investing
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Understanding Cash Flow Statements: Pros & Cons for Investors
A cash flow statement is one of the three primary financial statements that companies release on a regular basis. A cash flow statement shows where money is coming from and where it is going. If you a
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Understanding CPI Index: Calculating Percentage Change & Economic Significance
The Consumer Price Index is a measure of overall price levels for goods and services in an economy. The index represents the average price paid for a group of 200 goods and services and is released mo
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EPF vs. CPF: Understanding Retirement Savings in Malaysia, India & Singapore
The EPF and CPF help certain salaried workers prepare for retirement. Both the Employee's Provident Fund, started in 1951, and the Central Provident Fund, established on July 1, 1955, pro
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Construction Profit Margins: Understanding Industry Norms & Factors
What Is the Normal Profit Margin in Construction? Profit margin is calculated by dividing a company's net or pretax earnings by its sales. Comparing pretax earnings allows you to analyze
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Calculating Preferred Dividends: A Balance Sheet Guide
Three piles of coins with the stock market readout in the background. Things Youll Need Most recent company balance sheet Calculator Warning Always investigate the company to learn of its sta
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Understanding Declining Stockholders' Equity: Causes and Implications
On a company's balance sheet, "stockholders' equity," also called "shareholders' equity," is a measure of that business' true value. If the company were to liquidat
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Indent Sales Explained: How to Expand Your Market Reach
As a means of entering markets in which it may not have an established presence, a producer may contract with local agents to help it sell to that market. These agents are empowered to act as middleme
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Crafting Investment Papers: A Comprehensive Guide
Use a Securities and Exchange Commission Form 10-K filing as a template for your investment paper. Investment papers are written for a variety of purposes, and should be comprehensive while d
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Closing Your TD Ameritrade Account (Formerly Scottrade): A Step-by-Step Guide
If you originally had an account with Scottrade®, in 2017 you became a TD Ameritrade customer. As with any transition, this means getting used to new policies and procedures. With most brokerage firms
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Hedge Hunters: Understanding Aggressive Hedge Fund Managers
Close-up of hedge hunters hands writing down stock market trends. In the investment world, a hedge hunter is a hedge fund manager with a reputation for aggressive and successful investment ta
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401(k) Partial Withdrawal & Rollover: Understanding Your Options
Splitting a 401(k) distribution can be tricky. You can roll over a part of a 401(k) distribution into a qualified retirement account, but the rollover is subject to certain restrictions. Norm
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Direct Write-Off Method: Pros, Cons, and Alternatives
Direct write-off mostly refers to the recording of uncollectible accounts receivable. Companies often make credit sales and retain accounts receivable, expecting to collect them from customers over ti
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Understanding the Impact of Reserves on Income Statements
Reserves in accounting can alter earnings reported. There are a lot of inputs in an income statement. Some accounts are what actually happened, such as sales. Other accounts are supposed to m
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Calculate Net Income from Stock Price & P/E Ratio: A Simple Guide
Net income is the profit a company generates during an accounting period. If you know a company's stock price and its price-to-earnings (P/E) ratio, you can calculate its net income, or p
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Understanding Tender Fees: Costs in Corporate Takeovers
The term "tender" refers not just to something soft or sentimental, but it also has a financial meaning. When an individual or company attempts to purchase a publicly traded company by offer
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Shareholder Wealth Maximization vs. Profit Maximization: Key Differences
Shareholders are different in nature, in terms of their knowledge and business orientation. Most of them are myopic and are highly concerned about the immediate benefits. They, therefore, aim at profi
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GAAP vs. MACRS: Understanding Depreciation Methods
Modified Accelerated Cost Recovery System, or MACRS, is a way of computing asset depreciation for income tax purposes. For financial reporting purposes, companies determine their annual depreciation e
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Understanding Authorized, Issued & Outstanding Shares: A Guide
The Securities and Exchange Commission receives corporate filings. Companies are often publicly traded on major exchanges such as the NYSE, NASDAQ and AMEX. Every company that issues stock fo
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Understanding Total Debt on a Balance Sheet: A Comprehensive Guide
A balance sheet. Total debt refers to the total amount of interest-bearing debt a company holds. There are many classes of debt, ranging from mortgages held on various properties to lines of
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Dividend Repatriation: A Guide to Bringing Profits Home
Dividend repatriation refers to the return of earnings from foreign subsidiaries to their parent companies back in the home country. Earnings returned home from abroad are subject to income taxes by t
investing
- The Essential Purpose of a Business Card: Beyond Contact Info
- Accessing Your 401(k) for Debt Relief: Options & Requirements
- Understanding Foreign Currency Exchange Rates: A Comprehensive Guide
- Valuing Antique License Plates: A Comprehensive Guide
- Stock Dilution Explained: Calculation & Impact on Investors
- Scrap Copper Prices: Find Current Values & Maximize Your Returns
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Annualized Rate of Return: Definition & CalculationAnnualized rate of return is a way of calculating investment returns on an annual basis. As we invest, we often want to know how much we are earning from our investments. When we calculate our investm...
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Colorado Debt Statute of Limitations: What You Need to KnowYou dont have to drag your debts around forever. Creditors only have a limited amount of time to take you to court for unpaid debt. This rule is known as the statute of limitations, and each ...
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The Hidden Costs of Credit Card Overspending: Risks & ConsequencesCarrying lots of credit cards could lead to overspending. The easy availability of credit cards and their widespread acceptance at stores makes it simple for consumers to overspend. Through 2...
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Navigating US Healthcare: A UK Resident's Experience & InsightsUntil this year, my experience of healthcare was one of accessibility and service that founds all of my needs met. As a person who was living in the UK, paying for healthcare had never been a concern....