investing
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401(k) Contributions & Modified Adjusted Gross Income (MAGI): Tax Implications
Each year, many people put money into their 401k plans and have their employers make matching contributions to help save for retirement. Knowing how these contributions affect your modified adjusted g
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Calculating Combined Firm Beta: A Comprehensive Guide
Beta is a measure of how much a stock moves relative to movements in the overall stock market. Technically, it is the covariance of returns of the stock and the overall market (represented by an index
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Depreciation Expense: Calculation & Impact on Financial Statements
Depreciation expense allocates the cost of an asset, like a printing press. Each accounting period, a company allocates a portion of the costs it paid to acquire its long-term assets to its i
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Shareholders' Equity vs. Net Worth: Key Differences Explained
Shareholders equity and net worth are sometimes referred to as net asset value and equity capital. It is not uncommon for shareholders' equity and net worth to be used interchangeably on
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Understanding Real vs. Tangible Personal Property: Definitions & Examples
Real property, such as a house, cant be moved from its location. Legally, tangible property is any property, real or personal, that can be touched. Real property consists of land or real esta
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Understanding Movement Along the Demand Curve: A Comprehensive Guide
It is axiomatic among economists that nearly all principles in economics bear some relationship to supply and demand, be it for goods, services or labor. Both of these factors are closely linked and o
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Diminishing Balance vs. Straight-Line Depreciation: A Comprehensive Comparison
Depreciation is a means of cost allocation for capital assets. Companies use different depreciation methods, depending on asset types, to appropriately account for depreciation charges over multiple a
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Understanding Cash on a Balance Sheet: Definition & Significance
Cash on the balance sheet includes currency, bank accounts and undeposited checks. The amount of cash listed on a company's balance sheet includes its physical currency, bank accounts and
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Profit Margin: Advantages, Disadvantages & How to Improve
The concept of your sales and your profit margin at its max. Profit margin is a way of measuring a company's profitability, often expressed as a percentage of the total sales revenue. The
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Margin Trading: Understanding Requirements & Risks
Margin trading is a special form of trading that involves borrowing money from a stockbroker to purchase shares. The investor then repays the money plus an interest fee at a later date. The shares ser
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Understanding Subsidies: How They Work & Their Impact
Sometimes, a government or other large entity will attempt to provide incentives for certain behaviors of players within a particular market. For example, a government may choose to provide a tax cred
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Understanding Capital Structure: A Balance Sheet Guide
Business woman working on laptop. Capital structure refers to the mix of debt and equity financing a company uses to fund its operations. Capital structure ratios tend to fall within a narrow
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Understanding Margin Requirements & Dividends on Short Sales
Dividends decrease your remaining margin for short sales. Dividends increase your margin requirement on a short sale -- the sale of borrowed securities. The margin, or collateral requirement,
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Discount Margin vs. Trading Spread: Understanding the Difference
"Invest" key on keyboard Discount margin and spread are two different concepts in investing. A spread is the difference between a bid and an ask price and usually refers to stocks,
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Cash Equities Trading: A Comprehensive Guide for Investors
Cash equities trading is performed by Wall Street stock traders. The term "cash equities" refers to a type of trading executed primarily by large, institutional investors. These com
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Inheritance & Government Assistance: Understanding TANF & Medicaid Eligibility
Individuals with limited income and assets may receive financial assistance from the Temporary Assistance for Needy Families program and medical coverage from Medicaid. They may also receive food stam
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Proven Strategies for Building Wealth: A Step-by-Step Guide
Building wealth doesn't require an individual to have extraordinarily high income, but diligence, patience and realistic financial goals. Creating an executable financial plan is critical to build
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Margin Equity Percentage: Understanding Your Brokerage Loan Limits
A brokerage margin account allows an investor to buy stocks and other securities with a portion of the purchase price paid with a margin loan from the broker. A brokerage margin account allow
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Understanding Cash Receipts: Tracking Income with an Income Statement
If you run a small business, you have a choice between using cash or accrual accounting. In cash accounting, you record income when cash is collected from a sale, either at the time of sale or when a
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Growing Annuity: Definition, Examples & How It Works
A growing annuity refers to a series of regular payments that increase in amount with each payment. For example, you may start a business that you expect to generate incomes that grow until you sell i
investing
- Return on Debt (RoD): Calculation & Analysis
- Trust Officer: Responsibilities, Career Path & Requirements
- Understanding Limited Partnership Interests: Roles & Liabilities
- Investing: Pros & Cons - A Comprehensive Guide for Beginners
- Selling Your Panned Gold: A Comprehensive Guide for Prospectors
- Market Deregulation: Definition, Pros & Cons - [Year]
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Prioritizing Quality: 3 Services Worth Paying Extra ForOpting for the cheapest provider isn...
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Financial Conflict in Relationships: 3 Early Warning SignsAre you and your partner destined to fight about money? Here are some warning signs tha...
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Calculate Operating Cash Flow: A Step-by-Step GuideThe indirect method adjusts accrual-based revenues and expenses to cash. A company reports its cash flow from operating activities, which is the cash it generates from its core operations, on...
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Avoid Vacation Budget Mistakes: 5 Often-Overlooked Expenses5 Neglected Expenses That Can Ruin Your Vacation Budget With the weather warming up, summer vacation isn’t too far away. If you haven’t already, it’s time to start a va...