investing
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Identifying Rare Silver Certificates: A Collector's Guide
This silver certificate is an artifact from the Titanic. When silver certificates were printed, anyone holding one could take the note to the bank and exchange it for an equivalent amount of
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Net Book Value: Calculation & Importance for Investors
Investors use net book value to make sound financial decisions. If accounting terms make your head spin you're not alone. But if you'd still like to have a grasp on a few of the basic
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Calculate IRR on a TI-83 Calculator: A Step-by-Step Guide
Financial analysts often use internal rate of return to make capital budgeting and investment decisions. The internal rate of return is the rate at which the cost of investment equals the present valu
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Net Gain/Loss Calculation: A Simple Guide for Investors
Calculating net gain or loss in an investment. When putting your money into an investment vehicle, such as stocks, you need to keep track of your gains or losses. This helps you understand ho
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Protecting Your Retirement: Can Lawsuits Affect Your 401(k) or IRA?
Businessman studying his finances on his tablet It's frightening to consider that all the money you've been putting away over the years and all the retirement benefits you've been
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Understanding Cash Calls: A Guide for Shareholders
Economic instability can cause dropping sales and plummeting stock prices. When a publicly traded company needs cash, it might require millions or billions of dollars. This is no ordinary bus
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Understanding Time Deposits: Types & How They Work
Banks use CDs to gain investors. Time deposits, also known as certificates of deposits, are promissory notes issued by banks. The promissory note promises to pay the investor a certain amount
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Calculate Average Annual Inflation Rate: A Step-by-Step Guide
The inflation rate measures the amount that the price of a good or goods increases over time. The inflation rate can be measured in regards to a specific product, such as gasoline, or the economy as a
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Understanding Share Prices: A Guide to Calculation & Market Cap
Stocks represent a unit of ownership in a public company. In general, an increase in demand for the stock also increases the stock price. One calculation analysts use to measure the amount of stock is
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Tax Implications of the 30-Day Rule for Stock Sales
Stock loss is not deductible if you repurchase an identical investment within 30 days. Money lost on investments can be tax deductible and as such reduce your tax burden. Many investors sell
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Calculating In-the-Money Option Value: A Comprehensive Guide
An in-the-money option can mean profit for the option trader. Stock options are contracts that give the option holder the right to buy — call options — or sell — put options — the underlying
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401(k) vs. Defined Benefit Plans: Understanding the Difference
When it comes to retirement plans, you could have a defined contribution or a defined benefit plan. If you have a 401k plan offer from your employer, this is not known as a defined benefit plan. Inste
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Investing in Texas Municipal Bonds: A Comprehensive Guide
Research muncipal bond credits before buying. Bonds issued with the full faith and credit of the state of Texas are high quality municipal bonds exempt from federal tax. Texas municipal bond
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Calculate Total Revenue: A Comprehensive Guide for Businesses
Cash flow is the life of any business. Without money coming in on a regular basis, a company will eventually fold. But for the professionals who run the business, revenue is more complicated than simp
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Calculate Your Investment's Annual Rate of Return: A Step-by-Step Guide
Finding the annual rate of return is a great way to compare different investments of different sizes and different time periods. For example, you might have held a smaller investment in a stock for si
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Short-Term vs. Long-Term Interest Rates: Understanding the Difference
For the saver, investor, cash holder or anyone who relies on fixed-income investments, interest rates are important. It's what people earn on their "safe" money. Interest rates are equal
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401(k) Vesting Explained: Understanding Your Employer's Contributions
The 401(k) Vesting Process Investing in a 401(k) plan can be a little confusing in the beginning. One of the many points of understanding you will need before contributing is your employer
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Financial Calculator Reset: Restore to Factory Settings - A Comprehensive Guide
Sometimes a financial calculator can get locked up and become unresponsive. It's also possible that a setting was accidentally changed so that it is no longer functioning as desired. In each of th
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Calculate Geometric Growth Rate: A Step-by-Step Guide with Calculator
A scientific calculator makes it easy to find the geometric growth rate. Mathematically, growth can occur in several different ways. For example, if you add one apple per second to a basket,
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Closing a Fidelity Account: A Step-by-Step Guide
A man on the phone holding a document. rewrite
investing
- Public Corporation vs. Public Limited Company: Key Differences Explained
- Stock Grants vs. Stock Options: Understanding the Difference
- Understanding & Calculating Stock Price Volatility: A Step-by-Step Guide
- IRA Protection from Lawsuits: What You Need to Know
- Harmonized Financial Statements: Pros, Cons, and Global Impact
- Investing in Silver: A Smart Alternative to Gold
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Libra Cryptocurrency: Can Facebook's Digital Currency Still Succeed?Facebook’s Libra cryptocurrency has suffered a few setbacks recently. As well as facing pressure from global regulators, seven of its 28 founding members have l...
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Financial Literacy for Kids: Essential Money Questions for ParentsIts never too early to teach your child about the importance of saving money. During my single days, I envisioned my future husband to be handsome, witty, intelligent and sensitive without bei...
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Protect Yourself: Identifying Coronavirus Relief ScamsAt a time when the country is in disarray, you cant afford to be a scam victim. ...
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Mortgage Relief Programs: Explore Options & EligibilityMortgage relief programs are designed to help homeowners facing financial hardship stay in their homes. Your mortgage may be the biggest bill you pay every month, and unexpected ci...