoin & Ethereum Price Increases: Are We in a Bubble?When there is a rapid growth in any of the crypto-currencies and assets such as Bitcoin, Ether, Zcash and others, many will call it out as a bubb...
-
Maximize Your Rewards: A Comprehensive Guide to Credit Card Valuediv.cus...
-
CAN SLIM Investing Strategy: A Comprehensive GuideCAN SLIM, also referred to as “CANSLIM,” is an acronym where each letter identifies key characteristics to look for in a company. Developed by American William O’Neil, CANSLIM is use...
-
Beyond Investing: Fun & Exciting Activities with BitcoinBitcoin might be one of the most popular trends worldwide at the moment, but for most people, it’s not the most exciting. The biggest reason for this is because we often overlook many of the opportu...